深圳水贝黄金平台兑付异常敲警钟！专家呼吁：加强投资者教育，实施穿透式监管刻不容缓

Core Viewpoint - Strengthening investor education and implementing penetrating regulation in the gold market is urgent due to the recent difficulties faced by Shenzhen Jie Wo Rui Jewelry Co., which has triggered a chain reaction in the industry [1]. Group 1: Investor Education and Awareness - Ordinary investors, particularly those with low risk recognition abilities such as housewives and young workers, are being misled by high-yield marketing posts on social media, leading them to fall into "gold investment traps" [3][4]. - There is a need for precise publicity, case warnings, and the dissemination of basic knowledge about gold investment to enhance risk awareness among ordinary investors [3]. Group 2: Regulatory Challenges and Recommendations - The illegal gold trading activities are considered illegal financial activities, and the root cause of such incidents is the loopholes in the execution of relevant laws and regulations [9]. - Experts suggest that a comprehensive regulatory system should be established, focusing on entry thresholds, fund supervision, business norms, risk prevention, and accountability to curb the emergence of illegal gold trading platforms [9]. Group 3: Market Dynamics and Risks - The business model of platforms like Jie Wo Rui often includes various forms of transactions, such as pre-priced transactions, which may involve criminal risks like illegal operation and fraud [6][7]. - The Shenzhen Gold Jewelry Industry Association has previously issued warnings about companies engaging in illegal gambling activities disguised as gold trading, indicating a serious disruption to market order and industry reputation [7].