🚨 NEW: UK crypto investors may owe taxes even without HMRC letters. https://t.co/QQ6uJqjULU ...

Core Insights - Hilton reported an increase in profit and revenue for Q3 2025, with net income of $420 million and diluted EPS of $1.78, compared to $344 million and $1.38 per share in Q3 2024 [1][2] - Revenue for the quarter rose by 8.8% to $3.12 billion, while adjusted EBITDA was $976 million [2] - System-wide comparable RevPAR decreased by 1.1% on a currency neutral basis compared to Q3 2024, attributed to modest occupancy and average daily rate declines [2][4] Financial Performance - For the nine months ending September 30, 2025, system-wide comparable RevPAR increased by 0.3%, with net income at $1.16 billion and adjusted EBITDA at $2.78 billion, resulting in diluted EPS of $4.84 [3] - Hilton forecasts full year 2025 net income between $1.604 billion and $1.625 billion, with adjusted EBITDA expected to be in the range of $3.685 billion to $3.715 billion [4] Development and Growth - Hilton approved 33,000 rooms for development in Q3 2025, increasing its global pipeline to 515,400 rooms, a 5% increase from the previous year [3] - The company added 24,800 rooms to its system, resulting in a net addition of 23,200 rooms and a 6.5% rise in net unit growth from the same point last year [4] - Hilton projects net unit growth between 6.5% and 7.0% in 2025, supported by a strong development pipeline and new brand introductions [6][7] Strategic Initiatives - Hilton opened its 9,000th property with the launch of Signia by Hilton La Cantera Resort and Spa, marking nearly three hotel openings per day since August 2024 [6][7] - The introduction of a new lifestyle brand, Outset Collection by Hilton, is part of the strategy to grow its portfolio and increase market share in hotel conversions in the US [7]

RT Efrat Fenigson (@efenigson)We think we live in peace — but only because we’ve accepted captivity. @knutsvanholm calls it a global Stockholm syndrome: obedience traded for comfort. Our “peace” exists as long as we pay tribute through taxes and inflation. That isn’t freedom. It’s managed submission. How much freedom would you still have if you stopped paying for it? ...

Women do taxes?Anna Delvey (@theannadelvey):Women shouldn’t have to pay taxes ...

40 days of shutdown but they'll still get paychecks and I'll still have to pay taxes.If my power company didn't work for 40 days I wouldn't pay them. Why is this different.Kalshi (@Kalshi):BREAKING: The US government shutdown is now forecasted to last more than 40 daysThis would shatter the record of 35 days in 2019 https://t.co/fncxroeCU2 ...

If you pay 50% taxes, you’re half slave. ...

JUST IN: 🇺🇸 Senator Cynthia Lummis says she is 'working' to eliminate taxes on small Bitcoin transactions. https://t.co/qqWVbfn9HR ...

RT Frank Corva (@frankcorva)Yesterday, two New York State Senators introduced a bill that would increase taxes on certain Bitcoin mining companies.The news of this was unfortunate, as the moratorium on Bitcoin mining in New York only recently expired.https://t.co/t0LHCO37Al ...

lmao “they should only be allowed to have as much money as George Soros”Breitbart News (@BreitbartNews):Sen. Mark Kelly (D-AZ) goes full "eat the rich," slams @elonmusk's Tesla pay package and says billionaires in the U.S. should only be worth around $50 billion max"We know how to fix this. It's pretty straightforward. You know what you do? You raise taxes on wealthy people." https://t.co/2dGxbihTbp ...

Summary of Nordea Bank's Q3 2025 Pre-Close Call Company Overview - **Company**: Nordea Bank - **Event**: Q3 2025 Pre-Close Call - **Date of Report Release**: October 16, 2025 - **Silent Period Start**: October 7, 2025 Key Points Macro Environment - **Interest Rates**: Norway and Sweden cut policy rates by 25 basis points in September, leading to a quarter-on-quarter decrease of approximately 25 basis points in average Nordic policy rates for Q3, similar to Q2's decrease of around 30 basis points [3][5] - **Interbank Rates**: Average quarter-to-date decreases were 30 basis points for Norway, 17 basis points for Sweden, and 10 basis points for Denmark and Finland [3] - **Equity Markets**: The U.S. dollar-denominated MSCI World Index increased by 11% quarter-on-quarter, while the OMX 40 Nordic Index decreased by 1% [3] - **Fixed Income**: The U.S. dollar-denominated Bloomberg Global Aggregate Bond Index rose by 2% [3] Financial Performance - **Net Interest Income (NII)**: Reported NII for Q2 was €1,798 million, with expectations of lower NII in Q3 due to pressure on lending margins and a negative impact from deposit rates bottoming out [4][5] - **FX Impact**: The average FX presented a headwind for euro-denominated income in Q3, with SEK down 1.5% and NOK down 1% quarter-on-quarter [4] - **Net Fee and Commission Income**: Q2 reported €792 million, with Q3 expected to be impacted by seasonality and market quietness, particularly in brokerage and advisory services [9][10] - **Net Insurance Result**: Q2 net insurance result was €58 million, up from €54 million in Q1 [10] Cost Management - **Cost Growth**: Year-on-year cost growth is expected to slow significantly, with full-year costs projected to grow by no more than 2% to 2.5%, excluding FX effects [12] - **Credit Losses**: Normalized loan loss level is 10 basis points, with a management judgment buffer of €341 million [12] Capital and Dividends - **CET1 Ratio**: CET1 requirements stood at 13.7% at the end of Q2, with a CET1 ratio of 15.6% [13] - **Dividend Policy**: The company aims to pay out 60% to 70% of annual profits in dividends, with discussions around interim dividends being hypothetical at this stage [17][18] Other Notable Points - **AT1 Issuances**: Recent AT1 issuances in USD, SEK, and NOK are expected to create a headwind of approximately €20 million, offsetting some positive effects [6][21] - **Market Activity**: M&A activity is down by 40% and ECM by 50% quarter-on-quarter, indicating a continued slow market environment [10][35] - **Capital Markets Day**: Scheduled for November 5, 2025, with potential updates on financial targets expected [30][31] Conclusion - The call highlighted the challenges faced by Nordea Bank in a mixed macroeconomic environment, with interest rate cuts impacting NII and market activity remaining subdued. The focus on cost management and maintaining a stable dividend policy reflects the bank's strategy to navigate these challenges while preparing for future growth opportunities.