Financial Performance - The audited net profit for 2023 is CNY 4.699 billion, with a proposed cash dividend of CNY 0.408 per share[6]. - The bank's net profit for 2023 reached RMB 5,228,955 thousand, representing a 2.20% increase compared to RMB 5,116,525 thousand in 2022[20]. - The bank's basic earnings per share for 2023 were RMB 1.36, up 3.82% from RMB 1.31 in 2022[20]. - The bank's total operating income for 2023 was RMB 13,211,473 thousand, a slight decline of 1.89% from RMB 13,465,405 thousand in 2022[20]. - The bank's investment income increased by 9.05% to RMB 2,010,579 thousand in 2023, compared to RMB 1,843,673 thousand in 2022[20]. - The bank's cash flow from operating activities for 2023 was RMB 4,449,352 thousand, down 16.23% from RMB 5,311,657 thousand in 2022[20]. - The bank's total assets reached RMB 759.88 billion, an increase of 10.98% compared to RMB 684.71 billion in 2022[21]. - The bank's total customer loans and advances amounted to RMB 392.93 billion, reflecting an 11.45% growth from RMB 352.57 billion in the previous year[21]. - The bank's total customer deposits totaled RMB 414.81 billion, an increase of 8.42% from RMB 382.59 billion in 2022[21]. Risk Management - The non-performing loan ratio stood at 1.34%, with a provision coverage ratio of 234.18%[8]. - The company has strengthened its credit risk management and asset quality, with a focus on key industries such as new energy vehicles and green development[88]. - The company has implemented dynamic adjustments to its credit strategy based on national macro policies and market changes, enhancing risk prevention measures[88]. - The total loan loss provisions increased to RMB 12.139 billion, up RMB 2.012 billion from the previous year, with a non-performing loan coverage ratio of 234.18%, an increase of 22.99 percentage points[102]. - The overdue loans aged within 90 days were RMB 3.243 billion, representing 0.83% of the total loans, while overdue loans aged over 90 days accounted for RMB 4.380 billion, with a total overdue loan ratio of 1.95%[97]. Governance and Compliance - The board meeting confirmed that all financial reports are accurate and complete, with no material omissions[6]. - The bank's governance structure and compliance with regulations were confirmed during the board meeting[6]. - The board consists of 14 directors, including 2 women and 7 with extensive banking experience, reflecting a diverse composition[175]. - The board has established a communication and reporting mechanism with senior management, ensuring regular updates from the president[177]. - The company emphasizes the importance of governance and compliance with corporate governance codes during the reporting period[176]. Strategic Development - The company aims to become a leading listed commercial bank with a focus on serving the real economy, small and micro enterprises, and urban and rural residents[15]. - The company is implementing a "1-3-3" strategic development framework to enhance service, digital transformation, and distinctive development[15]. - The company plans to expand its product matrix to meet the needs of the "One City, Three Provinces" market, focusing on small and micro loans[17]. - The company is enhancing its personal loan offerings, including mortgage loans and consumer loans, to stabilize its market position[17]. - The company aims to strengthen its risk management and enhance its overall value through a focus on technology, talent, and management empowerment[16]. Digital Transformation - The company’s digital transformation and technology-driven initiatives have led to significant advancements in its product offerings and service capabilities[8]. - The company achieved the "External Data Management Capability Maturity Level (Level 3)" certification from the China Academy of Information and Communications Technology in August 2023[14]. - The bank is committed to digital transformation in personal banking, enhancing customer engagement through various marketing activities and payment ecosystems[114]. - The bank has established a digital certificate platform and applied OCR+RPA technology to automate and streamline business processes, significantly enhancing service capabilities and operational efficiency[127]. - The bank's mobile banking personal customers reached 2.1744 million, an increase of 399,700 from the end of the previous year; total transactions amounted to 9.9783 million, up by 2.3049 million year-on-year[125]. Community and Environmental Responsibility - The report outlines the bank's commitment to environmental and social responsibilities[6]. - The company was awarded the "Advanced Unit" in the evaluation of financial services for rural revitalization by the Chongqing Banking and Insurance Regulatory Bureau[13]. - The company provided credit support exceeding CNY 130 billion to key strategic areas and important industries during the reporting period[8]. - The company launched new financial products such as "流水贷" and "渝贸贷" to enhance accessibility and coverage of inclusive finance[112]. - The company donated 1.5 million yuan to both Southwest University and Chongqing University[180].

