I am a full-time analyst interested in a wide range of stocks. With my unique insights and knowledge, I hope to provide other investors with a contrasting view of my portfolio, given my particular background.If you have any questions, feel free to reach out to me via a direct message on Seeking Alpha or leave a comment on one of my articles. Analyst's Disclosure: I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within th ...

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售楼处和中介不会告诉你的秘密，本期视频赶紧码住，关键时刻能帮你省不少钱！ 买房的时候，你可能会遇到订金、定金等各种"金"，千万别搞混了！虽然就差一个字，但差别 可大了，一不小心可能几十万就没了！ 直接给大家划重点： 订金、押金、意向金通常能退，可定金，退起来就费劲了。 买房"五金"，有啥区别？ 定金≈定情信物 定金这东西，就像定情信物，具有担保效力。咱买房的要是反悔，这钱就拿不回来了；要是开 发商违约，就能退，而且还得双倍返还。注意了，法律规定，定金数额不能超过主合同标的的 2 0%。所以，要是开发商要的定金超了这个数，咱完全可以拒绝！还有些开发商搞出个新名堂 "认购金"，一旦违约，这钱也是大概率追不回的。 订金≈预付款 订金差不多就是预付款，没什么法律约束力。不管是我们违约还是开发商违约，这钱都能商量 着要回来。 意向金≈占位费 意向金，也叫预约金或诚意金，同样没有强制约束力。签了正式买房合同，意向金就变成房 款；要是我们违约，这钱就成了违约金，归卖房的了。这里面有套路，有些开发商或中介说提 前付诚意金，开盘能优先选房或享受折扣。但提前认购，可能碰上延期开盘、临时抬价这些闹 心事儿，大家一定要小心。 防范风 ...