The student loan interest rate hike will go into effect on Friday, August 1. Here’s what borrowers need to know.https://t.co/9JznurcQYY https://t.co/x9Zt5eMMBq ...

The student loan interest rate hike will go into effect on Friday, August 1. Here’s what borrowers need to know.https://t.co/2A2S7W06Zd https://t.co/8bVY2TCl50 ...

lower borrowing limits, fewer repayment options, and a longer road to forgiveness. That's what's in store for federal student loan borrowers now that Trump's big, beautiful bill was signed into law on July 4th. The bill completely overhauls federal student loans.For one thing, instead of dozens of confusing repayment plans, we are now down to just two, a standard plan and one tied to your income. Right now, low earners can pay as little as $0 a month. But under the new plan, everyone pays at least $10 a mon ...

Hey, Vivian. >> Hey, Brian. So happy to be here to chat.>> So, let's talk a little bit about just like zooming out because borrowers have had an emotional roller coaster of confusion in the last few years over this, right. >> Yes, absolutely. And I mean, let's just be honest, this system has never been that clear, cut, and dry.Before, you know, some of the programs we have now, there was pay P a yee. There was repay re-ay. Then there was the save plan, which obviously was struck down by a federal court.Now ...

President Trump’s big tax-and-spending law includes new restrictions on how much students can borrow and how they repay. Here’s a guide to what is changing. https://t.co/eYLzViayc2 ...

Student Loan Repayment - Approximately 8 million student loan borrowers will see interest charges resume starting August 1st [1] - The Department of Education indicates interest accrual will restart for borrowers [1] - This resumption occurs under the SAVE plan, following a period of payment suspension [1]

Business Strategy & Growth - SoFi aims to be a one-stop shop for all financial services needs, expanding access to investing for main street investors [2] - SoFi has achieved 13 consecutive quarters of exceeding the rule of 40 (revenue growth + EBITDA margin), with guidance suggesting a 14th consecutive quarter [6][7] - SoFi is experiencing strong momentum with over 30% revenue growth and member/product growth, indicating strength across consumer spending and credit [9][10] Private Market Expansion - SoFi is expanding into private markets investing, offering access to products previously unavailable to main street investors [1][2] - SoFi provides access to IPOs (e.g., Rivian), alternative assets (private equity, credit, real estate), and private companies (through SPVs like Anthropic and SpaceX) [3] - Investment minimums vary, with some as low as $10, while others are around $500 or $2,500 [4] External Factors & Opportunities - Potential tailwind from a new Trump bill capping federal borrowing for college and grad school, which could drive more business to SoFi, although student loans are now a smaller part of the business [5] - Innovation, including AI, is expected to create more opportunities for American people, despite concerns about job displacement [11][12][13] AI Integration - SoFi is deploying AI across its suite of products, including customer service, dispute resolution, suspicious activity reports, and personalization [13][14] - SoFi is testing "Cash Coach," a product to optimize cash management by showing users how much cash they have and how to improve returns, aiming to help users spend less and invest more [15]

DeFi Lending - DeFi lender deploys $1 million for student loans to the Philippines and Indonesia [1] Potential Risks - The report questions the cost associated with these loans [1]

Student Loan Market - Student loans experienced rapid growth as a form of household borrowing in America in the 20 years preceding the COVID-19 pandemic [1] - The situation is more unfavorable for the U S government regarding student loans [1]

Student Loan Policy - The spending bill's impact on student loans is heading to the President for signature [1]