当“固收+”需要一场进化，看“选股专家”给出的“全面”答案

Core Viewpoint - The article emphasizes the importance of a clear and systematic approach to wealth management, particularly in the context of "stable" investment options, urging investors to find products that align with their individual needs and risk profiles [1][17]. Group 1: Product Ecosystem - The company aims to create a comprehensive and layered "fixed income +" product ecosystem, moving beyond just offering popular products to providing a range of clearly defined solutions that cater to different investor profiles [1][5]. - The "fixed income +" product series is designed to resonate with investors seeking stability, featuring distinct investment strategies and representative products across various risk-return coordinates [3][5]. Group 2: Product Styles and Performance - The product styles include "Low Valuation Value," "Balanced Stable," "Balanced Active," and "Active Growth," each with specific representative products and fund managers [4][6]. - For "Low Valuation Value" investors, products like 汇添富添添乐双盈债券 and 汇添富添添乐双鑫债券 have shown significant returns, with net value growth of 5.79% and 5.94% respectively, outperforming their benchmarks [6][7]. - The "Balanced Stable" product, 汇添富鑫享添利六个月持有混合, achieved a return of 5.35% with a maximum drawdown of -0.81%, making it a strong choice for conservative investors [9][10]. - The "Active Growth" product, 汇添富双利增强债券, reported a net value increase of 15.86%, significantly exceeding its benchmark of 4.25%, ranking in the top 6% among similar products [11][12]. Group 3: Systematic Advantages - The company leverages a vertically integrated research and investment system, which enhances its capabilities in the "fixed income +" sector by applying its expertise from equity investments [13]. - An open and collaborative research culture between fixed income and equity teams fosters a deeper understanding of corporate value and enhances macro asset allocation perspectives [14]. - The company emphasizes a stable product system with clear risk-return characteristics, ensuring that fund managers are matched with products that align with their strengths and client needs [15].