多家中小银行宣布上调存款利率

Group 1 - The article discusses the recent trend of small and medium-sized banks in China adjusting their deposit interest rates, with some banks increasing rates while others are decreasing them [2][3][5]. - Several banks, such as Hunan Xinhang Rural Commercial Bank and Shanxi Linxian Rural Commercial Bank, have announced increases in deposit rates for various terms, with some products offering rates above 2% [4][6][10]. - Despite the increases, the overall trend shows a mixed response among banks, with some opting to lower rates due to pressures on net interest margins and the need to stabilize funding costs [3][8][9]. Group 2 - Specific examples of rate adjustments include Inner Mongolia Rural Commercial Bank offering a 1.4% rate for a one-year deposit, and Shanxi Zezhou Rural Commercial Bank offering rates of 1.45%, 1.5%, and 1.75% for one, two, and three-year deposits respectively [4][6]. - Some banks are launching special deposit products for the New Year, emphasizing limited availability and promotional rates, such as the 1.65% rate for one-year deposits from Laishang Bank [12]. - The article highlights that while most banks have rates in the "1" range, there are still products with rates in the "2" range, indicating a competitive market for attracting deposits [10][11].