最新的结婚数据出炉，又让人心头一凉！ 今年一季度的结婚人数出来，不出意料又下降了，民政部官网4月25日发布的《2025年1季度民政统计数 据》显示，今年一季度，全国结婚登记181万对，比去年同期减少15.9万对， 结婚人数减少，意味着未来人口还会继续下滑，这对楼市来说无疑是个"坏消息"。 额，不过还有一个"好消息"：离婚人数涨了。 对于楼市，前两天2025年的政治局会议一锤定音："钱要花得更猛，但绝不乱撒"。这句话看似矛盾，却 藏着楼市未来的根本逻辑——既要靠流动性托底，又得用精准手术刀切割病灶。 钱袋子松了，但流向变了 "适时降准降息"的表述一出，市场立马嗅到信号：LPR已躺平半年，存款准备金率大概率要往下探。 但这轮放水不再是"大水漫灌"，而是定向滴灌。 "加力推进城中村改造"不是新词，但玩法彻底升级。 厦门4个月靠房票撬动100亿购房资金，消化31.7万㎡新房库存，秘诀就俩字：置换。拆迁户拿房票买新 房，政府趁机去库存； 房企拿到回款再抢核心地块，杭州萧山地块溢价74%成交，楼面价冲上8.8万/㎡。 但这招能玩多久？ 以杭州为例，一季度房企融资成本降至3.8%，创十年新低，但资金被严格限制用于"保交付" ...

Beeline continues to build market share in the Investment Property Space Providence, RI, April 28, 2025 (GLOBE NEWSWIRE) -- Beeline Loans, Inc., a wholly-owned subsidiary of Beeline Holdings (NASDAQ: BLNE) a tech-forward mortgage originator focused on delivering fast, flexible financing solutions, today announced a strategic partnership with Rabbu, a leading short-term rental (STR) analytics platform used by over one million investors. The partnership creates a streamlined pipeline for investors—from identi ...

近年来，Transformer 架构在自然语言处理领域取得了巨大成功，从机器翻译到文本生成，其强大的建模能力为语言理解与生成带来了前所未有的突破。 然而，随着模型规模的不断扩大和应用场景的日益复杂，传统 Transformer 架构逐渐暴露出缺陷，尤其是在处理长文本、关键信息检索以及对抗幻觉等任 务时，Transformer 常常因过度关注无关上下文而陷入困境，导致模型表现受限。 为攻克这一难题，来自微软和清华的研究团队提出了 DIFF Transformer ，一种基于差分注意力机制的创新基础模型架构。 其核心思想是通过计算两组 Softmax 注意力图的差值来放大对关键上下文的关注，同时消除注意力噪声干扰。DIFF Transformer 具备以下显著优势： 在语言建模任务中，DIFF Transformer 在模型大小、训练 token 数量等方面展现出了卓越的可扩展性，仅需约 65% 的模型规模或训练 token 数量即可 达到与传统 Transformer 相当的性能，大幅提升了语言模型通用表现。 在长文本建模、关键信息检索、数学推理、对抗幻觉、上下文学习、模型激活值量化等一系列任务中，DIFF T ...

5 年期 LPR 已降至 3.6%，首套房利率最低可到 3.1%，以 100 万贷款为例，月供减少约 600 元1。深圳、杭州等城市公积金贷款额度飙升（深圳家庭最高可 贷 231 万），直接降低购房门槛。一线城市新房成交环比上涨 82%，深圳前海豪宅开盘秒光，显示政策对高购买力群体的吸引力1。 长期约束： 当前楼市的 "三箭齐发" 政策（降息、收储、城中村改造）对房价的影响呈现显著的结构性分化特征。结合政策力度、市场供需和城市差异，可从以下维度 展开分析： 一、政策效果的差异化传导 1. 降息：需求端的短期刺激与长期约束 短期刺激： 三四线城市库存消化周期普遍超过 36 个月（如哈尔滨达 75.2 个月），居民收入预期疲软，降息对需求的拉动作用有限。央行数据显示，2025 年一季度个人 住房贷款余额同比仅增长 2.1%，远低于 2016 年 "去库存" 时期的 16.5%4。 2. 收储：库存去化的 "止血剂" 而非 "强心针" 去库存效果： 全国 24 个省份启动存量房收储，广东、四川等地用专项债收储 2900 万㎡闲置房，转化为保障房1。中指研究院测算，3000 亿元保障房再贷款可收储约 7161 万㎡住 ...

