券商中国·2026-01-29 23:33Core Viewpoint - The four major state-owned banks in China have held meetings to outline their operational strategies for 2026, emphasizing high-quality development and risk management while aligning with national strategies and supporting domestic demand expansion [1][4]. Group 1: Business Focus and Strategy - Bank of China (BOC) highlighted the importance of global advantages, aiming to enhance global layout, product service capabilities, and compliance management [2]. - Agricultural Bank of China (ABC) emphasized its commitment to serving rural areas and supporting comprehensive rural revitalization, focusing on credit allocation to key sectors such as agriculture and rural development [2]. - China Construction Bank (CCB) aims to strengthen collaboration across various banking sectors and enhance financial service adaptability, particularly in supporting national technological self-reliance [3]. Group 2: Support for National Strategy and Domestic Demand - Industrial and Commercial Bank of China (ICBC) and ABC stressed the integration of investments in both physical and human capital, with a focus on expanding credit and bond investments to support domestic demand and innovation [4]. - CCB reiterated its commitment to supporting national strategies and expanding domestic demand while promoting sustainable development in financial services [4]. Group 3: Risk Management and Technology - All four banks emphasized the role of technology in risk prevention and management, with BOC focusing on credit risk control and proactive trend monitoring [5][6]. - ICBC plans to accelerate the implementation of an intelligent risk control platform to manage risks effectively across key sectors [6]. - ABC aims to mitigate credit risks in local government debt and real estate while maintaining high asset quality through enhanced technological resilience [6]. - CCB is focused on building a comprehensive and proactive risk control system to ensure early identification and management of risks [6].