中东战火持续，航运险加保保费或飙升

Core Viewpoint - The escalation of tensions in the Middle East, particularly around the Strait of Hormuz, has significantly impacted shipping operations and insurance coverage for vessels in the region [3][5]. Group 1: Changes in War Risk Insurance - The China Shipowners Mutual Insurance Association announced the cancellation of existing war risk insurance contracts effective March 7, 2026, with new exclusions taking effect on March 8, 2026, under the updated JWLA-033 list [3][7]. - The new exclusions expand the areas previously covered, now including Bahrain, Djibouti, Kuwait, Qatar, and the entirety of Oman, while merging and extending boundaries of previously defined high-risk zones [6][7]. - Vessels operating in the newly defined exclusion zones will lose their war risk insurance coverage, which could lead to significant operational challenges for shipping companies [8][10]. Group 2: Implications for Insurance Premiums - The removal of war risk insurance does not eliminate coverage options but may lead to increased premiums and stricter insurance conditions, with potential for policies to be issued on a per-voyage basis [9][11]. - Premiums for war risk insurance in the Persian Gulf region were previously around 0.25% of the vessel's value, with expectations of a 50% increase in the short term due to the current conflict [11]. - Historical data indicates that during previous conflicts, cargo war risk insurance rates rose to between 0.1% and 0.3% of the cargo value, suggesting a similar trend may occur again [11]. Group 3: Recommendations for Shipping Companies - The China Insurance Association advises shipping companies to avoid transiting through the Strait of Hormuz until a clear safety corridor is established, recommending dynamic waiting strategies and strict collision and fire prevention measures in high-density anchorage areas [11].