多地优化住房公积金政策!买车位也能提取,还可支付取暖费、物业费……
证券时报·2026-03-19 07:54

Core Viewpoint - Recent adjustments to housing provident fund policies across multiple regions aim to enhance housing consumption and support various demographic groups, including new citizens and young people [1][3]. Group 1: Policy Adjustments in Shenyang - Shenyang has introduced five new housing provident fund policies to expand the usage of funds and support housing needs [3]. - The maximum loan amount for individuals contributing to the housing provident fund will increase from 650,000 yuan to 900,000 yuan, and for couples from 850,000 yuan to 1,500,000 yuan, effective March 15, 2026 [3][4]. - The "commercial to public" loan support range will be expanded, allowing eligible groups to benefit from increased loan limits of 1.3 to 4 times the standard amount [4][5]. - The restriction on the number of times individuals can apply for housing provident fund loans will be temporarily lifted from March 15, 2026, to December 31, 2026 [5]. - Support for purchasing parking spaces using housing provident funds will be introduced, allowing withdrawals of up to 30,000 yuan for parking spaces within the same residential area [6]. Group 2: Policy Adjustments in Inner Mongolia - Inner Mongolia has raised the rental withdrawal limit for housing provident funds from 14,000 yuan to 18,200 yuan annually, with a 50% increase for families with two or more children [8][9]. - The policy now allows for the withdrawal of housing provident funds to cover heating fees, property service fees, and residential maintenance funds, starting from the 2025-2026 heating season [8][9]. - Withdrawals for paying deed tax are also permitted for individuals and their families purchasing residential properties, with limits based on actual payments made [9].

多地优化住房公积金政策!买车位也能提取,还可支付取暖费、物业费…… - Reportify