一个萝卜章，东北老板在银行骗了3.5亿……

Core Viewpoint - GD Bank is pursuing legal action to recover 350 million from multiple financial institutions and individuals due to a fraudulent loan scheme that originated in 2013 [4][17]. Group 1: Background of the Case - The case began in 2013 when a businessman, Liu Xiaoyi, sought a loan of 350 million for his company, Ju Xin Yuan, to purchase grain and oil after suffering losses in futures trading [6][10]. - Liu proposed a scheme to the assistant branch manager of GD Bank, Zhang Lei, to secure the loan by introducing various financial intermediaries, leading to a complex loan structure involving multiple banks [8][9]. Group 2: Fraudulent Activities - The loan was executed through a series of transactions that included a 6.2% annual interest rate, with each involved party earning fees [9][10]. - The fraudulent nature of the loan was revealed when the involved parties used forged seals to create a false investment contract, which was later discovered during a legal review [13][14]. Group 3: Legal Proceedings - Initially, GD Bank won the case, arguing that the investment contract was invalid due to Zhang's lack of authority [18][19]. - However, the Supreme Court later ruled that both the investment contract and the deposit agreement were invalid, as they were part of a conspiracy to misappropriate the funds [22][23]. Group 4: Current Developments - GD Bank is now pursuing additional legal action against five defendants, seeking to recover not only the principal amount of 350 million but also 139 million in interest fees [25][26]. - The bank's motivation for renewed litigation stems from the significant financial loss and the low recovery rate from previous attempts, as only 24.85 million has been recovered so far [26][27].