强制投保、全产业链保障，三部门推动建立低空保险服务体系

Core Viewpoint - The article discusses the implementation of a comprehensive low-altitude insurance system in China, aimed at supporting the development of the low-altitude economy while ensuring safety and risk management [3][4]. Summary by Sections Implementation Opinions - The National Development and Reform Commission, along with financial regulatory authorities and the Civil Aviation Administration, has issued opinions to promote high-quality development of low-altitude insurance, establishing a service system that covers the entire chain, all scenarios, and all entities [3][4]. Development Goals - By 2027, a preliminary mandatory insurance system for unmanned aerial vehicle (UAV) liability will be established, with a continuous enrichment of low-altitude insurance products to meet various application scenarios [3][18]. - By 2030, a basic policy framework for low-altitude insurance will be formed, enhancing its role in ensuring the safe and healthy development of the low-altitude economy [3][18]. Policy System Improvement - The opinions emphasize the need to improve the policy system for low-altitude insurance as a primary task, creating a favorable institutional environment for the standardized development of low-altitude insurance through planning guidance, regulatory embedding, and mechanism encouragement [4][5]. Mandatory Insurance System - A key highlight is the establishment of a mandatory liability insurance system for UAVs, which is crucial for ensuring public safety and will be integrated into flight activity approval processes [5][6]. Full Industry Chain Support - The opinions call for insurance companies to develop a comprehensive support system covering the entire industry chain, including research and development, manufacturing, flight operations, and infrastructure [7][8]. Application Scenario Services - Targeted insurance coverage will be provided based on various application scenarios such as agricultural operations, low-altitude inspections, logistics, and emergency management, ensuring precise matching of service to needs [8][32]. Data and Professional Capacity Building - The opinions stress the importance of enhancing data infrastructure and professional capabilities within the insurance industry to improve sustainable operations and risk management [8][33][37]. Regulatory Measures - Relevant authorities are required to enforce risk prevention responsibilities on enterprises and strengthen the understanding of insurance regulations to promote sustainable development [41].