In the third quarter of last year, America’s top 1%, which includes millionaires, owned 31.7% of all U.S. wealth, the biggest share recorded since the Fed started tracking this data in 1989 (6). That translates to roughly $55 trillion in assets — about the same amount held by the bottom 90% combined.Wealth gains in 2025 were far from evenly distributed. Although markets rose overall, a larger share of those gains went to households at the very top — deepening an already pronounced concentration of wealth.As ...

Key Points Michelle grew $270K into $1.1M in three years but most gains came from four stocks. Ramsey called the portfolio unsustainable due to excessive concentration in four companies. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. One of the best ways to grow your net worth is to invest in assets whose value can rise over time. And many people like to turn to the stock market to achieve that goal ...

Of course, none of these paths are optimal — especially since one of the key rules of thumb for retirement readiness is to be debt-free, according to Cruze.With limited resources, many boomers may be forced to take on debt, rely heavily on Social Security, cut back their lifestyles or even return to work to maintain their quality of life.Meanwhile, a 2025 Northwestern Mutual research study found that the average “magic number” Americans think they will need for retirement is $1.26 million. With average savi ...

The purpose of this article is to evaluate the iShares Global Energy ETF ( IXC ) as an investment option at its current market price. This is a passively managed sector fundI have rebranded to embrace my working-class and public school roots. This is a testament for how successful investing can be life changing.I have worked in Financial Services since 2008. My undergrad was in New York, where I earned a Bachelors in Finance as a scholarship Division 1 athlete (Men's Tennis). After working in NY for three y ...

Let’s review some of the differences between rental property investments and financial securities, like stocks and bonds . Apart from deciding if you even like the idea of owning real estate, comparing the two based on the following criteria might help you decide which option suits you better.This may or may not be a concern to you, and you may already know what’s required of you when owning rental properties. But if you’re new to investing in rental properties I would highly recommend that you speak with r ...

Core Insights - Market crashes and volatility are inevitable, and seasoned investors like Warren Buffett structure their portfolios to withstand these fluctuations [1][6] - Buffett emphasizes that young investors should adopt a long-term perspective and not be overly concerned with short-term market swings [2][3] - Predictions for 2026 remain bullish despite concerns over an AI bubble and gold price dips, with many analysts anticipating double-digit returns [4] Investment Strategies - Berkshire Hathaway's portfolio is well-diversified, with significant holdings in Apple (18.7%) and American Express (16.1%), and a cash reserve of $381.7 billion, positioning the firm to capitalize on market downturns [7][26] - Diversifying investments by adding alternative assets can provide protection during market downturns, with options including precious metals, real estate, and art [8][9][24] - Investing in precious metals like gold and silver can help mitigate inflation impacts, with analysts predicting gold prices may exceed $5,400 per ounce by late 2026 [10][9] Real Estate Investment - Commercial real estate offers higher potential returns compared to residential properties, and platforms like Arrived allow investors to participate with minimal capital [13][15] - Lightstone DIRECT provides accredited investors access to institutional-quality multifamily real estate opportunities, enhancing transparency and reducing fees [18][21] Alternative Assets - Post-war and contemporary art is gaining traction as a low-correlation investment, with platforms like Masterworks enabling fractional ownership of high-value artworks [24][25] - Masterworks has reported strong annualized returns on art investments, appealing to high-net-worth individuals seeking diversification [25] Cash Management - Maintaining a healthy cash reserve is crucial for taking advantage of market opportunities, with Wealthfront Cash Account offering competitive interest rates and easy access to funds [26][27] - Wealthfront currently provides a base variable APY of 3.30%, with promotional rates boosting returns for new clients [27]

A mistake with money is not uncommon for most people to make over the course of their lives. The average person could put their money into a bad investment or rack up credit card debt. Billionaires, on the other hand, have financial mishaps that can cost them millions of dollars if deals go south. Typically, the richest 1% can recover over time, as well as make future mistakes with their money. However, these kinds of errors are likely ones that the average person doesn’t have the luxury to make. Here’s ...

Core Insights - Grant Cardone is selling his Golden Beach mansion for 700 BTC, approximately $46.58 million at current prices, emphasizing the potential appreciation of Bitcoin over real estate in the long term [4][2][1] - The property is notable for its size (10,000 sq ft), featuring 7 bedrooms and 6 garages, and is located on a private shoreline [4][2] - Cardone's strategy reflects a belief in Bitcoin's long-term value, having previously listed the property for 400 BTC, which was quickly under contract [2][1] Real Estate Market Trends - A report by Agents Gather forecasts a 3-5% appreciation for Miami's ultra-luxury estates in 2026 and a 4-6% appreciation in 2027, indicating a positive outlook for high-end real estate in the area [5] - Despite Bitcoin's volatility, which saw a 30% decline last year and an additional 24% drop in 2026, its long-term growth has been significant, with a 16,000% increase over the past decade [5] Investment Strategy - Cardone's firm, Cardone Capital, has shown a commitment to Bitcoin, purchasing 200 BTC after market corrections and investing an additional $10 million recently [6] - The decision to sell a luxury jet suggests a strategy to liquidate assets to capitalize on Bitcoin's price fluctuations [7][8]

Core Insights - Diversification geographically is emphasized as a wise strategy for investors, especially in light of current geopolitical turmoil and rising American debt [1] - Observing megatrends can provide insights into societal advancements and potential investment opportunities, although identifying the right companies to capitalize on these trends is challenging [1] - The importance of fundamentals, quality of leadership, and product pipeline is highlighted as crucial for uncovering investment opportunities [1] Company Focus - The analysis has recently concentrated on marketing and business strategy for medium-sized companies and startups, indicating a focus on emerging industries and technologies [1] - The company has experience in international development and has evaluated startups, suggesting a broad understanding of market dynamics and innovation [1] Industry Trends - There is a growing interest in macrotrends, futurism, and emerging technologies, which are seen as key areas for investment insights [1] - The evolution of society and technology is expected to create advantages for certain companies, making it essential to identify those that will best leverage these opportunities [1]

Core Insights - Early Bitcoin adopter Kristoffer Koch turned a $24 investment into $850,000 over four years, highlighting the potential for significant returns in cryptocurrency investments [1][3]. Group 1: Investment Journey - In 2009, Koch invested $24 in Bitcoin while working on his master's thesis on encryption, viewing it as a fun experiment [2]. - After years of forgetting about the investment, Koch rediscovered it in April 2013 when Bitcoin gained media attention, realizing he had 5,000 BTC valued at approximately $850,000 at that time [3]. Group 2: Potential Value of Bitcoin - If Koch had held onto his 5,000 BTC instead of selling some, the value would have skyrocketed to $353.54 million, illustrating the dramatic increase in Bitcoin's value over the years [5].