证券时报·2026-02-13 11:31Core Viewpoint - The People's Bank of China and the National Financial Regulatory Administration released the list of systemically important banks for 2025, identifying 21 domestic banks, including 6 state-owned commercial banks, 10 joint-stock commercial banks, and 5 city commercial banks [1]. Group 1: List of Systemically Important Banks - The 2025 list includes Zhejiang Commercial Bank, which is newly added and placed in the first group, making it the 10th joint-stock commercial bank on the list [2]. - The list is categorized into five groups based on systemic importance scores, with the first group containing 11 banks, the second group 4 banks, the third group 2 banks, the fourth group 4 banks, and no banks in the fifth group [3]. Group 2: Regulatory Framework - Systemically important banks are characterized by their large scale, high complexity, and strong interconnections with the financial system, which significantly impacts economic and financial operations [4]. - The regulatory framework requires additional capital requirements for banks in different groups, ranging from 0.25% for the first group to 1.5% for the fourth group, with specific leverage ratio requirements also in place [4]. - The regulatory bodies aim to enhance macro-prudential management and micro-prudential supervision to ensure the safe and sound operation of systemically important banks, thereby supporting the high-quality development of the real economy [4].