In contrast to speculative trading, stablecoins represent a use case that continues to compound cycle over cycle.Today, @ethereum hosts over $170 billion in natively minted stablecoins.Low-Risk DeFi 🤝 High-Yield Dollar https://t.co/rF5UegI3rP ...

Core Insights - Most cryptocurrencies are volatile and not suitable for conservative investors, while stablecoins pegged to fiat currencies may be more appealing for those seeking stability [1] - A comparison of two popular dollar-backed stablecoins, Ripple USD and PayPal USD, is conducted to determine which is a more reliable investment in the current market [2] Group 1: Stablecoin Overview - Ripple USD was launched on December 17, 2024, by Ripple Labs and operates on the XRP Ledger as well as an ERC-20 token on Ethereum [4] - PayPal USD was introduced on August 7, 2023, by Paxos Trust Company and is integrated into PayPal's app and Venmo, initially minted as an ERC-20 token on Ethereum and later on Solana [5] Group 2: Market Capitalization and Ecosystem - Ripple USD has a market cap of $730 million, while PayPal USD has a larger market cap of $1.26 billion, benefiting from PayPal's extensive user base of 438 million active accounts [6] - PayPal USD has a more expansive ecosystem and stronger liquidity compared to Ripple USD, which has not yet secured as many active users or partners [7] Group 3: Backing and Reliability - Both stablecoins are backed by cash and short-term U.S. Treasuries, ensuring their reliability [7] - Paxos provides monthly attestations of its reserves from independent auditors for PayPal USD, while Ripple has also started publishing monthly attestations since December [8]

Federal Reserve's Role and Potential Changes - The Federal Reserve's role in the financial system may drastically change, potentially diminishing its crucial position [3] - Concerns exist regarding the Fed's performance, with criticisms of devaluing the US dollar and causing inflation [4][5][16] - The US dollar has lost 97% of its value since the Fed was created [16] - The Fed's influence may be declining due to the rise of blockchain technology and crypto adoption [25] Blockchain Technology and Ripple's Potential Impact - Blockchain technology and instant settlements could reduce the need for a reserve currency [25][26] - Ripple is pursuing a Fed master account for direct settlement with the US Federal Reserve, potentially bypassing intermediaries [6][29][30] - Ripple is also applying for a national bank charter license, which is related to the Fed master account application [28][30] - FedNow, a new infrastructure, allows third-party players to tap into instant payment services, potentially integrating blockchain rails [13][14][39] Stablecoins and Regulatory Landscape - There is increasing discussion and potential for a legal framework for stablecoins in Congress [32][33][34] - Bank regulators may loosen guidance and rules on banks regarding stablecoins, fostering innovation while preserving safety [35]

We are still patiently waiting for XLM to break out on the charts. And during this time, we have been hyperfocused on all of the updates coming out from Meridian 2025. I recently made a video talking about some of the updates.And in that video, you guys probably already remember me saying that I might need to make a second video on XLM because we were witnessing so many big updates from the event that I just simply couldn't fit into one video. So, with that in mind, let's dive on into a few things. Let's st ...

Fees? None 👌Move your stablecoins freely on BNB Chain—the way it's meant to be.Supported by the wallets, CEXs, and bridges you already use 👇https://t.co/SHq8MMTCub https://t.co/IJxPSbLuSA ...

24 projects collectively raised $176 million this week.Jake (@immutablejacob):Top 5 Crypto Fundraising Rounds this week 👇@brale_xyz - $30M> Platform for creating and launching stablecoins> @lightspeedvp, @FoundationCap, & @NEA@finaryhq - $29.39M> France-based wealth management application> @PayPal Ventures, @ycombinator, & @speedinvest@kredete https://t.co/1QTP6W6KIs ...

Core Insights - YZi Labs has increased its investment in Ethena Labs, focusing on the future of digital dollars and the synthetic stablecoin USDe [1][2] - Ethena Labs is recognized as a leading player in the yield-bearing synthetic dollar market, with YZi being an early supporter [2][3] - The global stablecoin market has seen significant growth, with the market cap rising from approximately $204 billion to $305 billion since January 2025 [4] Company Overview - YZi Labs, formerly known as Binance Labs, currently manages over $10 billion in assets globally [3][6] - Ethena Labs is the third-largest stablecoin by market cap, valued at $14.03 billion, trailing USDC and ahead of Dai [3][6] - The native cryptocurrency of Ethena, ENA, has a market cap of $4.69 billion and is currently trading at $0.66 [3] Market Trends - The demand for digital dollars is at an all-time high, with 2025 being highlighted as a pivotal year for stablecoins [4] - The entry of new players like Ripple's RLUSD and World Liberty Financial's USD1 is contributing to a favorable regulatory environment for dollar-denominated stablecoins [4]

RT Marc Arjoon 🟪 (@marcarjoon)There's a reason for payment chains, but it doesn't mean they will be valuable.Tron (27% of all stablecoins) is mainly used for stablecoin transfers and payments, which suits its users well. Ethereum (55% of all stablecoins) is frequently used for various complex applications beyond just transfers.Notably, the average fee on Ethereum has been lower over the past six months than on Tron, even with gas usage and active addresses at all-time highs.Meanwhile, fees on Tron remained ...

Tokenization Market Overview - Tokenization is expected to be a prominent topic for the next few years, with continued evolution, adoption, and growth anticipated [1] - The tokenization market is attracting larger players and increased investment [1] - The value of tokenization is currently at $2958 billion, with an increase of almost 8% in the last 30 days [2] - Total Real World Asset (RWA) holders are nearing 400000, up over 7% in the last 30 days [2] - Total RWA on-chain value has surpassed $30 billion, with growth observed across the board, including stablecoins [2][3] XRP Ledger and Institutional Adoption - XRP is experiencing ecosystem expansion, including tokenized RWAs and stablecoins [3] - RWA value on XRP is over $356 million, up almost 10% in the last 30 days [4] - Stablecoin market cap on XRP is up over 23% in the last 30 days, totaling $265 million [4] - Ripple is partnering with DBS Bank and Franklin Templeton to establish repo markets powered by tokenized collateral and stablecoins [9] - Investors can use ROUSD to trade for Franklin Templeton's money market fund SG Benji tokenized on the XRP ledger and list it on DBS's digital exchange, earning yield and opening new liquidity venues [9] - Institutional grade tokenization on the XRP ledger is expected to lead to institutional DeFi becoming a reality [9] Key Players and Partnerships - Open Eden Digital is up over 10% in the last 30 days, nearing $84 million [5] - Zakcon economy is up 200% at $30 million [5] - Control Alt is up almost 44% at $62 million [5] - Circle USDC is up 160% in the last 30 days [5] - DBS and Franklin Templeton are launching trading and lending solutions powered by tokenized money market funds and Ripple's ROUSD stablecoin [19][20] - Franklin Templeton's SGBI token has almost $737 million tied to it [21] Institutional Interest and Future Outlook - 87% of institutional investors expect to make investments into digital assets in 2025 [27] - Tokenization is affecting every single market, marking the beginning phase of the new financial system [28] - DBS will explore enabling SG Benji tokens to be used as collateral to obtain credit from the bank or third-party platforms [24] - Franklin Templeton will tokenize SG Benji on the XRP ledger, strengthening interoperability across networks [35] - Ripple DBS and Franklin Templeton are enabling repo trades for a tokenized money market fund with a regulated stable and liquid mode of exchange such as ROUSD [39] - Franklin Templeton has $162 trillion in assets under management [40]

Stablecoins scale with Chainlink. https://t.co/7BSWDGmjLY ...