Core Point - The core point of the article is that the 30-year fixed mortgage rate in the United States has decreased to 6.76% according to Freddie Mac [1] Group 1 - The 30-year fixed mortgage rate is a key indicator for the housing market and influences home buying and refinancing activities [1]

Core Viewpoint - The Bank of England reported a mortgage lending figure of £13 billion for March, significantly exceeding the forecast of £3.2 billion and the previous value of £3.3 billion [1] Group 1 - The actual mortgage lending amount of £13 billion indicates a strong demand in the housing market [1] - The substantial difference between the actual and expected figures suggests potential optimism in the economic outlook [1] - The previous month's figure of £3.3 billion highlights a notable increase in lending activity [1]

英国3月央行抵押贷款许可件数 6.43万件，预期 6.45万件，前值 6.55万件。 ...

Core Viewpoint - The UK manufacturing PMI final value for April and the Bank of England's mortgage approvals for March are set to be released shortly, indicating potential shifts in economic indicators and market sentiment [1] Group 1 - The manufacturing PMI is a key indicator of the economic health of the manufacturing sector, reflecting changes in production, new orders, and employment [1] - The mortgage approvals data from the Bank of England provides insights into the housing market and consumer confidence, which are critical for understanding overall economic conditions [1]

Core Insights - The Bank of England's mortgage lending in March reached £12.963 billion, significantly exceeding the forecast of £3.8 billion and showing an upward revision from the previous value of £3.287 billion to £3.303 billion [1] Summary by Category - **Mortgage Lending Performance** - March mortgage lending was £12.963 billion, which is a substantial increase compared to the expected £3.8 billion [1] - The previous month's value was revised from £3.287 billion to £3.303 billion, indicating a positive adjustment in the lending figures [1]

Core Insights - The Bank of England reported mortgage approvals for March at 64,309, slightly below the expected 64,800 and a revision of the previous value from 65,481 to 65,093 [1] Summary by Category Mortgage Approvals - March mortgage approvals were recorded at 64,309, which is lower than the market expectation of 64,800 [1] - The previous month's figure was revised down from 65,481 to 65,093, indicating a decline in mortgage activity [1]

Group 1 - The Bank of Japan is set to announce its interest rate decision and economic outlook report [1] - Switzerland's March retail sales year-on-year data will be released at 14:30 [1] - The UK will publish its final manufacturing PMI for April and mortgage approvals for March at 16:30 [1] Group 2 - The US will report the number of Challenger job cuts for April at 19:30 [1] - Initial jobless claims for the week ending April 26 will be released at 20:30 [1] - The final manufacturing PMI for April from S&P Global will be published at 21:45 [1] Group 3 - The US ISM manufacturing PMI and March construction spending month-on-month data will be available at 22:00 [1] - The EIA natural gas inventory for the week ending April 25 will be reported at 22:30 [1]

Core Viewpoint - The mortgage market experienced a rebound in sales in March, coinciding with a temporary decrease in financing costs, with the 30-year mortgage rate dropping to 6.67% at the beginning of the month [1] Group 1: Mortgage Rates - Despite the temporary decrease, mortgage rates remain high, with the rate rebounding to 6.89% since early March [1] - The fluctuations in mortgage rates, even if minor, have the potential to stimulate buyer interest [1] Group 2: Housing Prices - The median price of existing homes is 44% higher compared to March 2020, indicating a significant increase in housing costs over the past three years [1]

美国至4月25日当周MBA抵押贷款再融资活动指数 649，前值673.6。 ...

Group 1 - The average 30-year fixed mortgage rate in the U.S. is 6.89% for the week ending April 25, down slightly from the previous value of 6.90% [1]