图片来源：每日经济新闻 刘国梅 摄（资料图） ESG政策 三部门发布《关于开展零碳园区建设的通知》，零碳园区建设快步跑 国家发展改革委、工业和信息化部、国家能源局日前发布《关于开展零碳园区建设的通知》（以下简称《通知》）。《通知》明确零碳园区建设的基本条 件，并部署了8方面重点任务，支持有条件的地区率先建立一批零碳园区，为有计划、分步骤推进各类园区低碳化、零碳化改造指明了方向。 每经记者｜徐肖逍 每经编辑｜张海妮 市场监管总局消息，我国牵头制定的渔业和水产养殖领域碳足迹国际标准《水产品碳足迹 大型藻类产品种类规则》近日正式发布。该标准由中国、意大 利、挪威、冰岛、荷兰、印度、摩洛哥、韩国、伊朗九国专家共同参与研制，规定了大型藻类产品相关的碳足迹计算要求，适用于大型藻类全价值链碳足迹 的评价，能够为大型藻类对气候影响的研究提供可靠和准确信息，为减少大型藻类产品全价值链中各环节能源消耗提供改进方向，也是落实联合国海洋负排 放国际大科学计划的有力实践。 点评：这是中国在应对气候变化领域从参与者向规则制定者转变的重要标志，展现了我国在海洋负排放技术标准体系构建中的引领作用。 点评：三部门发布零碳园区建设通知，明确条件 ...

Group 1 - The core theme of the 2025 National Insurance Publicity Day is "Love and Responsibility, Insurance Makes Life Better," with various practical promotional activities organized by China Post Insurance Beijing Branch to showcase the industry's commitment to social responsibility [1] - The company organized a high school entrance examination consultation event titled "Set Sail with Post, Grow with You," focusing on the core needs of families during the exam season, including expert advice on college application strategies and discussions on education funding and health protection [4] - A green and environmentally friendly walking event was held on July 8, where employees participated in a clean-up activity, promoting environmental awareness and enhancing teamwork while showcasing the positive image of the insurance industry to the public [5] Group 2 - The "Green Umbrella Public Welfare Activity" was launched, focusing on the elderly and children, featuring cultural experiences and health services, including traditional Chinese medicine consultations and free health screenings, aimed at enhancing community engagement and financial risk awareness [9] - To expand the reach of the July 8 insurance publicity, the company placed themed posters and advertisements in key financial districts, showcasing insurance culture and services, and reinforcing the brand image of the insurance industry [11] - The company plans to continuously innovate service models and improve service quality to provide diverse insurance services, effectively communicate insurance stories, and demonstrate its commitment to social responsibility and public service [11]

Core Insights - The Shandong Provincial Grain and Material Reserve Bureau has successfully launched the Grain Purchase Loan Credit Guarantee Fund, which has significantly contributed to food security by facilitating financial support for grain enterprises [2][4]. Group 1: Fund Performance and Impact - The first phase of the fund has raised a total of 260 million yuan, leveraging a 1:3 funding ratio between provincial finance and participating enterprises, resulting in a total loan issuance of 2.5 billion yuan to 61 grain enterprises [2]. - The fund has enabled the purchase of approximately 1.2 million tons of grain, with two-thirds of the participating enterprises being private, showcasing the fund's inclusive impact [2]. - The fund's operational model has been recognized as a best practice by the National Grain and Material Reserve Bureau, promoting it as a model for market-oriented financing in grain procurement nationwide [2]. Group 2: Second Phase Fund Launch - The second phase of the fund has been officially launched, with a fundraising period of 60 days starting from June 24, inviting enterprises engaged in grain-related activities to participate [3]. - The participation criteria require enterprises to be registered in Shandong and involved in grain purchasing, sales, storage, or processing, with a minimum contribution starting at 1 million yuan [3]. - The fund maintains the same financial support ratio of 1:3, aiming to reduce financing costs for enterprises while ensuring timely benefits from the fund's operations [3]. Group 3: Strategic Importance - The Grain Purchase Loan Credit Guarantee Fund is viewed as a crucial initiative for stabilizing the market, benefiting enterprises, and ensuring food security [4]. - The provincial fund office emphasizes the importance of optimizing services and maintaining a robust risk management framework to ensure effective fund utilization and recovery [4].