Financial Performance - The net profit for the year 2023 is CNY 4.699 billion, with a proposed cash dividend of CNY 0.408 per share[6]. - Net profit for 2023 was CNY 5.229 billion, reflecting a year-on-year growth of 2.20%[53]. - Net profit attributable to shareholders was RMB 4,929,787 thousand, representing a 1.27% increase from RMB 4,867,857 thousand in 2022[41]. - The bank's total liabilities amounted to RMB 700,584,443 thousand, an increase of 10.64% from RMB 633,217,086 thousand in 2022[42]. - The total equity of the group was RMB 59.30 billion, an increase of RMB 7.80 billion, representing a growth of 15.15% year-on-year[106]. - The average return on total assets decreased to 0.72% from 0.78% in 2022, while the weighted average return on equity slightly declined to 10.14%[43]. - The bank's operating income for 2023 was CNY 12.846 billion, with net interest income at CNY 10.447 billion, a decrease of 3.34% year-on-year[55]. - The total amount of customer loans and advances was RMB 392.93 billion, an increase of RMB 40.36 billion or 11.45% year-on-year[88]. Asset and Liability Management - As of December 31, 2023, the total assets of the Bank of Chongqing amounted to CNY 759.884 billion, with total deposits of CNY 414.813 billion and total loans of CNY 392.935 billion[28]. - The bank's total capital net amount reached RMB 69,708,993 thousand, reflecting a 14.22% increase from RMB 61,032,503 thousand in 2022[42]. - The capital adequacy ratio stood at 13.37%, with core Tier 1 capital ratio at 9.78%, both showing an increase from the previous year[54]. - The total amount of impaired financial assets was RMB 1,389.09 million, an increase from RMB 786.45 million, indicating a rise in credit risk[93]. - The total amount of high-quality liquid assets as of December 31, 2023, was RMB 132.62 billion, up from RMB 103.02 billion in 2022[174]. Risk Management - The bank emphasizes a risk management framework that covers various types of risks, ensuring that returns are aligned with the risks undertaken, thereby maximizing shareholder value[159]. - The bank's credit risk management focuses on supporting the real economy while optimizing the credit structure, particularly in modern manufacturing, green finance, and rural revitalization[160]. - The bank has implemented a dynamic management approach for non-performing assets, exploring new methods to enhance recovery efficiency and asset value[161]. - The provision for loan losses increased to RMB 12.14 billion, up RMB 2.01 billion from the previous year, with a non-performing loan coverage ratio of 234.18%[126]. - The company emphasizes the importance of risk management, enhancing its capabilities through a structured risk management framework and leveraging technology for better monitoring[40]. Digital Transformation and Innovation - The company has initiated 45 key digital transformation projects to enhance service innovation and operational efficiency[48]. - The bank's digital transformation investment grew by 21%, enhancing data management and technological capabilities[50]. - The digital credit product system launched 4 brands and 16 main products, with a cumulative issuance of 46.44 billion RMB and a remaining balance of 13.65 billion RMB[148]. - The company is focusing on digital transformation and has implemented a comprehensive online operation for deposit products, enhancing market expansion and business marketing capabilities[135]. - The company is enhancing its technology capabilities by optimizing digital tools to improve customer acquisition and management processes[195]. Strategic Vision and Goals - The bank's strategic vision focuses on becoming a first-class commercial bank with a commitment to local economic service and digital transformation[28]. - The company aims to stabilize asset quality, financial management, and operational safety in 2024[193]. - The company plans to enhance financial services in line with major national strategies, including the Chengdu-Chongqing economic circle[194]. - The company will focus on increasing credit asset ratios and expanding retail, inclusive finance, and green loan businesses[194]. - The company intends to optimize loan pricing and improve the efficiency of credit processes through automation and digitalization[194]. Awards and Recognition - The bank has been recognized for four consecutive years as a pioneer in financial technology innovation by the People's Bank of China[28]. - The company won several awards at the 2023 Third China Asset Management and Wealth Management Industry Golden Reputation Awards, including "Outstanding Asset Management City Commercial Bank" and "Outstanding Innovation Asset Management Bank" in June 2023[33]. - The company received the "2023 Annual Green Finance Innovation Case" by The Banker magazine in October 2023[34]. - The company has been recognized as a "Leader" in enterprise standards for the fourth consecutive year by multiple regulatory bodies in March 2023[33]. - The company received the "Pioneer 100 Index (2023)" award for its ESG efforts from the State-owned Assets Supervision and Administration Commission in December 2023[34]. Governance and Compliance - The company has fully complied with the corporate governance code as per the Hong Kong Stock Exchange regulations during the reporting period[196]. - The compliance management framework has been strengthened, with initiatives such as the "Compliance System Construction Strengthening Year" to enhance compliance capabilities and ensure adherence to regulations[179]. - The group has established a balanced mechanism between capital occupation and risk assets to ensure sustained compliance with capital adequacy ratios[182]. - The company is committed to high-level corporate governance, adhering to relevant laws and regulations, and continuously optimizing its governance structure[196]. - The company has established a transparent governance framework to protect shareholder rights and enhance corporate value[196].

