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多地公积金开启互认互贷,汉堡王将淘汰低效门店 | 财经日日评
吴晓波频道· 2025-06-14 00:21
多地公积金开启互认互贷 6月13日消息,深圳、珠海、汕头、江门、潮州、揭阳六个城市住房公积金管理中心近日正式签署《推动住房公积金协同发展合作协议》,推动 住房公积金异地贷款互认互通,实现缴存贷款信息互认。6月6日,成都和德阳两地住房公积金中心签署了区域贷款合作协议,实现公积金跨城贷 款审批和资金发放。 积极推动异地互认互贷,是本轮公积金政策的一个显著特点。此前,我国曾有推动公积金异地互认互贷的尝试。2020年10月,武汉、长沙、合 肥、南昌等20个城市签署《长江中游城市群住房公积金管理中心合作公约》,就发展住房公积金异地个人贷款业务,拓宽住房公积金异地互认互 贷范围等达成了共识。(21经济网) 点击按钮▲立即预约 商务部将进一步放宽外资市场准入 6月13日,商务部国际贸易谈判副代表李詠箑在国新办新闻发布会上表示,将进一步扩大开放,放宽外资市场准入。李詠箑特别提到,商务部将 修订并扩大《鼓励外商投资产业目录》,研究制定鼓励外资企业境内再投资政策,为外资企业在中国投资新兴领域和未来产业提供更多的机遇。 除了提到修订并扩大《鼓励外商投资产业目录》,李詠箑还表示,商务部将与有关部门一起落实好《2025年稳外资行动方案 ...
多地公积金开启互认互贷,汉堡王将淘汰低效门店 | 财经日日评
吴晓波频道· 2025-06-13 17:02
点击按钮▲立即预约 商务部将进一步放宽外资市场准入 6月13日,商务部国际贸易谈判副代表李詠箑在国新办新闻发布会上表示,将进一步扩大开放,放宽外资市场准入。李詠箑特别提到,商务部将 修订并扩大《鼓励外商投资产业目录》,研究制定鼓励外资企业境内再投资政策,为外资企业在中国投资新兴领域和未来产业提供更多的机遇。 除了提到修订并扩大《鼓励外商投资产业目录》,李詠箑还表示,商务部将与有关部门一起落实好《2025年稳外资行动方案》,在云计算、生 物技术、独资医院等领域加快开放试点,有序扩大其他服务领域的自主开放。(界面新闻) |点评| 由于国内劳动力成本优势弱化,部分外资企业因此调整投资布局,加上全球经济增长放缓,跨境投资情绪整体都比较低迷,内外部多 重因素交织,前两年我国的外资流入增速有所下降。在国内经济转型的过程中,外资已经由最初的市场引领者,逐渐转变为市场竞争的参与 者。在此背景下,进一步放宽外资市场准入,鼓励外资进入新领域,能够提高中国市场对外资的吸引力。外资的加入,也可以将更多资源带入 新兴行业,进一步推动国内的产业结构优化。 今年以来,国家层面密集出台了一系列稳外资相关政策。而要吸引外资、留住外资并让外资积 ...
跨城互联!深圳等5地计划年底前实现公积金异地购房提取
Zheng Quan Shi Bao· 2025-06-13 13:33
据悉,本次联席会议,五市公积金中心围绕落实《合作协议》,探索破解跨区域业务协同中的数据壁 垒、服务差异、风险管控等方面问题,深化建立了一系列区域间住房公积金政策趋同、服务协同、数据 共享、风险联防的体制机制。会议审议通过了"三制度一方案",包括《住房公积金跨域风险联查联办制 度》《住房公积金跨域逾期贷款协同处置管理制度》《区域协同发展联合培训研讨制度》和《关于建立 住房公积金欠缴纠纷联合化解机制的实施方案》。 会议明确要加力提速推进五市住房公积金"同城化服务"。一是争取在今年底前实现缴存人在签约城市间 购买住房后办理异地购房提取或异地购房还贷提取,不再受职工户籍或缴存地相关条件限制。二是在今 年底前增加并形成首批合作城市通办服务事项清单,推进"跨域通办""同城化服务",着力提升异地缴存 职工跨城办事的便利度和体验感,助力五市缴存职工实现"跨市安居"。同时,会议提出要积极探索区域 住房公积金信息系统平台互联互通和数据共享,推动实现更多业务异地无差别化办理,进一步推动省内 异地使用住房公积金协同性和便利化。 近段时间以来,多地住房公积金政策再迎优化,包括进一步拓宽使用场景、打破区域壁垒、扩大覆盖人 群等,住房公积 ...
