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X @Chainlink
Chainlink· 2025-07-16 02:52
Chainlink and @BlockchainAssn convened government and blockchain leaders in D.C. for Tokenized in America—a strategic event focused on advancing the next generation of U.S. financial innovation.How Tokenized in America is paving the path to digital asset leadership ↓https://t.co/2JWrc30ciVBlockchain Association (@BlockchainAssn):1/ Crypto Week continues this evening with a special event hosted by BA and @chainlink at The Ned in Washington.BA’s @SKMersinger opened with comments on the opportunity at hand for ...
X @Investopedia
Investopedia· 2025-07-15 22:30
BlackRock said its assets under management reached a record $12.5 trillion in the second quarter, though its revenue missed estimates, sending shares lower Tuesday. https://t.co/au8Rd9C2bR ...
NatBridge Resources Announces Closing of Financing and Appointment of Chief Executive Officer
Newsfile· 2025-07-15 22:26
NatBridge Resources Announces Closing of Financing and Appointment of Chief Executive OfficerJuly 15, 2025 6:26 PM EDT | Source: NatBridge Resources Ltd.Burnaby, British Columbia--(Newsfile Corp. - July 15, 2025) - NatBridge Resources Ltd. (CSE: NATB) (OTC Pink: NATBF) (FSE: GI80) ("NatBridge" or the "Company") announces that further to its news releases dated May 13, 2025 and June 24, 2025, it has closed its non-brokered private placement financing of 8,999,350 units at $0.20 per unit ("Units ...
Hancock Whitney HWC Q2 2025 Earnings Transcript
The Motley Fool· 2025-07-15 21:29
Core Insights - The company reported an expansion in Net Interest Margin (NIM) by six basis points in Q2 2025, indicating improved profitability [2][15] - Adjusted Return on Assets (ROA) was 1.37% for Q2 2025, reflecting transaction expenses related to the Sable Trust acquisition [3][20] - Adjusted net income decreased slightly to $118 million, or $1.37 per share, compared to $120 million, or $1.38 per share, in the previous quarter [3][20] - Pre-Provision Net Revenue (PPNR) increased by $5 million, or 3%, reaching 1.95% of assets [3][20] - Fee income rose by $4 million, or 4%, primarily driven by trust fees from the Sable Trust acquisition [4][20] Financial Performance - Net Interest Income (NII) increased by $7 million, or 2%, quarter-over-quarter [3][20] - Expenses rose by $5 million, or 2%, after adjusting for one-time items, with $2.5 million attributed to the Sable Trust acquisition [4][20] - Efficiency Ratio improved to 54.91% from 55.22% in the previous quarter, indicating better cost management [5][21] - Loans grew by $364 million, representing 6% annualized linked-quarter growth, with guidance for low single-digit annual growth remaining unchanged [5][15] Deposits and Funding - Deposit balances decreased by $148 million, primarily due to certificate of deposit (CD) run-off and reduced public funds [5][16] - Demand Deposit Account (DDA) mix increased to 37%, with management guiding for 37%-38% by year-end 2025 [5][24] - CD maturities repriced from 3.85% to 3.59%, with an 86% renewal rate; an additional $3.6 billion is expected to mature in the second half of 2025 [6][23] Capital and Shareholder Returns - Tangible common equity (TCE) stood at 9.84% and common equity Tier 1 at 14.03% post-acquisition [7][25] - The company repurchased 750,000 shares, spending approximately $40 million, with plans to maintain this capital return pace [8][26] - Management expects a common equity Tier 1 operating level of 11%-11.5% and a TCE comfort zone near 8% [9][29] Credit Quality - Allowance for Credit Losses (ACL) was maintained at 1.45% of loans, down four basis points from the last quarter [7][25] - Net charge-offs increased to 31 basis points, with full-year 2025 guidance unchanged at 15-25 basis points [7][25] - Criticized commercial loans declined by 4% to $594 million, and nonaccrual loans fell by 9% to $95 million, indicating stable credit quality [7][25] Growth Initiatives - The company added ten new bankers and finalized five new financial center locations in the Dallas area, with three openings slated for late 2025 and the remainder in early 2026 [8][17] - Management expects continued CD repricing at lower rates, forecasting at least an 81% renewal rate in the second half of 2025 [12][24] - The organic hiring plan targets a compounded 10% increase in bankers annually, with flexibility to exceed this if high-quality talent becomes available [12][76]
BNY Says 96% of Employees Use In-House AI Platform
PYMNTS.com· 2025-07-15 20:46
Core Insights - BNY has achieved significant adoption of its AI platform, Eliza, with 96% of employees using it in the first half of the current fiscal year, following a 36% adoption rate in the first year [2][3] - The bank's CEO, Robin Vince, expressed optimism about the long-term benefits of AI, indicating that while it is currently viewed as an expense, it is expected to enhance employee productivity by allowing them to focus on higher-value tasks [3][4] - BNY reported record sales and revenue exceeding $5 billion for the first time in a quarter, with a year-over-year revenue increase of 9% attributed to its transformation and role in capital markets [5][6] AI Adoption and Benefits - The bank is witnessing early signs of benefits from AI implementation, with expectations for acceleration in these benefits by 2026 and beyond [4] - BNY is committed to making AI accessible to all employees, emphasizing a company-wide integration of the technology [4] Digital Assets and Stablecoin Services - BNY is positioning itself as a leader in the stablecoin market, having been selected by Societe Generale and Ripple for custodial services related to their U.S. dollar-pegged stablecoins [7][8] - The bank is enhancing its service offerings to support institutions interested in digital assets, indicating a strategic focus on this growing market [7][8]
X @Chainlink
Chainlink· 2025-07-15 20:32
RT Adam Minehardt (@adam_minehardt)Today, @chainlink and @BlockchainAssn launched our Tokenized in America State Scorecard. This is a great way for the public and policymakers to better understand states' important role in broadening digital assets adoption nationally. Check it out! ...