会议审议通过了以下议案： 一、关于重庆银行股份有限公司原副行长周国华经济责任审计报告的议案 议案表决情况：有效表决票 7 票，同意 7 票，反对 0 票，弃权 0 票。 证券代码：601963 证券简称：重庆银行 公告编号：2023-062 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 第六届监事会第三十四次会议决议公告 二、关于对本行原董事邹宏离任履职评价报告的议案 议案表决情况：有效表决票 7 票，同意 7 票，反对 0 票，弃权 0 票。 三、关于对本行原董事杨雨松离任履职评价报告的议案 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重庆银行股份有限公司（以下简称"本行"）于 2023 年 11 月 30 日发出第 六届监事会第三十四次会议通知，会议以书面传签表决方式召开，表决截止日为 2023 年 12 月 4 日。会议应参会监事 7 名，实际参会监事 7 名。会议的召开符合 法律法规及《重庆银行股份有限公司章程》的有关规定。 议案表决情况：有效表决票 7 票，同意 7 票，反对 0 票，弃权 ...

股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年11月30日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 重慶銀行股份有限公司 呈交日期: 2023年12月4日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 | H | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 01963 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 1,579,020,812 | RMB | | 1 RMB | | 1,579,020,812 | | 增加 / 減少 (-) | | | | | | RMB | | | | 本月底結存 | | | 1,579,020,812 | RMB | | 1 RMB | | 1,579,020,812 | | 2. 股份分類 | 普通股 | A 股份類別 | | | ...

重慶銀行股份有限公司董事會 提名委員會工作細則 第一章 總則 第一條 為了規範董事和高級管理人員的選任程序，完善本行公司治理結構，根據 《中華人民共和國公司法》《中華人民共和國商業銀行法》《銀行保險機構公司治理準則》《上 市公司治理準則》《上市公司獨立董事管理辦法》《香港聯合交易所有限公司證券上市規 則》《重慶銀行股份有限公司章程》及其他有關規定，本行董事會設立提名委員會，並制定 本工作細則。 第二條 董事會提名委員會是董事會下設的專門委員會，對董事會負責，向董事會 報告工作。 第二章 人員組成 第三條 提名委員會由3-5名董事組成，其中獨立董事應佔一半以上。 第四條 提名委員會委員由董事長或1/2以上獨立董事提名，並由董事會選舉產生。 本行控股股東或主要股東提名的董事不得擔任提名委員會委員。 第五條 提名委員會設主任委員1名，負責主持委員會工作。主任委員應為獨立董 事，經董事會全體董事過半數選舉產生。 當主任委員因故不能履行職務時，由半數以上委員共同推舉一名委員作為會議臨時 召集人，負責召集和主持會議。 第六條 提名委員會任期與董事會任期一致，委員任期屆滿，可以連選連任。期間 如有委員不再具備有關法律法規和 ...

重慶銀行股份有限公司董事會 薪酬與考核委員會工作細則 第一章 總則 第一條 為了建立健全本行薪酬與考核管理機制，優化本行公司治理結構，根據《中 華人民共和國公司法》《中華人民共和國商業銀行法》《銀行保險機構公司治理準則》《上市 公司治理準則》《上市公司獨立董事管理辦法》《香港聯合交易所有限公司證券上市規 則》《商業銀行穩健薪酬監管指引》《重慶銀行股份有限公司章程》及其他有關規定，本行董 事會設立薪酬與考核委員會，並制定本工作細則。 第二條 薪酬與考核委員會是董事會下設的專門委員會，對董事會負責，向董事會 報告工作。 第二章 人員組成 第三條 薪酬與考核委員會由3-5名董事組成，其中獨立董事應佔一半以上。 第四條 薪酬與考核委員會委員由董事長或1/2以上獨立董事提名，並由董事會選舉 產生。 薪酬與考核委員會中至少要有三分之一以上的財務專業人員，委員應熟悉各產品線 風險、成本及演變情況，以有效和負責地審議有關薪酬制度和政策。 本行控股股東或主要股東提名的董事不得擔任薪酬與考核委員會委員。 第五條 薪酬與考核委員會設主任委員1名，負責主持委員會工作。主任委員應為獨 立董事，經董事會全體董事過半數選舉產生。 當主任委 ...

