这家银行，“80后”掌门人落马！三任董事长接连被查

Core Viewpoint - The article discusses the disciplinary investigation of Qi Xiao, the former chairman of Jingu Rural Commercial Bank, highlighting a pattern of corruption within the bank's leadership since its establishment in 2014 [1][2][7]. Group 1: Leadership and Investigations - Qi Xiao, the former chairman of Jingu Rural Commercial Bank, is under investigation for serious violations of discipline and law [1]. - Prior to Qi's investigation, two other executives, Vice President Feng Sifang and President Zhang Yan, were also investigated in 2025, indicating a systemic issue within the bank's leadership [2][5]. - Since the bank's restructuring in 2014, three chairmen have been investigated for misconduct, reflecting ongoing governance challenges [2][7]. Group 2: Financial Performance - In 2024, Jingu Rural Commercial Bank reported a net loss of 2.5 billion yuan, a significant decline of 1656% year-on-year [2][5]. - The bank's operating income for 2024 was 1.251 billion yuan, down 17.89% compared to the previous year [5]. - As of the end of 2024, the bank's total assets were approximately 76 billion yuan [5]. Group 3: Corporate History and Changes - Jingu Rural Commercial Bank was established in June 2014 as a joint-stock commercial bank, evolving from the original Jingu Rural Cooperative Bank [7]. - The bank was integrated into the newly established Inner Mongolia Rural Commercial Bank in May 2025, leading to the cancellation of its legal status [2][8]. - The bank had aimed for an A-share IPO, signing a service agreement with CITIC Securities in September 2021, but no further progress was reported [4].