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被“数据”驱动的银行一线打工人
经济观察报· 2025-07-12 07:58
众多银行基层员工之所以感到自己"被数据驱动"与工作强度明 显增强,实则与业务考核压力有密切关系。 作者: 陈植 封图:图虫创意 "今年以来,工作强度高了很多,以往自己从来没有这么拼。"7月9日,赵菲对经济观察报记者感 慨道。 赵菲是一家股份制银行某支行的对公业务客户经理,今年起,她每天都得往产业园与写字楼里跑, 一面拓展新客户,一面想办法说服老客户追加存贷款业务合作规模。 从业逾7年,赵菲早已习惯不紧不慢地拓客"交差",甚至不少企业客户主动上门寻求贷款等对公金 融服务。但去年下半年,她所在的分行升级数据中台并实现每个工作日报送最新业务数据报表,她 的工作节奏被改变了。"现在我就像被数据驱动的银行一线打工人——每天都得卖力工作,被动变 主动,不放过任何一个拓客机会,只为让自己的业务报表持续出众,才能不被领导天天督导。"赵 菲说。 类似的高强度工作,也发生在其他银行的一线员工身上。 博通咨询金融行业分析师王蓬博分析称,众多银行构建数据中台,提升业务数据采集分析、统计的 时效性,有助于银行强化业务反应速度,迅速做出业务优化决策以推动业务更好发展;硬币的另一 面是,银行一线员工的任务指标持续增加。 一家国有大型银行支 ...
服贸会倒计时60天!240余家世界500强和行业龙头企业将参展
Zhong Guo Jing Ji Wang· 2025-07-12 07:34
在本届服贸会招展方面,已有超700家企业机构意向线下参展。德国、挪威、日本、世界知识产权组织 等50余个国家、地区和国际组织意向设展办会,各省区市及港澳台地区均将组团参会;主宾国澳大利亚 将组建参展服贸会以来最大规模展团,组织澳新银行、可画等世界500强和独角兽企业参展;主宾省安 徽将展示本地科技创新和服务业开放最新成果;整体国际化率超20%,覆盖22个服务贸易前30强国家和 地区。 在成果发布方面,已有阿里巴巴、施耐德、飞利浦、通用电器医疗等47家知名企业机构申请在本届服贸 会上发布70余项新技术、新成果 中国经济网北京7月12日讯(记者 周宇宁)今天是2025年中国国际服务贸易交易会(简称"服贸会")开 幕倒计时60天,记者从北京国际服务贸易事务中心获悉,目前已征集14场主题论坛、76场专题论坛和50 场洽谈推介在服贸会上举办。已有超700家企业机构意向线下参展,其中京外企业占比超30%,240余家 为世界500强和行业龙头企业。 2025年服贸会将于9月10日至14日在北京首钢园区举办,聚焦服务贸易发展热点趋势,设置全球服务贸 易峰会、展览展示、论坛会议、洽谈推介、成果发布、配套活动等板块。 据了解,在 ...
外媒:技术生态是香港超越新加坡 成为“亚洲第一”的关键
Yang Guang Wang· 2025-07-12 07:33
Core Insights - The article highlights Hong Kong's ambition to become a "global digital asset hub" amid the ongoing digital transformation of the global economy [1][5] - The launch of the "Hong Kong Digital Asset Development Policy Declaration 2.0" signifies a strategic upgrade from establishing a regulatory framework to enhancing the ecosystem and expanding applications [1][3] Group 1: Hong Kong's Financial Position - Hong Kong has surpassed Singapore with a score of 760, solidifying its position as the leading financial center in Asia, with a comprehensive score increase of 11 points [3] - The financial sector contributes nearly a quarter to Hong Kong's GDP, with around 270,000 financial professionals [3] - By mid-2025, Hong Kong's stock exchange is projected to lead global fundraising efforts with a scale of $14 billion [3] Group 2: Technological Development and Innovation - Hong Kong is focusing on building a secure, compliant, and efficient technological foundation to support digital asset innovation, including core technologies like blockchain infrastructure and privacy computing [4] - The city is attracting global resources and over 80 tech companies, along with more than 300 Web3 firms, to enhance its technological ecosystem [4] - Ant Group's Ant Financial has opened its core technologies to global developers, significantly lowering innovation barriers and fostering a thriving tech ecosystem in Hong Kong [4][5] Group 3: Future Outlook - The collaboration between Hong Kong and leading tech firms like Ant Group is expected to strengthen its status as an international financial center and propel it towards becoming a global center for digital asset innovation [5]
福建省第四届数字能源论坛暨2025年第二期能源转换与经济专题论坛在福州举办