Bitcoin falls as lawmakers grapple with crypto regulation bills: CNBC Crypto World
CNBC Television· 2025-07-15 20:16
Market Trends & Inflation - Bitcoin fell after inflation data showed prices climbed 2.7% in June [1][2] - Standard Chartered is launching digital asset trading service for institutional clients, allowing spot trading of Bitcoin and Ether [2][3] Regulatory Landscape & Legislation - Grayscale confidentially submitted an S1 with the SEC to list on a US stock exchange, number of shares and price range have not yet been determined [1][4] - The House failed to clear a procedural hurdle to move crypto bills forward, facing opposition from both Republicans and Democrats [7] - Coinbase's chief legal officer discussed the Clarity Act, the Genius Act (Stablecoin Regulation Bill), and the Anti-CBDC Surveillance State Act, emphasizing the need for regulatory clarity [8][9] - The Genius Act has already passed the Senate and could be signed by the president soon [10] - The Clarity Act aims to clarify the jurisdiction of the SEC and CFTC over digital assets [11][12][13] - The President aims to sign stable coin legislation by August recess and wants a market structure bill ready for signature no later than September 30th [19][20] Stablecoins & Blockchain Adoption - White House official David Saxs said more companies could be encouraged to use blockchain technology if the Genius Act passes, potentially leading to wider adoption by institutions like banks, Visa, and Mastercard [5][6] - US law recognizing stable coins is critical for confidence in the market and for major institutions to invest in this technology [15][16] Coinbase & Political Action - Fair Shake, a political action committee focused on the crypto industry, has $141 million cash on hand, including an additional $25 million contribution from Coinbase [22] - Coinbase has contributed nearly $100 million to Fairshake to date, supporting the enactment of sensible rules for crypto on a bipartisan basis [22][23]
X @mert | helius.dev
mert | helius.dev· 2025-07-15 20:13
if you had asked me a few years ago when I created Solana that one of our devs would go on to become president of the USA and change all crypto regulationI would have believed you because that's the power of SolanaBitcoin Magazine (@BitcoinMagazine):JUST IN: 🇺🇸 President Donald Trump says "HAPPY CRYPTO WEEK!""Digital Assets are the FUTURE, and we are leading by a lot! Get the first Vote done this afternoon" https://t.co/gEaCnDcp9n ...
House Speaker Johnson: House will hold procedural vote on crypto bills again later today
CNBC Television· 2025-07-15 19:40
Regulatory Landscape - Three crypto bills are under consideration, with one potentially heading to Trump's desk this week [1] - Republican members are concerned that prioritizing the stable coin bill could jeopardize the passage of a larger bill on digital asset market structure [2] - Disagreement exists regarding the optimal approach for passing these bills [2] Legislative Process - A key procedural vote failed due to opposition from approximately a dozen Republicans [1] - Republican leadership is currently regrouping and engaging with members, with a potential revote expected later this afternoon [2] - Concerns are rising that failure to resolve the procedural vote could impede progress on the actual bill votes later this week [3] Industry Impact - This week is considered a crucial period for the crypto industry and lawmakers advocating for these bills [3] - The industry is facing uncertainty as the progress of the crypto bills is being stalled [3]
X @Token Terminal 📊
Token Terminal 📊· 2025-07-15 18:02
"As these companies continue to transfer billions/month of public market capital into digital assets, that capital will translate into DeFi TVL" https://t.co/ZRMt3iufVRKyle Reidhead | Milk Road (@KyleReidhead):If it's not obvious to you yet...the Crypto Treasury Companies are the next BIG thing for cryptothese are not scams or money grabsthey're becoming the largest users of DeFi and transferor of public market capital into cryptoThere's 3 important things to understand1. A ...