Core Insights - The article highlights the remarkable growth of e-commerce in Raohe County, with transaction volumes increasing from 260 million yuan in 2022 to 1.034 billion yuan in 2023, and projected to reach 1.364 billion yuan in 2024 [1][3][5] E-commerce Development - Raohe County established the "Zerhao Zhenxuan" e-commerce platform and partnered with major e-commerce platforms to promote local agricultural products like Northeast black bee honey and Usuri River rice [3][5] - A 6,300 square meter e-commerce live streaming base was completed in 2023, enhancing local entrepreneurial activities [3][5] - The introduction of a cross-border e-commerce hub with the opening of the Russian National Commodity Pavilion in 2024 allows for same-day delivery of agricultural products, breaking geographical limitations [5] Supportive Infrastructure - Raohe County has developed a comprehensive support system for e-commerce, including legal, financial, and operational assistance for entrepreneurs [5][6] - Training programs conducted by experts from platforms like Douyin and Kuaishou have engaged 3,730 participants over 43 sessions, equipping locals with e-commerce skills [5] Policy Initiatives - The county has implemented various policies to support the e-commerce sector, including subsidies for business establishment, rent reductions, sales incentives, and loan interest subsidies [5][6] - The introduction of the "Raohe County New Retail Model Implementation Plan" in 2023 and the "Support Policy for E-commerce Live Streaming Industry Development" in 2024 reflects a strategic approach to foster local talent and attract external teams [5] Economic Impact - The e-commerce boom has revitalized local businesses, such as the sale of 100,000 bottles of ice wine through live streaming, and has led to the emergence of new projects, injecting vitality into the local economy [5][6] - The growth in e-commerce transactions signifies increased household incomes and the revival of struggling enterprises, showcasing the transformative impact of digital commerce on the local economy [5][6] Quality Assurance - Raohe County maintains a strong focus on quality control through a "2211" quality supervision system, a 5 million yuan credit guarantee fund, and product quality insurance with a maximum payout of 100 million yuan [6] - The establishment of an e-commerce live streaming industry association promotes self-regulation within the sector [6] Recognition and Achievements - Raohe County has received multiple accolades, including being named a national rural e-commerce "leading county" and a provincial-level entrepreneurial incubation demonstration base, highlighting its successful digital transformation [6]

【导读】稳定币引爆市场，公募解读投资机会 "稳定币行情"再躁动。 7月8日，港股金涌投资盘中股价一度涨超650%，创下近年来罕见涨幅。市场异动的背后，是一则合作 公告的发布。就在前一天，金涌投资宣布和金融科技公司AnchorX签了个战略合作备忘录，重点是搞最 近很火的"稳定币"。 而在上一个交易日，A股、港股市场中，跨境支付、稳定币概念股等也集体走强。 在基金公司看来，作为锚定法定货币或大宗商品价值的加密货币，稳定币凭借储备资产与算法机制维持 价格稳定，既具备加密货币的便捷性和去中心化特点，又有相对稳定的价值。 北信瑞丰基金基金经理于军华表示，所谓的稳定币，是一种与信用货币或黄金等具有稳定性的储备资产 挂钩的数字货币，通常被认为是介于加密货币和法定货币之间的沟通桥梁，其目的在于保持法定货币与 加密货币之间交易时的价格稳定。 在于军华看来，法币稳定币本质上更接近传统的信用货币，安全效率高，但也是去中心化的。稳定币有 独立受监管的发行方，一般要定期接受审计。 稳定币有什么作用？ 华富基金认为，首先，作为锚定法定货币或大宗商品价值的加密货币，稳定币连接了现实世界与加密世 界；其次，是效率的巨大提升。稳定币能让跨境支 ...

