国投白银LOF启动补偿，2月26日开领

Core Viewpoint - The article discusses the compensation plan announced by Guotou Ruijin for investors affected by the valuation adjustment of the Guotou Silver LOF fund, highlighting the measures taken to address investor concerns and ensure fair compensation [3][5]. Summary by Sections Compensation Plan - On February 15, Guotou Ruijin announced a compensation plan for investors affected by the valuation adjustment of the Guotou Silver LOF fund, with full compensation for losses under 1,000 yuan and proportional compensation for losses exceeding that amount [3][6]. - The plan specifies that only individual investors who redeemed their shares between January 30 and February 2, 2026, are eligible for compensation, excluding institutional investors [6]. Investor Impact - The valuation adjustment, which changed from -17% to -31.5%, affected over 90% of the redeeming individual investors, with those under 1,000 yuan receiving full compensation [6][8]. - Investors can apply for compensation through the Alipay mini-program starting February 26, 2026, with the expectation that compensation will be processed within approximately 10 working days [3][6]. Market Context - The valuation adjustment was made to prevent the fund's net asset value from appearing artificially high due to extreme market conditions, as the international silver market experienced unprecedented volatility [7][8]. - The adjustment aimed to mitigate potential mass redemptions that could lead to greater losses for remaining investors, highlighting the importance of proactive risk management in extreme market situations [8][9]. Response to Investor Concerns - Guotou Ruijin's swift response, including the establishment of a working group and the development of a compensation plan within 12 days, reflects the company's commitment to addressing investor grievances and ensuring transparency [9][10]. - The compensation plan is designed to provide reasonable relief to affected investors, particularly small and medium-sized investors, acknowledging the unique challenges posed by extreme market conditions [8][9].