跨城互联!深圳等5地计划年底前实现公积金异地购房提取
证券时报· 2025-06-13 13:24
近段时间以来,多地住房公积金政策再迎优化,包括进一步拓宽使用场景、打破区域壁垒、扩大 覆盖人群等,住房公积金的作用也进一步增强。 证券时报记者获悉,深圳、梅州、惠州、汕尾、东莞五市住房公积金区域协同发展第二次联席会议近日在梅州 召开。据了解,自2024年12月19日深圳、梅州、惠州、汕尾、东莞签署《推动住房公积金区域协同发展合作协 议》(简称《合作协议》)并召开第一次联席会议以来,五市公积金中心坚持以服务缴存职工为本,携手探索 推进住房公积金"政策趋同、业务协同、服务同城、信息互通、风险联防"的区域协同发展新路径,目前基本实 现五市住房公积金异地无差别服务、贷款互认互通、信息联查共享,为缴存职工异地使用住房公积金提供了极 大便利,为人才等要素跨区域自由流动和资源优化配置奠定了坚实基础。 据悉,本次联席会议,五市公积金中心围绕落实《合作协议》,探索破解跨区域业务协同中的数据壁垒、服务 差异、风险管控等方面问题,深化建立了一系列区域间住房公积金政策趋同、服务协同、数据共享、风险联防 的体制机制。会议审议通过了"三制度一方案",包括《住房公积金跨域风险联查联办制度》《住房公积金跨域 逾期贷款协同处置管理制度》《区域 ...
今明两年不要乱卖房!“四大新政”齐上阵,三类房子要赚钱了
Sou Hu Cai Jing· 2025-06-12 22:59
Core Viewpoint - The recent surge in the real estate market has led landlords to raise prices significantly, driven by new policies and increased demand in major cities [1][3]. Market Trends - Major cities have seen a substantial increase in property sales, with Shanghai's new home transaction area rising by 14.53% month-on-month in May, and the average price reaching 91,759 yuan per square meter, marking a new high in nearly a year [3]. - Beijing's second-hand home transactions have reached a 20-month high, while Shenzhen's sales volume is at a five-year peak, indicating a trend of rising prices and sales across multiple key cities [3]. Policy Changes - The Ministry of Natural Resources has implemented strict controls on land supply to regulate the real estate market, aiming to balance supply and demand through adjustments in land supply structure and timing [3]. - The Ministry of Housing and Urban-Rural Development has prioritized the protection of housing delivery projects, significantly reducing the risk of unfinished buildings by including qualifying projects in a "white list" for financing support [7]. Financial Support - Several provinces have adjusted housing fund loan limits, providing a boost to the real estate market. For instance, in Guangzhou, the maximum loan amount for two people has increased to 1.6 million yuan, with additional increases for families with children [9]. - The easing of mortgage requirements is expected to stimulate market demand and influence future housing price trends [9]. Urban Development - The Ministry of Housing has set a goal to complete the renovation of old residential areas built before 2000 by 2025, with significant financial support from the central government for demonstration cities [10]. - The acceleration of urban renewal is anticipated to increase the value of older properties, making them more desirable [10]. Property Types with Growth Potential - Quality communities with higher standards, such as those meeting new residential project specifications, are expected to become highly sought after [12]. - Properties in prime locations with excellent amenities and transportation links are projected to retain and increase their value over time [13]. - Scarce resources like properties near metro lines or prestigious schools are consistently in high demand, particularly in major cities [14].
福利!多地公积金互认互贷,有你家吗?