Core Insights - MHmarkets aims to provide seamless trading experiences through a global service network and cross-border support, highlighting the potential of international markets [1][3] - The company has expanded its operations across multiple countries and regions, establishing branches on various continents to offer efficient financial services [3][5] - A focus on localized solutions and advanced technology is essential for enhancing user experience and meeting diverse client needs [3][4] Global Business Strategy - The company utilizes a cross-border support strategy to better serve clients from different regions, ensuring their needs are met promptly [3][4] - By integrating service resources from various countries, the company aims to maintain transaction fluidity and stability [3][4] - Continuous investment in technology and innovation is crucial for optimizing platform stability and security [5][6] Customer Service and Satisfaction - Dedicated customer service teams in different countries help address local client issues, enhancing customer satisfaction and loyalty [4][9] - A multilingual support system facilitates smooth communication with clients from diverse cultural backgrounds [4][9] - The company emphasizes the importance of understanding unique market demands to provide tailored services [4][10] Market Analysis and Risk Management - The use of market analysis tools allows for better understanding of market dynamics and informed investment decisions [6][7] - Diversified investment options help in risk management by spreading investments across various asset classes [6][7] - The company employs strict market analysis and a dedicated risk management team to monitor and respond to potential risks [16] Technology and User Experience - The platform's user interface is designed for simplicity and efficiency, directly impacting user satisfaction [11][12] - Continuous feedback collection from users is vital for understanding their needs and making targeted improvements [12][13] - The company is committed to enhancing cross-platform usability to ensure seamless experiences across devices [11][12]

凤凰网《风暴眼》 从北美都市的霓虹灯下，到欧洲小镇的静谧街道，一群特殊的"中国制造"正在悄然改变着全球都市人的 情感生活。 这些不再是传统意义上的情趣娃娃，而是搭载AI大模型、能流畅切换8国语言的"情感挚友"——它们记 得住三个月的私密倾诉，能模拟体温，并提供温柔互动的体验，售价却仅为欧美品牌的十分之一。 凭借占据全球70%产能的规模优势和技术创新，中国厂商彻底改写了行业规则：硅胶娃娃从单纯的生理 工具，升级为能提供情绪价值的"AI挚友"，甚至成为越来越多中年男性情感寄托的"梦中情娃"。 但这条出海之路并非坦途。文化差异导致营销频频"水土不服"，电商平台的严苛审核让商品随时面临下 架风险，而专利壁垒和竞争对手的围剿更是如影随形。 01 中国厂商占全球产能70% "珊迪·奇克斯(Sandy Cheeks)情趣娃娃"的搜索量从去年到今年飙升了18倍。 "sex doll came to life"（情趣娃娃照进现实）的搜索量也上涨了9倍。 "AI sex doll"（AI情趣娃娃）从去年11月起热度就不断上涨。 这些冰冷的Google Trends曲线，共同描绘着一个炙热的事实：情趣娃娃，这个曾蜷缩于市场边缘的隐 ...

近日，国家金融监督管理总局正式批复同意西班牙桑坦德银行在深圳筹建分行，这意味着深圳即将迎来 又一家欧资银行，外资金融机构在深"朋友圈"持续扩容。 作为西班牙最大的商业银行，桑坦德银行自1857年成立以来，已发展成为全球系统重要性银行之一，业 务版图横跨欧洲、拉丁美洲、美国及亚太地区，核心市场覆盖西班牙、葡萄牙、英国、美国、墨西哥等 多个国家。截至2024年末，其总资产达1.8万亿欧元，全年总收入618.76亿欧元，净利润137.44亿欧元。 值得关注的是，此次在深设分行，是桑坦德银行继2008年上海分行、2014年北京分行后，时隔十年再次 布局中国。 西班牙桑坦德银行落子深圳，外资加码共享发展红利 桑坦德银行与中国的渊源可追溯至2008年上海分行的设立，2014年北京分行开业后，该行在华业务逐步 覆盖企业银行、环球市场及财富管理等领域。此次时隔十年，桑坦德银行再次在华设分行，恰逢中国金 融开放关键期。自2018年以来，金融管理部门先后出台50余项对外开放措施，从取消银行、证券、基金 管理等领域外资持股比例限制，到在企业征信、评级、支付等领域给予外资机构国民待遇，再到放宽资 产规模、经营年限等股东资质要求，一系 ...

