刚刚！司法部、央行等五部门，重磅发布！金融法要来了

Core Viewpoint - The draft of the Financial Law aims to strengthen financial regulation, prevent financial risks, and promote high-quality financial development in China, reflecting the central government's decisions and directives [2][3]. Summary by Sections Overview of the Draft - The draft consists of 11 chapters and 95 articles, summarizing the achievements and experiences of financial legal construction since the 18th National Congress of the Communist Party of China [3]. Key Provisions - The draft emphasizes the need for centralized leadership in financial work and aims to establish a financial power that supports the modernization of the Chinese nation [3]. - It outlines the construction of a modern central banking system, clarifying the roles of the central bank and enhancing the monetary policy framework [3]. - Financial institutions will be subject to comprehensive management throughout their lifecycle, with strict approval processes for establishment and significant changes [3]. - The draft aims to enhance the standardization of financial products and services, ensuring compliance and addressing issues like financial fraud [3]. - It specifies the functions and principles of financial markets, aiming to stabilize the financial market infrastructure and risk management [3]. - Comprehensive financial regulation is emphasized, with clear responsibilities and a mechanism for full coverage of regulatory oversight [3]. - A market-oriented and legal framework for financial risk disposal is proposed to prevent systemic financial risks [3]. - The draft promotes high-quality financial development while ensuring safety, focusing on efficient resource allocation and enhancing financial security measures [3]. - Legal responsibilities will be strengthened, increasing penalties for violations in the financial sector [3]. Public Consultation - The draft is open for public consultation until April 19, 2026, allowing various stakeholders to provide feedback to improve the legislative quality [4].