中国能源报·2026-02-01 09:28Core Viewpoint - Recent fluctuations in gold prices have led multiple banks, including ICBC, ABC, BOC, CCB, and BOCOM, to adjust their gold accumulation services and issue risk warnings to investors [1][5][13][15]. Group 1: ICBC Adjustments - ICBC announced adjustments to its gold accumulation business, advising investors to assess their risk tolerance and maintain a rational investment mindset amid significant market uncertainty [1]. - Starting February 7, ICBC will implement limit management on its gold accumulation services during non-trading days, including weekends and public holidays [2]. - The minimum investment amount for ICBC's gold accumulation was raised from 1,000 yuan to 1,100 yuan as of January 8 [4]. Group 2: CCB Adjustments - CCB increased the minimum investment amount for its gold accumulation services to 1,500 yuan effective February 2 [5]. - CCB emphasized the heightened market risks due to increased volatility in precious metal prices and urged customers to enhance their risk awareness [7]. Group 3: BOCOM Adjustments - BOCOM announced that only clients with a risk tolerance assessment result of growth, aggressive, or high-risk can engage in all gold wallet services starting January 31 [8]. - Clients with conservative or balanced risk assessments are limited to specific transactions, such as real-time selling and redeeming physical gold [9]. Group 4: ABC Adjustments - ABC stated that from January 30, personal clients must complete a risk assessment and achieve at least a cautious rating to engage in gold accumulation services [13]. Group 5: BOC Risk Warning - BOC highlighted the uncertainties in the precious metals market since 2026 and advised clients to manage their gold holdings carefully to mitigate potential financial losses from price fluctuations [15].