21世纪经济报道· 2025-06-12 15:39
作 者丨张敏 编 辑丨包芳鸣 图 源丨2 1世纪经济报道 梁远浩 摄 近期,多地继续推出稳楼市政策,作为重要抓手的公积金政策,也迎来新一轮调整。其中,简 化提取流程,加大提取力度,扩大使用范围,是政策着力的重点。 由此,公积金政策迎来新一轮调整大潮。 此外,开展公积金异地互认互贷也成为显著特征之一。 6月1 0日, 深圳、珠海、汕头、江门、潮州、揭阳 六个城市住房公积金管理中心 正式签署《推动住房公积金协同发展合作协议》,推动住房公积金异地贷款互认 互通,实现缴存贷款信息互认。 6月6日, 成都和德阳 两地住房公积金中心签署了《区域贷款合作协议》,实现 公积金跨城贷款审批和资金发放。 6月5日, 海南 省住房公积金管理局发布公告,针对"偿还异地住房公积金贷款约 定提取业务"征求意见。 分析人士认为,这些举措不仅对提振楼市消费有积极作用,更在人口迁移与区域协调发展的宏 观格局中,展现出超越行业范畴的战略价值。 撬动住房消费 由于直接关联住房消费、覆盖群体广且资金规模可控可调,公积金政策历来是楼市调控的重要 抓手。其中,提高贷款额度、降低利率、扩大使用范围是最常用的手段。 近几个月来,各地频繁推出公积金新政,再度 ...
福蓉科技: 关于调整2024年度利润分配现金分红总额及资本公积金转增股本总额的公告
Zheng Quan Zhi Xing· 2025-06-12 12:41
Core Points - The company plans to distribute a cash dividend of 0.25 yuan per share for the fiscal year 2024, maintaining the same amount as previously proposed [1][3] - The total number of shares after the capital reserve increase will rise to 997,491,851 shares, with the increase being based on the conversion of the "Furong Convertible Bonds" [1][2] - The adjustments in the profit distribution and capital reserve increase are due to changes in the total share capital resulting from the conversion of convertible bonds [1][3] Pre-Adjustment Situation - Prior to the adjustment, the company proposed a cash dividend of 2.50 yuan per 10 shares and a capital reserve increase of 3 shares for every 10 shares held, based on a total share capital of 764,710,063 shares [2] - The total number of shares to be increased was estimated at 229,413,019 shares, leading to a significant increase in the total share capital [2] Post-Adjustment Situation - Following the adjustments, the company will distribute a total cash dividend of approximately 191,177,814.75 yuan, based on the adjusted total share capital of 764,711,259 shares [3] - The company will also increase the share capital by 3 shares for every 10 shares held, with the final numbers subject to confirmation by the China Securities Depository and Clearing Corporation [3]
福利!多地公积金“破界”,开启互认互贷
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-12 11:16
Core Viewpoint - Recent adjustments to housing provident fund policies across multiple regions aim to stabilize the real estate market by simplifying withdrawal processes, increasing withdrawal limits, and expanding usage scope [1][2][3] Group 1: Policy Adjustments - The new policies focus on enhancing the housing provident fund's role in stimulating housing consumption, which is crucial for overall economic activity [5] - Key measures include raising loan limits, lowering interest rates, and broadening the range of uses for the provident fund, such as for down payments and rental support [3][4] - For instance, in Shenzhen, the maximum loan amount for families has increased from 1.26 million to 2.31 million yuan, nearly doubling the previous limit [3] Group 2: Inter-City Cooperation - A significant feature of the recent policy changes is the promotion of inter-city mutual recognition and lending of housing provident funds [2][6] - Six cities, including Shenzhen and Zhuhai, have signed cooperation agreements to facilitate cross-city loan approvals and information sharing [2][7] - This initiative is seen as essential for supporting talent mobility and regional economic integration, aligning with broader trends in population migration and urban development [7][8] Group 3: Economic Impact - The optimization of housing provident fund policies is expected to enhance leverage and stimulate housing consumption, which in turn can drive demand in related sectors such as home appliances and furnishings [5] - Analysts suggest that these measures will not only support the real estate market but also contribute to the overall economic recovery by encouraging consumer spending [5][8]
楼市早餐荟 | 深圳、珠海等六城推动住房公积金服务“同城化”;青岛公积金新政:首付款提取范围扩至二手房
Bei Jing Shang Bao· 2025-06-11 01:43
