近日，个人经营贷利率备受关注。据贝壳财经记者了解，当前贷款市场上的个人经营贷利率呈现出分化 趋势。一些银行个人经营贷利率下探至3%以下，也有一些银行的利率则较此前略有回升。 如建设银行、交通银行、招商银行、江苏银行等多家银行均推出了最低利率低于3%的个人经营贷产 品。在贝壳财经记者调查中发现，不少银行将有抵押的个人经营贷的最低利率定在了2.4%左右。但由 于客户资质存在差异，不同借款人申请下来的利率与额度有所不同。 值得注意的是，也有部分银行工作人员告诉贝壳财经记者，近期银行已将个人经营贷利率向上浮动，个 人经营贷风险上升、净息差承压等是银行重点考量因素。 业内人士指出，不同银行根据自身战略、资金成本等的不同，制定差异化的个人经营贷业务策略是正常 现象。而个人经营的贷款是支持实体经济发展的业务之一，因此银行针对个人经营贷的利率考量也更为 多元化。但过低的利率也会产生负面影响，银行需要加强信贷的精细化管理，防范相关风险上升。 华北地区某城商行工作人员也指出，该行对于优质的个人经营贷客户，标价虽然也是2.4%，但如果是 优质的科创等重点领域企业，该行还可以根据相关政策，为企业申请更低的利率。 部分国有大行也加入了 ...

Group 1: Business Strategy and Development - The company focuses on integrating into national development, serving the real economy, and maintaining high-quality development as its main line of work [2] - Key areas of focus include deepening business transformation, optimizing business structure, and accelerating digital transformation to enhance operational efficiency [2] - The company aims to strengthen its comprehensive financial service capabilities, maintaining leading positions in research, asset management, and wealth management [2] Group 2: Wealth Management Business - The company adheres to its main responsibilities, aligning with high-quality development and focusing on wealth brokerage business targeting high-quality clientele and efficient online operations [3] - It emphasizes a dual approach of online and offline customer service, standardizing operations, and ensuring compliance [3] Group 3: Investment Banking Business - The company implements national strategies and regulatory requirements, prioritizing financial services for the real economy [4] - It focuses on resource accumulation, client development, and professional capability building in key sectors, particularly in the Greater Bay Area [4] - The company is committed to enhancing integrated services and accelerating the digital transformation of investment banking [4] Group 4: Investment Management Business - The investment management segment includes asset management, public fund management, and private fund management, with a focus on creating a diverse product supply system [5] - The company aims to enhance its active management capabilities and product innovation, leading to growth in asset management scale [5] - As of March 2025, the public fund management scale of Guangfa Fund and E Fund ranks third and first, respectively, excluding money market funds [5]

Core Viewpoint - Roma's recent operational challenges have led to strategic adjustments, including a product recall and a focus on user rights protection amid management turmoil and consumer concerns about refunds [1][2][3] Group 1: Operational Challenges - Roma officially announced on July 15 that it is addressing numerous false claims circulating online, ensuring that its product recall and after-sales service systems are functioning as planned [1] - The company has faced significant operational difficulties, including a sudden announcement on July 6 to halt production for six months, with only a few employees remaining to maintain basic operations [2] - The company's flagship stores on major e-commerce platforms like JD and Taobao have been closed, with only a limited range of products available on Douyin [2] Group 2: Management Turmoil - Roma has undergone two changes in legal representatives within three months, indicating internal instability within the management team [3] - The recent changes involved the resignation of Lei Shexing and the appointment of Lei Yingrong, reflecting ongoing restructuring efforts [3] - The company has stated that it is focusing all efforts on internal inspections and preparing for new product launches [3] Group 3: Consumer Concerns - Consumers have expressed worries about the refund process, with reports of long wait times for refunds, reminiscent of past issues with other companies [1][2] - Social media discussions reveal that some consumers are facing significant delays, with one individual reportedly at position 170,000 in the refund queue [1]

证券代码：601611 证券简称：中国核建 公告编号：2025-044 中国核工业建设股份有限公司 截至 2025 年 6 月，公司累计实现新签合同 871.49 亿元，累计实现营业收入 531.84 亿元。 以上数据未经审计，由于客观情况变化等因素，与未来签约额及营业收入并 不完全一致，特别提醒投资者注意。 特此公告。 中国核工业建设股份有限公司董事会 2025 年 7 月 16 日 关于经营情况简报的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 现将公司 2025 年 6 月主要经营情况公布如下，供各位投资者参考： ...