服务贸易领域的8项措施尤为关键——包括优化跨国公司跨境 资金集中运营管理政策等4条推广到其他自贸试验区。8项中， 有6项的责任分工均与中国人民银行及金融监管总局有关。 作者：欧阳晓红 封图：图虫创意 一场对中国金融改革意义深远的吹风会或悄然改写制度型开放"规则"。 7月3日，国务院印发的《关于做好自由贸易试验区全面对接国际高标准经贸规则推进高水平制度 型开放试点措施复制推广工作的通知》（国函〔2025〕68号，下称《通知》），以及次日亮相的 《中国人民银行关于〈人民币跨境支付系统业务规则（征求意见稿）〉》（下称《业务规则（征求 意见稿）》），从贸易便利化到跨境支付清算，从自贸港离岸账户到数字人民币跨境，多维交织出 一幅制度演进的图景。 7月4日，国新办召开政策例行吹风会，聚焦中国（上海）自贸试验区全面对接国际高标准经贸规 则试点成效及复制推广安排。商务部部长助理唐文弘介绍，为用好上海自贸试验区制度型开放试点 经验，在更大范围释放制度创新红利，国务院印发《通知》，将试点成熟、成效显著、风险可控的 77条试点措施向其他自贸试验区或在全国范围内复制推广。 《通知》将其中的34条试 点措施向 其他自贸试验区推广，43 ...

Core Insights - The report by Ernst & Young highlights the growing trend of "cross-border elderly care" in the Guangdong-Hong Kong-Macao Greater Bay Area as a solution to the aging population crisis [1][2] - The aging population in Hong Kong has increased from 13% to 19% over the past decade, with projections indicating it may become the most aged region globally by 2050 [1][2] - The report emphasizes the need for innovative solutions such as smart healthcare, financial innovation, and policy collaboration to create a new ecosystem for elderly care in the Bay Area [1][2] Summary by Sections Aging Population and Demand - The elderly dependency ratio in the Greater Bay Area has significantly risen, with Hong Kong at 27% and Macao at 16% as of 2020 [2] - The average waiting time for a bed in local nursing homes in Hong Kong is 24 months, with monthly subsidies reaching 25,000 HKD per bed [2] - The "Guangdong Residential Care Service Plan" aims to expand cross-border elderly care institutions from 4 to 11 by the end of 2024, providing cost-effective options for elderly residents from Hong Kong and Macao [2] Challenges and Barriers - Key challenges for cross-border elderly care include significant differences in policies, financial fragmentation, and resource imbalances [4][6] - There are institutional gaps in data flow and medical insurance settlement between mainland China and Hong Kong/Macao, leading to repeated medical checks for elderly patients [6] - The bed occupancy rate in mainland nursing homes is below 60%, while Hong Kong has over 75,000 people on waiting lists for nursing home placements [6] Technological and Financial Innovations - The report suggests that technology can significantly reduce labor costs, with smart devices potentially replacing 1.8 million labor hours [8] - Initiatives like the "Port Medicine Reach" project and digital currency trials for elderly care consumption vouchers are being implemented to enhance service delivery [8] - Financial innovations are needed to attract investment into the mainland insurance industry, including tax incentives for cross-border pension products [8][10] Collaborative Opportunities - The report outlines a vision for each city in the Greater Bay Area to leverage its strengths, such as Hong Kong's financial and medical expertise and Shenzhen's technological capabilities [10] - The establishment of a cross-border medical data channel is set to begin in July 2025, facilitating better healthcare integration [10] - There is a call for integrating social security and long-term care insurance into cross-border settlements to maximize policy benefits [10]

Core Viewpoint - The future trend of the US dollar index is likely to be a downward fluctuation, which may lead to a stable or rising trend in the RMB to USD exchange rate, benefiting China's cross-border capital flow and the internationalization of the RMB [2][11]. Group 1: Historical Analysis of the US Dollar Index - Since 1971, the US dollar index has experienced three long cycles of decline followed by rise, with significant percentage changes in each cycle [2][5]. - The first cycle saw a decline from 120.5 to 82.1 (31.9% drop) and a rise to 164.7 (100.6% increase) [2]. - The second cycle had a decline from 164.7 to 78.3 (52.5% drop) and a rise to 120.9 (54.4% increase) [2]. - The third cycle experienced a decline from 120.9 to 71.3 (41.0% drop) and a rise to 114.1 (60.0% increase) [2]. Group 2: Current Dollar Index Trends - From September 2022 to June 2025, the dollar index is projected to decline from 114.1 to 96.9, a decrease of 15.1% [4]. - The end of the previous Federal Reserve interest rate hike cycle and the beginning of a rate cut cycle in September 2024 suggest a new long-term downward trend for the dollar index [4]. Group 3: Characteristics of Dollar Index Cycles - The highest and lowest points of the dollar index in the three cycles show a gradual downward trend, indicating a weakening of the US economic advantage relative to other developed countries [5]. - The duration of the cycles has been increasing, with the downward phases lasting around 7-8 years and the upward phases extending significantly [5]. - The relationship between the dollar index and interest rates has changed, with recent trends showing a lower correlation between the two [6]. Group 4: Future Predictions for the Dollar Index - The dollar index is expected to continue a downward trend for an extended period, potentially lasting another 6-7 years [10]. - The lowest point of the current downward cycle may fall below the previous cycle's low of 71.3, but it is unlikely to drop below 80 due to issues in other developed economies [10]. - The correlation between the dollar index and US interest rates may remain low, impacting the RMB to USD exchange rate positively [11].