3、请介绍公司投资业务的发展情况，相较传统股权投资 业务有无新的投资方向或者规划？ 证券代码：000987 证券简称：越秀资本 编号：2025-003 广州越秀资本控股集团股份有限公司投资者关系活动记录表 | | □特定对象调研 √ 分析师会议 | | | --- | --- | --- | | 投资者关系 | □媒体采访 □业绩说明会 | | | | □新闻发布会 □路演活动 | | | 活动类别 | □现场参观 | | | | □其他（请文字说明其他活动内容） | | | 参会机构名称 | 国泰海通证券 | | | 时间 | 年 月 日 2025 10 20:00—20:40 | 7 | | 形式 | 电话会议 | | | 上市公司 | 职工代表董事、副总经理、财务总监兼董事会秘书：吴勇高 | | | 接待人员姓名 | 资本经营部、财务中心总经理：潘永兴 | | | | 1、2024年，越秀租赁实现营业收入59.89亿元，同比增长 | | | | 39.00%；净利润16.32亿元，同比增长17.74%。请介绍越秀租 | | | | 赁业务投放策略及息差管理情况。 | | | | 答：近年来，越秀租赁深化 ...

财经网×企业预警通App ◆行业关注 17家银行宣布：不再设立监事会 今年以来，已有17家上市银行先后公布了取消监事会的决议，涉及国有大行、股份行以及地方性中小银行等各类银行 机构。在这场变革的背后，是2024年修订的新《公司法》与金融管理部门相关政策导向协同推动的结果。 银行理财子公司"试水"浮动费率产品加速净值化转型 新型浮动费率基金产品陆续发行之际，银行理财子公司也开始"试水"浮动管理费率的理财产品。招银理财发布的产品 营销信息显示，该公司于7月8日开售一款名为"招智睿远平衡（安盈优选）68期"的浮动管理费率理财产品。根据公开 资料，该产品是一款含权类理财产品，其中权益类资产计划配置比例为0%至40%，风险等级为R3（中风险），封闭期 为三年。 "养老贷"惹争议，多家银行火速撤下宣传 银行贷款可以用于补缴养老保险？近日，湖南省多家农商行推出以补缴养老保险等为专属用途的"养老贷"，包括长沙 农商行、华容农商行、临澧农商行、津市农商行、邵阳农商行、茶陵农商行等。这一创新虽为养老保障补上了缺口， 却也引发业内对金融边界的热议。今日，多家银行火速撤下"养老贷"相关宣传。多位银行业专家表示，在银行贷款市 场竞争加 ...

时下正是"全民反诈在行动"集中宣传月活动进行时，各地相关部门及金融机构进一步加大反诈宣传力 度，以实际行动守护群众财产安全。 在各类诈骗活动中，尤其以"养老金融"名义进行针对老年群体的诈骗活动尤为猖獗，亟需引起高度警 惕。 招联首席研究员、上海金融与发展实验室副主任董希淼指出，这些养老投资骗术通常具备三个特点：一 是承诺"高回报、低风险""稳赚不赔"；二是夸大甚至虚构投资项目；三是利用亲情、熟人关系"杀熟"。 他们会通过免费讲座、免费旅游、赠送礼品、组织参观等方式接近老年人，甚至利用亲戚、朋友、邻 居、同事等关系进行游说，让不少老年人陷入圈套。 "具体而言，要做到'四看''三思''两问'。"董希淼详细介绍，"四看"即看资质、看回报、看项目、看资金 流向；"三思"是思考自己是否真正了解该产品及市场行情、思考产品收益是否符合市场规律、思考自身 经济状况是否具备抗风险能力；"两问"则是多问问家人特别是子女的意见、多问问专业人士比如金融机 构工作人员或是律师的建议。 保护养老钱，安全第一位。董希淼强调："要时刻保持警惕、不贪图高利诱惑、坚持查证核实、多与家 人沟通商量，这是防范以'养老金融'为幌子进行非法诈骗的最有效 ...

Core Insights - Jiangsu Bank has successfully launched a "Value of Ecosystem Product in specific geographic units (VEP)" pledge loan to support the construction of the Anji "Two Mountains" Future Technology City (Phase I) ecological environment-oriented development (EOD) project, exploring a path for realizing the value of ecological products and transforming "green mountains and clear waters" into "golden mountains and silver mountains" [1][2] Group 1 - Anji County, located in the center of the Yangtze River Delta, is the birthplace of the concept "green mountains and clear waters are as valuable as golden mountains and silver mountains," and has a strong foundation for green development [2] - The EOD model has been adopted in Anji County to address industrial transformation and local ecological issues, focusing on the construction of the core area of the "Two Mountains" Future Technology City, leveraging landscape resources to develop digital economy, health industry, and research platforms [2] - Jiangsu Bank provided a credit loan of 1.6 billion yuan to Anji Jin'an Construction Development Co., Ltd., specifically for the EOD project, which aims to address ecological issues and promote the transformation of ecological governance through technological innovation [2][4] Group 2 - The construction of the "Two Mountains" Future Technology City is expected to achieve a reduction of 390 tons in VOCs emissions, a sewage treatment rate of 98%, ecological bank restoration of 7,800 meters, and an increase in green space of 380,000 square meters [4] - The project will also add 155,755.6 square meters of office space, with a projected growth of over 20% in the core digital economy industry and the creation of more than 3,000 new jobs [4] - Jiangsu Bank has been a steadfast advocate for green development, with a green financing balance exceeding 700 billion yuan and serving over 12,000 green enterprises, positioning itself among the top banks in China in terms of green loan ratios [4]

