中国建设银行·2026-03-03 01:58Core Viewpoint - The article introduces the China Construction Bank's Dragon Card Auto American Express Platinum Card, highlighting its benefits and promotional offers aimed at enhancing the travel and lifestyle experience for cardholders [6][26]. Group 1: Card Benefits - Cardholders can enjoy a 50% discount on charging fees when using the card for payments on Alipay, with a maximum discount of 10 RMB per transaction, limited to four times per month [8][9]. - The card offers three free chauffeur services for trips within 30 kilometers in the same city, valid until the end of 2026 [11]. - Cardholders can receive one free premium car wash at designated locations within half a year, also valid until the end of 2026 [13]. - A 1% cashback on overseas transactions is available, with a maximum of 300 RMB cashback per month, subject to a total cashback pool of 3.48 million RMB [16]. Group 2: Promotional Offers - New cardholders who spend a total of 666 RMB within 90 days of card activation can receive a customized travel suitcase, limited to the first 10,000 participants [18][19]. - Customers applying for car financing and simultaneously obtaining the card can earn 100,000 Dragon Points by making three transactions of at least 99 RMB each [21]. - Additional Dragon Points can be earned for customers meeting specific criteria, such as maintaining a financial asset balance above 200,000 RMB or having a salary deposited through the bank [24]. Group 3: Travel and Insurance Benefits - Cardholders are eligible for up to 5 million RMB in aviation accident insurance when purchasing tickets with the card [31]. - In case of card loss abroad, cardholders can receive compensation for unauthorized transactions within 48 hours of reporting the loss, with a maximum annual coverage of 20,000 RMB [33]. Group 4: Fees and Points Policy - The annual fee for the card is 580 RMB, charged upon activation, with no fee for unactivated cards [36]. - Dragon Points are earned at a rate of 1 point per 1 RMB spent, with a maximum validity of five years, and can be used to waive the annual fee [39].