经济观察报·2026-02-04 13:12Core Viewpoint - The article highlights the transformative journey of China Minsheng Bank over 24 years, from poverty alleviation efforts to comprehensive rural revitalization, showcasing its significant contributions to local communities in Henan Province [2][4][24]. Group 1: Historical Context and Contributions - China Minsheng Bank was established in 1996 and became the first nationwide commercial bank initiated by private enterprises, taking on the responsibility of targeted assistance in Henan Province by 2002 [2][4]. - The bank has donated over 290 million yuan in aid and provided loans exceeding 1.53 billion yuan to support local development [4][24]. - The bank's current focus is on the "two focuses, three reductions, and five enhancements" strategy to drive rural revitalization through financial support and comprehensive assistance in five key areas [4]. Group 2: Infrastructure and Economic Development - In the village of Tianshang, the bank invested over 20.5 million yuan to transform the area from a typical impoverished village to a thriving tourist destination with the establishment of the "Baimalin Valley" inn [6][7]. - The inn achieved an operational income of 700,000 yuan by the end of 2025, with high occupancy rates during holidays [7]. - A new revenue distribution model, "5311," was established to ensure sustainable development and fair distribution of income among villagers [9][10]. Group 3: Agricultural Innovation and Employment - In Jiaozhuang Village, the bank introduced agricultural technology and established a 30-acre experimental field, leading to the cultivation of high-yield varieties of honeysuckle [11][13]. - The introduction of the "Tere 1" variety resulted in yields of over 3,000 jin per acre, generating significant income for local farmers [13]. - The bank's initiatives have created over 310 jobs in the honeysuckle industry and supported the establishment of a high-quality wheat base in the region [13][14]. Group 4: Cultural and Educational Initiatives - The bank has supported educational programs for 25,100 students over 19 years, with notable success in high school admissions to prestigious universities [19][22]. - It has also invested in improving educational facilities and mental health resources in local schools [21][23]. - Cultural initiatives, such as the "Minsheng MA + Art Empowerment Plan," have integrated local history and modern art to enhance tourism and cultural identity [18]. Group 5: Comprehensive Support and Future Outlook - The bank's comprehensive support includes healthcare initiatives, with the donation of mobile health clinics to improve medical access for rural residents [21][24]. - By 2025, the bank's direct aid and loans have significantly increased, demonstrating the effectiveness of financial and social resource integration in rural development [24]. - As the bank approaches its 30th anniversary, its efforts in Henan serve as a model for rural revitalization and community empowerment across China [24].