中央财政预算首设长护险补助资金

Core Viewpoint - The article discusses the expansion of long-term care insurance (LTCI) across the country starting this year, highlighting the funding arrangements and budget allocations from the central government for 2026 [3]. Funding Arrangements - The 2026 central government budget includes long-term care insurance subsidies for the first time, with a total budget of 424.877 billion yuan for urban and rural residents' basic medical insurance and care insurance, reflecting an increase of 18.176 billion yuan or 4.5% from 2025 [3][5]. - The funding for LTCI will be integrated into the existing urban and rural residents' basic medical insurance subsidy, which has been renamed to include care insurance [3][4]. Contribution Structure - The funding for LTCI for unemployed urban and rural residents will be collected annually, with contributions from individuals and government subsidies in a roughly 1:1 ratio [5]. - The government will provide support for specific vulnerable groups, including the extremely poor and those on minimum living allowances, with these subsidies being shared between central and local finances [5]. Implementation and Performance Goals - The central government will initially allocate funds based on estimated enrollment numbers, with adjustments made in subsequent years based on actual enrollment [6]. - The performance targets for 2026 include maintaining a basic medical insurance enrollment rate of around 95%, a reimbursement rate of 70% for inpatient expenses, and ensuring that the fund's surplus can cover at least six months of payments, with a satisfaction rate of no less than 85% for both insurance participants and LTCI coverage [6].