Core Insights - The forum focused on the theme "Digital Intelligence Empowerment, Moving Towards Green and New" and aimed to accelerate the digital and intelligent development of the energy sector, promoting deep integration of energy and digital technologies [3][4] - Keynote speeches addressed opportunities, challenges, and industry trends in the context of high-quality development in the power sector, highlighting the importance of digital energy transformation [3][5] Group 1: Forum Overview - The forum was successfully held in Fuzhou, organized by various energy and technology associations, and aimed to create a platform for collaboration in digital energy development [1][3] - It gathered nearly 300 experts and representatives from 25 organizations, including enterprises, universities, and power companies, facilitating high-level academic exchanges [5] Group 2: Key Presentations and Discussions - Presentations included topics such as "Digital Architecture for Power Grid Engineering" and "AI-Driven Green Energy and Computing Power Synergy," providing innovative insights and suggestions for the industry [4] - The case-sharing segment showcased digital innovation practices across the entire energy industry chain, emphasizing the concept of "data-driven, integrated innovation" [4] Group 3: Roundtable Discussions - The roundtable discussions focused on strategies for digital and intelligent transformation in the energy sector, addressing challenges and policy recommendations related to the dual carbon goals and digital China construction [5] - The discussions aimed to explore key technologies and practical applications for the digital transformation of power grids, contributing to the high-quality development of new power systems [5]
大象论股|3500点后怎么走?《大象财经•论股》指点迷津
Sou Hu Cai Jing· 2025-07-12 05:54
Group 1 - The Shanghai Composite Index successfully surpassed 3500 points, reaching a new high for the year, with a weekly increase of 1.09% [1] - The financial sector, particularly the banking and brokerage stocks, played a significant role in driving the index higher, with major banks hitting historical price records [1] - The trading volume increased notably, with a peak of 1.71 trillion yuan on July 11, marking the highest level since March 15 [1] Group 2 - Several companies released their mid-year performance forecasts for 2025, leading to a rise in related sectors, particularly in rare earths, where North Rare Earth reported significant year-on-year increases in revenue and net profit [3] - The pharmaceutical sector also saw a collective rise in AH shares, while sectors like photovoltaic, steel, coal, and construction experienced upward momentum due to favorable news [3] - The upcoming implementation of the stablecoin regulations in Hong Kong has kept the blockchain and digital currency concepts active, with Shanghai's government exploring blockchain applications in cross-border trade and supply chain finance [3] Group 3 - The consumer sector showed volatility, with an initial boost from increased restaurant sales due to price wars among delivery platforms, but later saw declines in new consumption stocks [4] - The "new consumption trio" stocks, including Lao Pu Gold, Pop Mart, and Mixue Ice City, experienced significant drops, raising concerns about the sustainability of the new consumption trend [4]
刚刚,突传利好!美国、欧盟,大消息!
券商中国· 2025-07-12 05:00
科技巨头,迎来一则重磅利好消息! 当地时间7月11日,有美媒报道称,欧盟委员会已放弃对数字企业征税的计划,此举标志着美国总统特朗普及 苹果、Meta等美国科技巨头取得重大胜利。 有研究机构指出,从美股基本面来看,估值仍相对偏高,不过下半年回调幅度相对可控,相对而言,头部科技 板块估值略有回落,且盈利兑现能力强,具备配置价值。 美媒:欧盟放弃征收数字税计划 据美国政客新闻网(Politico)11日报道,在欧美贸易谈判进入最后冲刺阶段之际,一份流传的欧盟文件显 示,欧盟委员会已将数字税这个选项从欧方拟议的未来七年(2028—2034年)支出计划中删除。 欧美贸易谈判的关键因素 据彭博社报道,有知情人士透露,随着欧盟和美国致力于在未来几天达成一项临时贸易协议,汽车和农业关税 水平已成为双方谈判中的关键症结。 知情人士称,欧盟正寻求不高于10%的农产品出口关税。此前部分汽车制造商曾力推一种抵消机制,即以企业 在美国的投资换取关税减免,但目前该机制不在考虑之列,因为欧盟担心这可能导致生产向大西洋彼岸转移。 上述人士补充称,欧盟谈判代表目前正将重点放在汽车关税问题上。 报道称,当前,距离预算计划公布仅剩几天时间,欧盟高 ...