Group 1: Housing Fund Policy Developments - Six cities including Shenzhen and Zhuhai signed a cooperation agreement to promote the "same city" experience for housing provident fund services, aiming to support mobile employment groups and families purchasing homes in different locations [1] - The agreement focuses on four aspects: providing seamless services for housing provident fund, mutual recognition of loans, facilitating information checks, and establishing a risk prevention mechanism [1] Group 2: Qingdao Housing Fund Policy Update - Qingdao's new policy expands the scope for withdrawing housing provident fund for down payments to include second-hand homes and allows family members to withdraw funds for elevator installations [2] - The policy supports the use of housing provident fund for down payments on newly built homes, affordable housing, or re-transacted homes within Qingdao [2] Group 3: Real Estate Sales Performance - Vanke reported a sale of 22 million A-shares, raising 146 million yuan, with an average transaction price of 6.63 yuan per share [3] - Golden Land Group's signed sales amount for May was 3.12 billion yuan, a year-on-year decrease of 52.07%, with a signed area of 238,000 square meters, down 51.92% [4] - CIFI Holdings reported a contract sales amount of 1.68 billion yuan in May, with a contract sales area of approximately 163,600 square meters and an average contract sales price of 11,000 yuan per square meter [5]
广东六市推动住房公积金贷款互认互通;“恒大系”113亿元不良债权被挂牌 | 房产早参
Mei Ri Jing Ji Xin Wen· 2025-06-10 23:08
Group 1: Housing Fund Cooperation in Guangdong - Six cities in Guangdong, including Shenzhen, have signed a cooperation agreement to promote the mutual recognition and connectivity of housing provident fund loans, aiming to enhance regional housing services [1] - The agreement includes four key aspects: providing seamless services for housing provident funds, mutual recognition of loans, information sharing, and establishing a risk prevention mechanism [1] - This initiative is expected to lower the barriers for cross-city home purchases, stimulate regional housing consumption, and expand the potential customer base for real estate companies in the Greater Bay Area [1] Group 2: Shanghai's Public Rental Housing Initiative - Shanghai's Minhang district plans to acquire existing commercial housing to convert into affordable rental housing, aiming to stabilize the housing market [2] - The acquisition will focus on properties that meet specific criteria, including being over 7,500 square meters and having clear ownership [2] - This move is anticipated to alleviate inventory pressure for real estate companies in the area and promote a dual-track housing system combining public and market housing [2] Group 3: Evergrande's Bad Debt Sale - Evergrande's affiliated companies have listed approximately 11.3 billion yuan in bad debts for sale, indicating an acceleration in debt disposal [3] - The bad debts involve various projects across major cities, raising concerns about the asset quality and debt repayment capabilities of Evergrande and related firms [3] - This situation may lead to increased caution among investors regarding high-leverage real estate companies [3] Group 4: Leadership Change at Yuexiu Group - Yuexiu Group announced the appointment of Chen Qiang as the new chairman, succeeding Zhang Zhaoxing, who is retiring [4] - Chen Qiang has a background in capital operations and has held leadership positions in various investment and management companies [4] - The leadership change may prompt the market to reassess Yuexiu Group's strategic direction and potential value under the new leadership [4] Group 5: Land Acquisition by Huafa and Jinjiang - Huafa and Jinjiang jointly acquired a residential land parcel in Chengdu for approximately 1.617 billion yuan, with a floor price of 22,000 yuan per square meter and a premium rate of 13.99% [5] - The land is located in a well-developed area, indicating high investment value and favorable planning [5] - This acquisition is expected to enhance the land reserves of Huafa and Jinjiang, potentially increasing their market share and influence in the region [5]