春节“红包”!1天赚11天利息,逆回购最佳时点来了!
证券时报·2026-02-12 08:10

Core Viewpoint - The article emphasizes the opportunity for investors to utilize idle funds during the upcoming Spring Festival by engaging in government bond reverse repos, which can yield interest over the holiday period [1][3]. Group 1: Investment Strategy - Investors can earn interest for 11 days by participating in a 1-day reverse repo on February 12, with funds available for withdrawal before the market opens on February 24 [3][5]. - The optimal time for executing the reverse repo is before the market closes, as interest rates may drop significantly after 3 PM [5][12]. - The process of engaging in reverse repos is straightforward, requiring only a stock account and a few simple steps to execute the trade [7]. Group 2: Corporate Participation - Not only individual investors, but also listed companies are increasingly participating in government bond reverse repos to manage idle funds effectively [9]. - For instance, a company named Nabichuan plans to use up to 315 million RMB of idle funds for cash management, including investments in reverse repos [9]. Group 3: Common Misconceptions - A common mistake among investors is to execute reverse repos the day before non-working days, which may not yield optimal interest due to changes in the calculation of interest days [11]. - Investors are advised to place orders in smaller batches rather than a lump sum to capture higher interest rates throughout the day [12]. - The misconception that transaction fees for reverse repos are high is addressed, clarifying that fees are minimal, with a maximum charge of 30 RMB for a 10 million RMB investment over 30 days [13].