走村又上网!欧美名校青年:希望把理念和技术带回国
Huan Qiu Wang· 2025-07-12 04:53
Group 1 - A global delegation of "Generation Z" youth representatives from nine countries, including the US, France, Germany, and Italy, visited Shanghai to experience China's community transformation, digital technology innovation, and national consumption trends [1] - The youth representatives explored the Hongqi Village in Putuo District, appreciating China's approach to urban renewal and community building, highlighting the integration of subway convenience and underground shopping centers [1] - At Bilibili's headquarters, the delegation learned about the company's diverse layout in animation, gaming, film, and live streaming, engaging in discussions about creator rights and platform content ecology [3] Group 2 - At Alipay Lab, the youth participated in interactive projects like "Leap Ant Forest" and "Save the Disappearing Energy," experiencing digital public welfare models that promote environmental awareness [5] - The representatives visited Xiaohongshu, where they engaged with the company's operational philosophy and strategies, discussing how to become quality content creators [6] - The delegation enjoyed a night tour of Yuyuan Garden, experiencing local cultural consumption trends and engaging with traditional crafts and products [8]
加大6G投入,2025年两化融合工作要点来了
21世纪经济报道见习记者冉黎黎 北京报道 据工信部7月11日消息,工业和信息化部发布信息化和工业化融合2025年工作要点(以下简称"要 点"),包含健全两化融合发展制度、夯实两化融合发展基础、强化信息技术赋能应用、完善两化融合 标准体系建设、培育两化融合协同发展生态等五方面的内容。 在健全两化融合发展制度方面,要点提出,健全两化融合政策体系。推动发布工业互联网高质量发展指 导意见、工业互联网平台高质量发展行动方案、数据要素赋能新型工业化实施意见等政策文件。统筹用 好"两重""两新"等政策,推动重点行业设备更新、工艺升级、数字赋能、管理创新。 在夯实两化融合发展基础方面,要点提出,夯实融合发展基础保障。加大5G演进和6G技术创新投入, 推动工业5G独立专网建设,推动5G规模化应用"扬帆"行动升级方案落实。要点还提到,深化关键融合 技术攻关。鼓励研发推广面向典型场景的工业智能体。支持工业智能技术研发,制订工业智能技术体系 图谱。同时,提升工业数据要素供给。建设一批高质量行业数据集,推动工业数据算法模型、基础技术 组件、应用组件功能的升级优化,探索建立工业数据流通和交易机制,提升工业数据的采集互联效率。 另外,要点 ...
金融半年观|14家城商行高管:80后登场,倾向市场选贤
Nan Fang Du Shi Bao· 2025-07-12 04:19
Group 1 - In the first half of 2025, 14 city commercial banks experienced executive changes, with a total of 26 executives being replaced, indicating a trend of frequent leadership turnover in the industry [2][3] - The age distribution of the new executives shows that those born in the 1970s make up approximately 63%, while those born in the 1980s account for about 14%, reflecting a trend towards a younger leadership team [3][4] - The selection methods for new executives have diversified, with market-based recruitment becoming an important channel for attracting talent, alongside traditional internal promotions and cross-institution transfers [7][8] Group 2 - The youngest new executive is Peng Jing'en, appointed as Chief Risk Officer of Changsha Bank at the age of 42, highlighting the trend of younger leaders in city commercial banks [3][4] - Analysts believe that younger executives are more open to new ideas and can drive digital transformation and business innovation, although they may face challenges in resource coordination [5][6] - The trend of market-based recruitment has been observed in several city commercial banks, such as Dalian Bank and Zhengzhou Bank, which have publicly selected executives from outside the organization [7][8] Group 3 - City commercial banks are facing challenges in a competitive environment, with pressures from larger state-owned banks and innovative private financial institutions, prompting a need for leadership adjustments to seek new growth drivers [9] - The unique role of city commercial banks in supporting local economies and their need to transition from homogeneous competition to distinctive strategies is emphasized [9][10] - The integration of technology and innovation is crucial for the future development of city commercial banks, with a focus on enhancing service models and risk management capabilities [10][11]
千万人口大城杭州,落户接近“零门槛”
21世纪经济报道· 2025-07-12 04:11
记者丨 柳宁馨 编辑丨陈洁 编者按: 千万人口城市再"拆"落户门槛。 随着户籍门槛的持续下探,千万人口城市正在重构人口红利。杭州以更开放的姿态吸引青年劳动力,多个大城市破除本科"40岁落户限 制",政策松绑背后,是城市创新动能与产业升级的迫切需求。而人口流动的方向,也日益成为衡量城市吸引力的核心指标。谁能抢占先 机? 7月11日,在杭州拱墅区的瓜山未来社区青荷驿站,2名应届毕业生正在办理入住手续,当天还有28位年轻人已入住。 其中一位毕业生告诉21世纪经济报道记者,自己学的是计算机专业,看到杭州提供让应届生免费入住的青荷驿站就申请了,"我可以在这里住3 天2晚,这几天会出去找工作面试,希望能留在杭州工作。" 杭州瓜山未来社区青荷驿站。图/21世纪经济报道 柳宁馨 与不少人口增速放缓的城市一样,杭州正面临"年轻人口焦虑"。 2024年度,人口增量落后于广州、深圳等一线城市,也被贵阳、合肥、长沙、 南昌等城市甩在身后,杭州开始着急如何进一步吸引人口。 杭州瓜山未来社区户外广场。 图/21世纪经济报道 柳宁馨 2024年杭州常住人口增量为10.2万人,创近5年增量新低,同时,杭州常住人口增量位列全国城市第七,近5年 ...