市场概况： 上周（4月21日至4月25日）A 股市场呈现显著的结构性分化特征，A 股市场呈现 "中 小盘成长领涨、大盘价值承压" 的分化格局。上证指数微涨 0.56%，深证成指上行1.38%，创业板 指表现强劲，上涨超过1.5%，万得微盘指数上涨2.52%，涨幅领先其他宽基指数，反映资金加速 向高弹性小盘股聚集。全周上证指数上涨0.56%，深证指数上涨1.38%，创业板指上涨1.74%。 行业板块： 上周Wind一级平均涨幅0.76%，Wind百大概念指数上涨比例78%。板块方面，77% 板块获得正收益，汽车、美容护理、基础化工相对表现良好，分别上涨4.87%、3.80%、2.71%， 而煤炭、房地产、食品饮料相对表现不佳，小幅下跌0.63%、1.31%、1.36%。 基金发行： 上周合计发行27只，其中股票型基金发行17只，混合型基金发行4只，债券型基金发行 5只， FOF型基金发行1只，总发行份额245.79亿份。 基金表现 ： 上周万得中国基金总指数上涨0.81%。其中，万得普通股票型基金指数上涨1.66%， 万得偏股混合型基金指数上涨1.90%，万得债券型基金指数上涨0.03%。 数据来源：Wind ...

FL-501 fully restored body composition and reversed key indicators of cachexia in preclinical modelsFindings confirm GDF-15's role in cachexia and support advancing FL-501 into the clinicCAMBRIDGE, Mass., April 25, 2025 /PRNewswire/ -- Leap Therapeutics, Inc. (Nasdaq:LPTX), a biotechnology company focused on developing targeted and immuno-oncology therapeutics, today announced it will present preclinical data of FL-501 in a poster presentation at the American Association for Cancer Research (AACR) Annual Me ...

Core Viewpoint - Stitch Fix, Inc. (SFIX) has shown significant stock performance, with a 38.2% increase over the past year, contrasting with a 10% decline in the Zacks Retail-Apparel and Shoes industry [1][2]. Performance Metrics - The company has outperformed the broader Retail-Wholesale sector and the S&P 500 index, which grew by 9.1% and 4.6% respectively during the same period [2]. - Average order value (AOV) has increased for six consecutive quarters, with a 9% year-over-year rise in the second quarter of fiscal 2025, and a notable 16% spike on January 25 [9]. - Revenue per active client rose to $537, reflecting a 4.3% increase from the previous year [9]. Valuation Insights - Stitch Fix is currently trading at a low price-to-sales (P/S) ratio of 0.31, compared to the industry and sector ratios of 1.28 and 1.43 respectively, indicating potential for attractive entry points for investors [5]. - The company's Value Score of B further emphasizes its investment appeal [5]. Operational Efficiency - Gross margin reached 44.5% in the fiscal second quarter, up 110 basis points from the prior year, attributed to higher AOV and improved product margins [10]. - Contribution margin was reported at 33%, exceeding the historical range of 25-30% for the fourth consecutive quarter [11]. Client Engagement and Personalization - Stitch Fix's client-first approach has led to increased engagement, with customer requests for the same stylist reaching a five-year high [8]. - Keep rates for new styles have increased by 7% year over year, indicating a stronger product-market fit [12]. Market Expansion and Brand Differentiation - The company has revitalized underperforming segments, particularly men's and Freestyle categories, with cashmere sales growing by 400% year-over-year [13]. - New in-house brands like The Commons have emerged as top revenue drivers, enhancing customer appeal and improving margins [14]. Investment Opportunity - Stitch Fix is positioned for sustainable growth through ongoing business transformation, operational efficiency, and brand differentiation, making it an attractive option for investors seeking long-term value [15].

