Core Viewpoint - The company has approved its 2024 annual profit distribution and capital reserve conversion plan, which includes cash dividends and stock increases for shareholders [1][5][10]. Summary by Sections Profit Distribution and Capital Reserve Conversion Plan - The company will distribute a cash dividend of RMB 1.00 per 10 shares (including tax), totaling approximately RMB 122.13 million, based on a total share count of 1,221,257,316 shares as of December 31, 2024 [1][5]. - Additionally, the company will convert capital reserves into shares, issuing 4 new shares for every 10 shares held, resulting in an increase of 488,502,926 shares, bringing the total share count to 1,709,760,242 shares [1][6]. Implementation Details - The profit distribution plan will be executed on June 4, 2025, with the record date set for June 3, 2025 [7]. - The cash dividends will be directly credited to shareholders' accounts on the execution date [9]. Taxation Information - Different tax rates will apply based on the type of shares held, with specific provisions for foreign investors and domestic funds [5][6]. Financial Impact - Post-distribution, the earnings per share for the 2024 fiscal year is projected to be RMB 0.2321, calculated on the new total share count [10].

金十数据5月26日讯，徐州市住房公积金管理中心发布《关于优化调整住房公积金有关政策的通知》。 其中提到，缴存人还清住房公积金贷款后，在徐州市购买改善性自住住房申请住房公积金贷款，不受贷 款次数限制；扩大异地贷款支持范围凡住房公积金缴存在长三角地区，在徐州市购买自住住房或已办理 个人住房商业贷款，且符合徐州市贷款条件的，均可在徐州市办理住房公积金贷款或组合贷款；实施购 房提取公积金代际互助政策缴存职工购买我市新建商品住房的，在签订商品房买卖合同后，购房人本 人、配偶及直系亲属（父母、子女）即可申请提取住房公积金用于支付购房首付款。 江苏徐州调整公积金政策 ...

Core Points - The article highlights the recent policy changes allowing flexible employment individuals to access housing provident fund loans at lower interest rates, significantly benefiting their housing affordability [1][2] - The initiative aims to address the housing needs of over 200 million flexible employment workers, who have historically been excluded from such benefits [2] - The implementation of direct rent payment from the housing provident fund is a notable innovation, easing the financial burden on new citizens and young people [3] Group 1: Policy Changes and Benefits - The housing provident fund loan interest rate was reduced by 0.25%, resulting in lower monthly payments for borrowers like Mr. You, who now pays 1,833 yuan per month for a 66 million yuan loan at a 2.85% interest rate [1] - Since the pilot program began in August 2021 in cities like Chongqing, 315,000 flexible employment individuals have contributed to the housing provident fund, with 420 million yuan in loans issued, saving over 30 million yuan in interest [2] - The program aims to have over 1 million flexible employment individuals contributing to the housing provident fund by the end of 2024, with around 240,000 using it for housing [2] Group 2: Innovations in Rent Payment - New policies in cities like Beijing allow for direct payment of rent from the housing provident fund, significantly reducing the financial strain on renters [3] - The process for direct rent payment is streamlined, requiring no physical documentation and allowing for automatic payments to landlords [3] - The Ministry of Housing and Urban-Rural Development encourages collaboration between provident fund centers and rental agencies to ensure stable housing sources for contributors [3] Group 3: Service Efficiency Improvements - Efforts to enhance the efficiency of housing provident fund services have led to a reduction in processing times from 35 to 15 working days for loan applications [5] - The integration of various processes into a single service point has minimized the need for multiple visits, improving customer satisfaction [5] - The Ministry has promoted a "one-window" service model, allowing for cross-province processing of high-frequency service items [5]