引言：全球贸易格局重构下的B2B电商新范式 动态定价： 通过机器学习模型整合原油价格、汇率波动、区域供需等20+变量，实现东南亚市场丙烯酸酯价格每小时自动调价，毛利率提升 4.2个百分点。 这种深度行业化能力源于数商云的"PaaS+定制开发"模式。区别于标准化SaaS产品，其微服务架构允许企业像搭积木般组合功能模块。某汽配 企业通过集成VIN码解析系统，将配件匹配准确率从78%提升至99%，退货率下降18个百分点。 1.2 区域市场的本地化突围 在东南亚市场，数商云构建了"语言-支付-物流-文化"四维本地化体系： 2025年，全球贸易格局正经历深刻变革。RCEP区域全面经济伙伴关系协定的深化、东南亚数字经济的爆发式增长、中东新能源投资带来的产 业升级，共同推动B2B电商市场规模突破7.9万亿美元，占全球贸易总额的35%。在这场变革中，跨境贸易的复杂性呈指数级上升：从印尼的清 真认证到欧盟的碳关税，从东南亚多式联运的物流碎片化到中东货到付款的支付习惯，传统贸易模式已难以应对。在此背景下，数商云通过构 建"技术中台+行业解决方案+生态协同"的三维体系，重新定义了跨境B2B电商的运作逻辑。本文将深度解析数商云系统在 ...

Core Insights - The article highlights the challenges faced by traditional direct mail models in cross-border trade, including rising tariffs, increased international shipping costs, and high return rates, which significantly squeeze profit margins [1] - The adoption of overseas warehouses in the U.S. is presented as a solution to these challenges, enabling localized supply chains and reducing logistics costs and delivery times [1] Group 1: Operational Processes - Smart warehousing and inventory management involve professional teams executing unpacking, quality checks, and AI-driven categorization, enhancing inventory turnover rates by 60% [2] - Order response and rapid delivery are facilitated by automated systems that handle picking and packing at a low operational cost of $0.5–1 per item [3] - Reverse logistics and customer closure are improved through local return centers that can process returns within 72 hours, reducing return loss rates from 35% to 5% [3] Group 2: Competitive Advantages - Cost restructuring through bulk first-leg transportation and local delivery minimizes tariff fluctuations, with logistics costs dropping from 70% of profits to below 30% [5] - Customer experience is enhanced with delivery times reduced to 1–3 days, leading to a 25% increase in repurchase rates and a threefold improvement in after-sales response efficiency [5] - Flexible supply chains support "FBA transshipment" functions, allowing for temporary storage during peak seasons to prevent stockouts [5] Group 3: Challenges and Future Directions - Current challenges for overseas warehouses include inventory accuracy management and long capital occupation cycles, with future technological advancements expected to drive transformation [6] - Regional warehousing strategies are being developed to improve delivery efficiency and reduce costs, with same-city delivery times potentially reduced to 1–2 days at costs as low as $3–5 per order [6] - The integration of IoT and big data for smart alerts and multi-platform inventory connectivity is anticipated to enhance operational efficiency [7] Group 4: Sustainability and Strategic Evolution - Green logistics initiatives are being pursued, such as utilizing port advantages for sea-rail intermodal transport to reduce carbon footprints [8] - The essence of overseas warehouses is described as "spatial folding" of supply chains, compressing long-distance trade into localized efficient responses [8] - Companies like AllToDoor are leveraging technology and network collaboration to transition cross-border logistics from a cost center to a value engine, emphasizing the need for continuous enhancement of local operational capabilities and integration of smart technologies [8]