国投白银LOF补偿方案的双重标准：超90%散户获全额补偿，大额持有人遭"牺牲"

Core Viewpoint - The article discusses the compensation plan announced by Guotou Ruijin regarding the silver fund valuation adjustment, highlighting its significance as a landmark event in China's public fund industry [3][15]. Summary by Sections Compensation Plan Details - Guotou Ruijin announced a compensation plan for investors affected by the valuation adjustment, with full compensation for those with losses under 1,000 yuan, which constitutes over 92.4% of the redeeming investors [4][9]. - For investors with losses exceeding 1,000 yuan, the compensation will be calculated based on a certain percentage of the amount over 1,000 yuan, although the specific percentage has not been disclosed [11]. - A mini-program on Alipay will be launched on February 26, 2026, to facilitate the compensation process for investors [5][10]. Industry Significance - This compensation plan is the first of its kind in the public fund industry, marking a shift from the traditional practice of merely apologizing for valuation disputes [8][15]. - The plan aims to prioritize the protection of small and medium investors, which could serve as a model for handling similar crises in the future [15]. Potential Issues - The lack of transparency regarding the compensation percentage for larger investors may lead to dissatisfaction and further disputes [11][12]. - The compensation only applies to investors who redeemed their funds during a specific time frame, leaving those who did not redeem feeling overlooked despite experiencing similar losses [13][14]. - Some investors perceive the compensation as an unfair "robbing from the rich to give to the poor" approach, which may not adequately address the concerns of larger investors [12][16].