| 5/22 21:45 美国5月SPGI制造业PMI初值 | | | --- | --- | | 5/23 7:01 日本4月核心CPI年率; 14:00 英国4月季调后零售销售月率; 22:00 美国4月新屋销售总数年化(万户) | | | 5/26 21:00 欧洲央行行长拉加德发表讲话 | | | 重点关注 | | | 数据来源第三方，观点仅供参考。市场有风险，投资需谨慎！ | 备注：IF:沪深300 IH:上证50 IC:中证500 IM：中证1000 IO:沪深300期权 | 研究员: 廖宏斌 期货从业资格号F30825507 期货投资咨询从业证书号Z0020723 微信号：yanjiufuwu 电话：0595-86778969 免责声明：本报告中的信息均来源于公开可获得资料，瑞达期货股份有限公司力求准确可靠，但对这些信息的准确性及完整性不做任何保 证，据此投资，责任自负。本报告不构成个人投资建议，客户应考虑本报告中的任何意见或建议是否符合其特定状况。本报告版权仅为我公 司所有，未经书面许可，任何机构和个人不得以任何形式翻版、复制和发布。如引用、刊发，需注明出处为瑞达期货股份有限公司研究院， 且不 ...

Core Viewpoint - The company, Kunshan Baiao Intelligent Equipment Co., Ltd., announced a profit distribution and capital reserve transfer plan for the fiscal year 2024, which includes a cash dividend and a stock bonus for shareholders [1][3]. Summary by Sections Profit Distribution Plan - The company will distribute a cash dividend of 3.00 RMB per 10 shares, totaling approximately 19.10 million RMB based on the adjusted total share capital [2][3]. - Each shareholder will receive an additional 4.5 shares for every 10 shares held, resulting in an increase of 28,491,753 shares, bringing the total share capital to 92,524,189 shares [1][3]. Share Capital Details - The total share capital before the distribution is 64,032,436 shares, with 358,715 shares held in the repurchase account, leading to an effective share capital of 63,673,721 shares participating in the distribution [2][4]. - After the distribution, the total share capital will increase to 92,685,610 shares, reflecting the new shares issued [5][6]. Key Dates - The record date for the distribution is set for May 27, 2025, and the ex-dividend date is May 28, 2025 [6][8]. Shareholder Eligibility - All shareholders registered with the China Securities Depository and Clearing Corporation Limited by the record date will be eligible for the distribution [6][8]. Adjustments and Calculations - The cash dividend per share is calculated to be approximately 0.2983193 RMB, and the stock bonus translates to about 0.4474790 shares per 10 shares held [7][8].

上海：市住房城乡建设管理委赴本市部分企业调研住房公积金相关情况 金十数据5月21日讯，为持续推进住房公积金涉企服务工作，进一步加强与缴存企业的沟通，近期，上 海市住房城乡建设管理委副主任马韧带队，分别赴上海明华智慧城市运营管理有限公司、奥斯特（中 国）有限公司、上海园林集团等单位开展走访调研，倾听企业需求，征求企业意见，协调帮助企业解决 当前遇到的住房公积金问题。 ...

多年来，你可能对自己在公积金的"段位"上处于哪个位置一无所知。最近一张"公积金段位表"在网上引发热议，将缴纳 金额从每月200元到3000元以上分为生铁、青铜、王者等六个等级，还配上文字说明："生铁级只能'有就行'，王者级直 接实现住房自由"。看似热闹非凡，但作为那些为房贷发愁的普通人，我反倒想弄清楚：这些分级的真实性如何？不同 段位的人，应该如何规划自己的住房计划？ 首先，我们来看看原帖中的"生铁级"：单边200元，按基本工资5%的比例算，这是许多中小企业的普遍情况。但值得注 意的是，公积金缴纳有法定下限。根据《住房公积金管理条例》，单位和个人最低缴存比例不能低于5%，且基数不得 低于当地最低工资标准。如果你连"生铁级"都达不到，可能是遇到了违规企业，建议你直接拨打12329进行投诉。 再来看"王者级"：单边3000元以上，合起来就是双边6000元，按12%的比例推算，月薪得达到5万元，这显然属于少数 高薪岗位或者国企、央企的福利。对于大多数普通人来说，能达到"钻石级"（单边1000-3000元）已属于职场中上层水 平。别被网络上的"天花板数据"轻易扰乱了情绪，先确认自己缴纳是否符合规定，比盲目对比段位要实 ...