随着DeepSeek、ChatGPT等众多AI软件的出现，电脑算力成了人们口中的热门话题，对于许多科技企业 来说，如何控制算力成本，成了一个重要问题，于是许多企业选择了以租代买的新方式。记者发现，市 场需求增大， 在电脑设备租赁行业，不少高性能机型更是出现"上架即秒光"的行情 。 成本更低 换新更快 高性能电脑租赁热 在北京的一家科技公司，负责人赵普告诉记者，今年以来，公司订单增长，对高性能电脑设备的需求也 更大。 为了控成本，公司选择以租代买。 北京某智能科技公司负责人 赵普： 如果我们买算力，可能单块显卡的价格是10多万元，对于我们初创 公司来说非常不合适。 浙江杭州一家人工智能企业的负责人孙林君告诉记者，对于高算力需求企业来说，电脑设备需要高频迭 代，最长1到2年、最短半年就要换新， 选择租赁，可以随时根据需求更换最新的设备 。 电脑租赁行情涨 设备流转速度加快 在北京一家电脑设备租赁企业，负责人纪鹏程告诉记者，从去年下半年开始，高性能电脑设备的租赁需 求就开始明显增长。 据预测， 到2026年，我国算力租赁潜在收入市场规模有望达到2600亿元 。 中国电子信息产业发展研究院电子信息研究所所长 陈渌萍： ...

Core Insights - Precigen, Inc. is collaborating with the Recurrent Respiratory Papillomatosis Foundation (RRPF) to co-host the annual RRP Awareness Day on June 11, 2025, aimed at raising awareness about recurrent respiratory papillomatosis (RRP) and fostering community among patients, caregivers, and healthcare professionals [1][3] Company Overview - Precigen, Inc. is a biopharmaceutical company focused on developing innovative gene and cell therapies to improve patient lives, particularly in the areas of immuno-oncology, autoimmune disorders, and infectious diseases [6] - The company operates as an innovation engine, progressing a pipeline of therapies toward clinical proof-of-concept and commercialization [6] Industry Context - RRP is a rare, chronic disease primarily caused by HPV 6/11 infection, affecting approximately 27,000 adults in the US and over 125,000 patients globally [2] - The current standard-of-care for RRP involves repeated surgeries, which do not address the underlying cause and carry significant risks, including the potential for irreversible injury [2][4] - There is a high unmet need for effective treatment options that can address the root cause of RRP and reduce the frequency of surgeries [2][4] Event Details - RRP Awareness Day will feature a live event in Washington DC, including a panel discussion with patients, caregivers, and physicians, and will be broadcast globally [3] - The event aims to highlight the experiences of those living with RRP and the urgent need for new treatment options [3][4] Organizational Goals - The RRPF aims to provide support for families, promote public awareness, and stimulate research for more effective treatments and potential cures for RRP [7] - The organization focuses on networking within the RRP community, including patients, families, medical practitioners, and researchers [7]

7 April 2025 | 8:15PM EDT Global: GS Economic Indicators Update: Reciprocal Tariffs Trigger a Sharp Tightening in Financial Conditions Please find an update of our proprietary global economic indicators below. The data behind these exhibits can be downloaded here. Interactive charts can be found on our living page here. Jan Hatzius +1(212)902-0394 | jan.hatzius@gs.com Goldman Sachs & Co. LLC Joseph Briggs +1(212)902-2163 | joseph.briggs@gs.com Goldman Sachs & Co. LLC Sarah Dong +1(212)357-9741 | sarah.dong@ ...