证券代码：601963 证券简称：重庆银行 公告编号：2023-061 可转债代码：113056 可转债简称：重银转债 重庆银行股份有限公司 关于召开 2023 年第三季度业绩说明会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 重庆银行股份有限公司（以下简称"本行"）已于 2023 年 10 月 28 日在上海 证券交易所网站（www.sse.com.cn）披露本行 2023 年第三季度报告，为便于广 大投资者更全面深入地了解本行经营成果、财务状况，本行计划于 2023 年 12 月 4 日 11:00-12:00 举行 2023 年第三季度业绩说明会，就投资者普遍关心的问题 进行交流。 一、业绩说明会类型 本次业绩说明会以网络文字互动方式召开，本行将针对 2023 年第三季度经 营成果及财务指标的具体情况与投资者进行互动交流和沟通，在信息披露允许的 范围内就投资者普遍关注的问题进行回答。 二、业绩说明会召开的时间、地点 （一）会议召开时间：2023 年 12 月 4 日（星期一）11:00-12:00 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 於2023年11月22日，重慶銀行股份有限公司*（「本行」）董事會（「董事會」）已審議 通過建議委任郭喜樂先生（「郭先生」）為本行非執行董事。該委任尚須於股東大會 取得本行股東的批准。郭先生的簡歷詳情如下： 郭喜樂，36歲，碩士研究生，經濟師。郭先生現任重慶渝富控股集團有限公司董 事會秘書、辦公室（安全督查辦公室）主任、產業金融事業部總監。在此之前， 郭先生曾於2011年7月至2012年8月歷任國家開發銀行重慶市分行人事處、辦公 室（黨委辦公室）見習業務員；於2012年8月至2014年9月擔任國家開發銀行重慶 市分行辦公室（黨委辦公室）一級業務員；於2014年9月至2016年9月歷任國家開 發銀行重慶市分行辦公室（黨委辦公室）、紀檢監察辦公室、市場與投資處三級經 理；於2016年9月至2018年3月歷任國家開發銀行重慶市分行市場與投資處、辦公 室二級經理；於2018年3月至2020年9月擔任國家開發銀行 ...

BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：1963） 董事名單與其角色和職能 王榮 重慶銀行股份有限公司（「* 本行」）董事會（「董事會」）成員載列如下。 執行董事 林軍 （董事長） 高嵩 劉建華 黃華盛 非執行董事 黃漢興 （副董事長） 吳珩 尤莉莉 王鳳豔 獨立非執行董事 劉星 * 本行經中國銀行業監督管理機構批准持有B0206H250000001號金融許可證，並經重慶市市 場監督管理局核准領取統一社會信用代碼為91500000202869177Y的企業法人營業執照。 本行根據香港銀行業條例（香港法例第155章）並非一家認可機構，並非受限於香港金融管 理局的監督，及不獲授權在香港經營銀行及╱或接受存款業務。 2 馮敦孝 袁小彬 1 董事會設有八個委員會，下表提供各董事擔任有關委員會成員的資料。 | | 董事委員會 | | | | | 信息 | 關聯 | | 消費者 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | | 薪酬 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性 或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部或任何部份內容而產生或因倚 賴該等內容而引致的任何損失承擔任何責任。 (ii) 戰略與創新委員會 林軍女士（主任委員）、黃漢興先生、高嵩先生、馮敦孝博士。 BANK OF CHONGQING CO., LTD.* 重慶銀行股份有限公司* （於中華人民共和國註冊成立的股份有限公司） （股份代號：1963） 調整董事會專門委員會成員 重慶銀行股份有限公司（「* 本行」）董事會（「董事會」）決議調整董事會下設的信息 科技指導委員會及戰略與創新委員會之組成。此等調整乃為促進董事會專門委員 會更加科學、高效地運作，並在充分考慮董事專業背景、工作經歷等因素的基礎 上做出。自2023年11月22日起，董事會相關專門委員會成員調整如下： (i) 信息科技指導委員會 高嵩先生（主任委員）、劉建華先生、黃華盛先生。 上述人士之履歷詳情以及其他相關資料，請參閱本行2022年度報告及日期為2023 年8月3日的公告。 代表董事會 重慶銀行股份有限公司* 董事長 林軍 中國重慶，2023年11月2 ...