5月20日，菏泽举办"抓改革创新促高质量发展"主题系列新闻发布会第七场，专题介绍菏泽市住房公积 金管理中心锤炼能力作风、激发内生动力，推动公积金事业高质量发展有关情况。 对标一流转观念 服务大局显担当 面对"承认落后、不甘落后"的自我革新要求，中心主动对标全国一流标准，建立"大比武、大练兵"竞争 机制，推动数据质量评估长期稳居全省第一、全国前列，并在市直机关党纪竞赛中斩获初赛、决赛"双 第一"。 立足服务全市发展大局，中心创新推出高层次人才贷款额度提升至120万元、开通"三专"定制服务等举 措，累计发放人才贷款482笔、2.16亿元。2024年受托银行发放"保交房"融资3.42亿元、房地产"白名 单"融资52.80亿元，规模居全省前列。去年上缴公积金增值收益4亿元，占全市非税收入五分之一，为 地方经济发展注入强劲动能。 数据赋能破难题 创新驱动提质效 聚焦归集扩面与服务优化，中心以"三驾马车"驱动扩面行动，2024年归集公积金74.66亿元，新增缴存 人员3.81万人，灵活就业人员缴存额突破5.65亿元。创新推出的"偿还异地公积金贷款提取"全国试点、 租房提取周期灵活化等改革惠及新市民、青年人群体，年内办理租 ...

下一步，市公积金中心将继续坚持人民至上发展理念，服务和融入我市经济社会发展大局，进一步优化完善政策、加大保障力度，帮助 更多群众实现住有所居、住有宜居。 在新闻发布会上，菏泽市住房公积金管理中心信贷科副科长王琪介绍了近期公积金中心出台的便民、惠民政策。 齐鲁晚报.齐鲁壹点周千清 一是优化贷款政策。降低首付比例，首套房、二套房和再交易住房首付比例统一为20%；提高最高贷款额度，将现房、高品质住宅、多 子女家庭等最高贷款额度提高至85万元，将高层次人才最高贷款额度提高至120万元；优化公积金贷款计算方法，在全省率先设定贷款保 底金额20万元；政策调整后户均贷款金额提高近5万元。二是放宽提取条件。支持提取住房公积金直付购房首付款，取消异地购房提取户 籍地、工作地限制，阶段性支持购房提取代际互助。截至2025年4月底，受益群众达1635人，提取住房公积金1.70亿元。三是下调贷款利 率。根据中国人民银行决定，2025年5月8日起，我市公积金贷款利率下调0.25个百分点，5年期以上首套房利率降为2.6%，其他期限的利 率同步调整。利率下调将直接减轻借款人利息负担，提升消费能力。四是开通商转公直转。2025年4月，市公积 ...

金十数据5月20日讯，5月8日，个人住房公积金贷款利率再迎下调，幅度为0.25个百分点。在政策利好 释放后，购房者对于存量房贷利率的调整讨论纷纷，一位网名为"微笑青春"的网友表达了自己的困 惑："商贷都可以选择3个月调整1次，为什么公积金贷款利率不可以3个月调整1次？非得等到来年的1月 1日才调整？"实际上，二者在利率调整机制上的差异，与它们的市场定位、定价依据以及运作模式有很 大关系。个人住房公积金贷款具有更强的政策保障性，其利率水平要明显低于商业性住房贷款利率，这 为购房者提供了一种低成本购房的途径，对于保障居民特别是低收入群体的基本住房需求具有重大意 义。从这一视角来看，如果公积金贷款利率调整过于频繁，可能会削弱其保障性、福利性的功能，反而 会给缴存人带来一些不必要的麻烦与负担。 （金融时报） 存量住房公积金贷款利率 为何要等明年才调整？ ...