此前市场有传言称，罗马仕部分高层在出现问题后前往境外。 7月15日，罗马仕官方在微博发布最新声明，称关注到网络上关于罗马仕的大量不实信息，许多用户和朋友因此产生担忧，并表示产品召回及售后服务系统 按计划持续运转。 罗马仕目前经营陷入困境，公司在7月3日辟谣"没有倒闭"后，又在7月6日凌晨宣布，自7月7日起停工停产半年。除召回相关员工外，其余人员停工停产，将 仅按深圳市最低工资标准的80%（约2016元）发放生活费。 一位罗马仕内部员工此前对第一财经表示，停工通知来得太过突然，公司大群有约690人，预计仅有少量白名单员工留下来维持公司基本运转。 "面对此次运营挑战，罗马仕进行了战略调整，公司运营团队主要成员在岗，将所有可用资源优先投入到用户权益保障中。"罗马仕在声明中提到本次召回服 务长期有效，不因时间或地域差异影响服务品质。 此前市场有传言称，罗马仕部分高层在出现问题后前往境外。有罗马仕中层在接受媒体采访时表示，五位核心管理层在事件发生后前往马来西亚。另有员工 透露，从4月开始，罗马仕雷桂强、雷灿锋、雷桂斌、李秋华、雷灿伙五位主要负责人就已全部退出钉钉群，企业钉钉也查不到他们任何信息，目前已经几 个月没露面。 ...

7月15日，美国EDA巨头新思科技宣布，其拟议收购Ansys的交易已获得全部所需的监管机构批准。在 满足或豁免剩余的例行交割条件下，双方预计将于2025年7月17日（周四）当天或前后完成交易。 前一天，这笔总价约350亿美元的收购刚通过最后一关。中国国家市场监督管理总局官网发布关于附加 限制性条件批准新思科技（Synopsys）收购安似科技（Ansys）股权案反垄断审查决定的公告。 今年6月30日，新思科技就拟议收购安似科技的监管审批进展发布联合声明：基于本次交易的合理性及 其预期将为所有利益相关方和未来技术创新带来的重大利好，我们已在除中国以外的所有司法管辖区获 得了并购批准。我们持续与中国国家市场监督管理总局保持密切沟通，目前已进入获得该项最终监管批 准的后期阶段。 Berenberg银行分析师表示："由于中国国家市场监督管理总局的批准是最终的监管审批，我们相信新思 科技和安似科技将迅速采取行动完成交易。" 合并方案显示，将新思科技全球领先的EDA技术与安似科技成熟的仿真和分析能力相结合，可为双方 的客户提供全面、强大且以系统为中心的创新方法。同时，此次合并将在核心EDA领域和极具潜力的 新兴增长领域（如 ...

证券代码：600791 证券简称：京能置业 公告编号：临 2025-028 号 京能置业股份有限公司 2025 年第二季度房地产项目经营情况简报 公司参股公司经营情况如下： 单位：亿元；万平方米 | 项目 | 新增房地产 | | 开复工 | 其中：新 | 竣工面积 | 签约面积 | 签约金额 | | --- | --- | --- | --- | --- | --- | --- | --- | | | 储备面积 | | 面积 | 开工面积 | | | | | 权益口 | | | | 0 | | | | | | | 0 | 1.29 | | 0 | 0.05 | 0.04 | | 径 | | | | | | | | 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗 漏，并对其内容的真实性、准确性和完整性承担法律责任。 由于销售过程中存在各种不确定性，且房地产开发产品采用预售 制，同期的签约金额和营业收入相关度不高，具体数据请以 2025 年 半年度报告为准，相关阶段性数据仅供投资者参考。 2025 年第二季度（4 月 1 日至 6 月 30 日），京能置业股份有限公 司（以下简称"公 ...