Core Insights - The forum emphasizes the integration of traditional Chinese culture with modern finance, aiming to foster innovative development in financial culture [2][3] - The "Five Musts and Five Must Nots" framework proposed by President Xi Jinping serves as a guiding principle for developing a distinctive Chinese financial culture [3][6] Group 1: Financial Culture Forum - The first Financial Culture Forum was held as part of the 11th Nishan World Civilization Forum, focusing on the theme of "Traditional Culture and Modern Finance" [2] - Experts gathered to discuss the fusion of traditional Chinese culture with contemporary financial practices, contributing to the development of a unique financial culture in China [2][3] Group 2: Educational Initiatives - Qingdao University is actively involved in promoting Chinese financial culture through education, emphasizing the importance of cultivating talent in this area [4][5] - The university has established partnerships with local financial regulatory bodies to create educational resources and platforms for students pursuing careers in finance [5] Group 3: Implementation of Financial Culture - The "Five Musts and Five Must Nots" framework is crucial for guiding modern financial development, emphasizing the importance of cultural values in financial practices [6][7] - The framework encourages financial institutions to prioritize service to the economy and the public, while also promoting risk awareness and compliance [6][7] Group 4: Recommendations for Financial Culture Development - Suggestions include strengthening the ideological foundation of financial culture, improving institutional frameworks, and fostering practical innovation in financial services [9][10] - Engaging the broader society in financial culture initiatives is essential for creating a collective understanding and acceptance of these values [10]

Group 1 - The "Big Zero Bay" in Shanghai Minhang is emerging as a new landmark for technological innovation, housing over 13,000 enterprises, including 706 high-tech companies and 17,406 valid invention patents [1] - The financial services ecosystem at "Big Zero Bay" includes 26 financial institutions, such as banks and investment firms, providing a comprehensive financial service model that integrates investment, loans, insurance, and support [1] - The traditional lending logic of banks is evolving to better serve early-stage tech companies, which often lack sufficient financial statements or collateral [2][3] Group 2 - The approach of banks in "Big Zero Bay" involves direct engagement with tech companies, fostering deeper understanding and trust through face-to-face interactions rather than traditional methods [3] - The unique characteristics of tech enterprises necessitate a tailored financial service model that differs from traditional manufacturing firms, emphasizing close collaboration with startup teams [3][4] - The rapid development of tech companies, such as Helios Starlink, highlights the importance of timely financial support to avoid equity dilution and facilitate growth [4][5] Group 3 - The financial services provided by banks are crucial during the early stages of tech companies, referred to as the "0 to 0.5 stage," where they require significant support to navigate challenges [6] - The collaboration between financial services and tech innovation not only supports the growth of tech companies but also opens new avenues for the banking sector's transformation [6]

7月9日，在多家车企宣布执行"60天账期"即将满月之际，工信部在"全国违约拖欠中小企业款项投诉平 台"开通了"重点车企践行账期承诺线上问题（建议）反映窗口"，主要受理四类涉及车企拖欠供应商账 款的问题。 21世纪经济报道郭晓洁 广州报道 多位车企供应商负责人向21世纪经济报道记者反映，当前，并非所有类型的供应商都被纳入"60天账 期"覆盖范围。材料类供应商或已初步受益于新规红利，但设备、基建工程等领域的实际付款周期依然 较长，部分企业甚至需等待1年以上才能完成确权与回款。 事实上，车企账期问题只是众多产业供应链上下游博弈的一个缩影。多年来，部分大型企业利用自身强 势地位设置长账期，进一步挤压中小企业的现金流空间，其中尤其值得关注的是长期困扰中小企业的名 义账期之外的"隐形账期"问题。 随着监管趋严和行业自律加强，大型企业的名义账期虽有所缩短，但"隐形账期"却以新的形式出现，成 为中小企业现金流管理的新挑战。 这场大型企业与中小供应商之间的博弈，不仅影响产业链的健康运行，也使中小企业陷入了融资难的困 境。 "看不见"的账期 实际上，在车企集中宣布缩短账期之前，央企国企已在监管压力下率先展开多轮整改，合同账期普遍 ...