Core Viewpoint - The regulatory inquiry by the Shanghai Securities Regulatory Bureau into Jinlitai's financial practices raises significant concerns regarding abnormal fund transactions with trade partners and potential non-operational fund occupation [1][2][3][4][5]. Group 1: Regulatory Inquiry - Jinlitai received an inquiry letter from the Shanghai Securities Regulatory Bureau regarding its 2024 annual report, which was delayed until July 2, 2025, despite a deadline of April 30, 2025 [1]. - The inquiry focuses on large fund transactions with trade partners, revealing abnormal patterns such as significant prepayments that do not align with actual procurement amounts [2][3]. - In 2024, Jinlitai's strategic reserve prepayments exceeded 900 million yuan, while actual procurement was only around 29 million yuan, indicating a major risk of fund occupation by related parties [2][3]. Group 2: Fund Transactions and Investments - The inquiry also questions the legitimacy of fund transfers related to equity investments, particularly concerning a 137.53 million yuan repayment from Shihezi Yike and subsequent fund transfers to trade partners [4][5]. - Jinlitai is required to clarify the nature of these transactions, including whether they involve non-operational fund occupation and the accuracy of financial reporting [5]. Group 3: Financial Performance - Jinlitai's financial performance has fluctuated significantly, with revenues declining from 858 million yuan in 2021 to 647 million yuan in 2022, resulting in net losses [6]. - In 2023, the company reported a revenue increase to approximately 735 million yuan, marking a 16.09% growth, and achieved a net profit of 14.33 million yuan, indicating a turnaround [6]. - For 2024, Jinlitai's revenue was 732 million yuan, a slight decrease of 0.44%, but net profit rose to 30.91 million yuan, a 115.66% increase, reflecting improved cash flow and cost management [6].

Core Viewpoint - The article discusses the significant breakthrough in China's electricity market with the approval of the "Cross-Grid Operating Area Normalized Electricity Trading Mechanism Plan," which allows for the seamless flow of electricity resources across the national grid, marking a step towards a unified national electricity market [1][3]. Group 1: Market Structure and Historical Context - Historically, China's electricity market has been divided between the State Grid and the Southern Grid, with the State Grid covering 26 provinces and accounting for over 88% of the land area, while the Southern Grid operates in five provinces [3]. - This regional division has led to market isolation, preventing efficient electricity transfer between regions, especially during peak demand or surplus generation periods [3][4]. Group 2: Mechanism Implementation and Transactions - The first transaction under the new mechanism involved 2 million kilowatts of electricity flowing from the Southern Grid to the Eastern region, showcasing the mechanism's role in optimizing national electricity resource allocation [1]. - In March, a successful cross-regional green electricity transaction was conducted, marking a significant milestone in the establishment of a normalized trading mechanism [4]. - In June, over 34 million kilowatt-hours of renewable energy were traded across multiple channels, demonstrating the mechanism's ability to enhance market competition and resource efficiency [5]. Group 3: Future Goals and Framework - The plan outlines a phased approach to building a unified electricity market, focusing on foundational improvements, expanding participation, and ultimately achieving rule unification and comprehensive integration [6][7]. - The "Take the Smaller Principle" is a key innovation in ensuring safety and efficiency in transactions, allowing for better coordination between the two grid operators [8]. Group 4: Economic and Environmental Impact - The implementation of this mechanism is expected to significantly enhance market vitality and expand market space, allowing for efficient resource flow and optimization across the country [10]. - It aims to improve the consumption of clean energy by creating stable channels for renewable resources from regions like Southwest China to major consumption areas [10][11]. - The establishment of long-term green electricity purchase agreements is anticipated to stabilize market expectations and drive efficient resource conversion into economic advantages [11][12].

近日，建德梅城古镇商圈热闹非凡，"红领商圈·乐在严州"古城商圈服务日活动火热开启。这场活 动不仅为市民游客带来消费盛宴，也意味着建德市以党建引领信用监管、优化营商环境、激发消费活力 开启了新篇章。 活动现场创意不断，"知府大人"手持"诚信梅花榜"巡游颁奖，引得游客纷纷拍照留念；舞台上，快 板《消保法护万家》节奏明快，古装情景喜剧《明码正道·诚信斗黑商》诙谐有趣，将诚信文化演绎得 淋漓尽致，警示商家要诚信经营。 今年以来，建德市信用监管成果丰硕，已发布放心消费"梅花榜"优秀商铺6家次，对2家问题商户给 予黄牌警告。据悉，面对商圈消费中主体责任虚化、诚信经营弱化、监管效能不足等问题，建德以严州 古城为核心，构建起"事前指引、事中评价、事后应用"的全流程闭环信用监管体系，成效显著。 比如在事前指引方面，建德市打造"市事指规"线上平台，梳理涵盖6大领域等78项具体要求的指引 库，用布局图、流程图、视频讲解等易懂方式呈现。线上智能推送问卷，线下提供"套餐式"审批服务 包，实现"承诺即备案、备案即开业"。截至目前，线上线下精准推送指引171件，市场主体首次证后核 查问题率降37.6%，合规知晓率升至90%。此外，平台还建 ...