Group 1 - The core viewpoint of the news is the announcement of a series of financial support measures for the real estate market by the People's Bank of China and the National Financial Regulatory Administration, aimed at stabilizing the market and promoting industry transformation [1][2][3] - The measures include a reduction in the housing provident fund loan interest rate by 0.25 percentage points, which is expected to significantly enhance support for homebuyers and stimulate both rigid and improved housing demand [1][2][3] - The new interest rate for five-year and above first home loans is now 2.6%, while the second home loan rate is 3.075%, leading to a reduction in monthly payments and total interest for borrowers [3][4] Group 2 - The implementation of these measures is part of the "Consumption Promotion Special Action Plan" issued in March, which emphasizes stabilizing the real estate market and includes lowering housing provident fund loan rates [2][3] - The expected annual savings in interest payments for residents due to the loan rate reduction is over 20 billion yuan, which will help support the housing market [3][4] - The financial regulatory authority plans to introduce eight new policies, including a series of financing systems tailored to the new model of real estate development, aimed at ensuring stable financing for the sector [4]

◎记者 陈芳 国家统计局5月19日发布数据显示，4月全国70个大中城市房价总体稳定，一、二、三线城市房价同比降 幅均持续收窄。房地产企业商品房库存减少，开工建设指标出现改善。 国家统计局新闻发言人付凌晖表示，今年以来，政策效果继续显现，房地产市场继续朝着止跌回稳的方 向迈进。从4月情况来看，房地产市场交易和价格基本稳定。 数据显示，4月，70个大中城市中，一、二线城市新房价格环比持平，三线城市略有下降。从同比来 看，70个大中城市中，各线城市的房价同比降幅均继续收窄。其中，一线城市新房价格同比降幅比3月 收窄0.7个百分点，二、三线城市新房价格同比降幅分别收窄0.5个和0.3个百分点。 房地产销售有所回稳，部分城市市场交易呈现积极变化。数据显示，1至4月，新房销售面积下降 2.8%，降幅比一季度收窄0.2个百分点。从40个重点城市的情况来看，新房销售面积和销售额同比分别 增长0.1%和2%。 随着房地产销售回暖，房地产企业商品房库存减少，开工建设出现改善。数据显示，4月末，商品房待 售面积比3月末继续减少，并已连续2个月减少。1至4月，全国房屋新开工面积同比降幅比一季度收窄 0.6个百分点。 不过，从房地产开 ...

消息面上，7月2日，广州住房公积金管理中心公布《广州商业性个人住房贷款转住房公积金个人住房贷 款实施办法（暂行）》（征求意见稿）。按照实施办法，当住房公积金个人住房贷款率低于75%时启动 商转公贷款；当个贷率达到85%及以上时可采取防控措施，包括但不限于实行商转公贷款额度管控、预 约申请等措施；当个贷率达到90%及以上时暂停。中指院华南分院研究主管陈雪强认为，广州提出将取 消限制性政策范围扩展至限售和限价，并强调降低首付比例和利率，是对已实施政策的全面确认，向市 场传递了强烈的宽松信号，将对提振市场起到重要作用。 智通财经APP获悉，内房股集体走高，截至发稿，富力地产(02777)涨6.86%，报1.09港元；雅居乐集团 (03383)涨5.95%，报0.445港元；远洋集团(03377)涨4.65%，报0.09港元；融创中国(01918)涨4%，报1.56 港元。 中指研究院数据显示，2025年上半年，TOP100房企销售总额为18364.1亿元，同比下降11.8%，降幅较1- 5月扩大1个百分点。6月单月，TOP100房企销售额同比下降18.5%，较5月单月降幅扩大1.2个百分点。 开源证券指出，2025 ...

自己的首要优先任务是让韩国成为一个增长的国家。 韩国总统李在明：韩国将为首尔综合指数5000点时代做准备。 将致力于稳定房地产市场。 ...

Core Viewpoint - The South Korean President Lee Jae-myung announced intentions to implement effective measures to stabilize the real estate market [1] Group 1: Government Actions - The government is focusing on stabilizing the real estate market, indicating a proactive approach to address housing issues [1] - Measures are expected to be introduced to mitigate fluctuations in property prices and enhance market stability [1] Group 2: Market Implications - The announcement suggests potential changes in policies that could impact real estate investments and market dynamics in South Korea [1] - Stakeholders in the real estate sector may need to prepare for upcoming regulatory changes aimed at market stabilization [1]

从马克思主义视角看，住房是人的"生存资料"和"发展资料"。作为"生存资料"，住房为劳动者提供遮风 避雨、恢复体力、延续劳动力再生产的必要条件，与食物、衣物等共同构成人类"第一需要"。同时，住 房又是"发展资料"，其功能超越物理空间，延伸至对教育、医疗、社交、文化等发展条件的承载，关系 到人自由而全面的发展。在社会主义现代化建设过程中，必须牢牢把握现代化的最终目标是实现人自由 而全面的发展，在深化住房制度改革和加快构建房地产发展新模式过程中始终坚持以人民为中心的发展 思想，更好满足人民群众的刚性需求和改善性需求，让住房成为承载人民幸福的"港湾"。 回归住房居住本质。习近平总书记在十八届中共中央政治局第十次集体学习时强调"人民群众对实现住 有所居充满期待，我们必须下更大决心、花更大气力解决好住房发展中存在的各种问题"，在十八届中 央财经领导小组第十五次会议上强调"建立促进房地产市场平稳健康发展长效机制，要充分考虑到房地 产市场特点，紧紧把握'房子是用来住的、不是用来炒的'的定位，深入研究短期和长期相结合的长效机 制和基础性制度安排"。对此，我们应当深刻领会、精准把握。居住属性是住房最核心的属性，脱离居 住属性的房 ...

Core Viewpoint - The Shenzhen real estate market is experiencing fluctuations in both second-hand and new housing transactions, with a notable increase in second-hand transactions year-on-year, while new housing sales are declining significantly compared to the previous year [1][4][7]. Second-hand Housing Market - In June 2025, the number of recorded second-hand housing transactions was 5,546, reflecting a month-on-month decrease of 3.2% but a year-on-year increase of 4.5% [1]. - The first half of 2025 saw a total of 35,106 second-hand housing contracts, representing a year-on-year growth of 30.7% compared to the same period in 2024 [3]. - The average monthly recorded transactions for second-hand housing in the first half of 2025 reached 5,851, indicating a generally active market supported by policy and demand [7]. - As of June 30, 2025, there were 73,858 second-hand properties available for sale, a month-on-month increase of 2.9% [6]. - The proportion of transactions for properties smaller than 90 square meters accounted for 55.9% of total sales, down from 61.4% in the same period of 2024, suggesting a gradual release of demand for larger properties [6]. New Housing Market - In June 2025, the pre-sale of new homes totaled 2,054 units, showing a month-on-month decline of 7.0% and a year-on-year decrease of 35.7% [4]. - The total pre-sale of new homes in the first half of 2025 was 16,522 units, which is an 11.9% increase compared to the same period in 2024, with residential sales increasing by 24.4% [4]. Market Dynamics - The market is currently in a "price-for-volume" phase, with sellers having more negotiation power, indicating some uncertainty in the market [7]. - The Dragon River area has seen a 2.0 percentage point decrease in transaction share, influenced by external policy changes, particularly the recent LPR adjustment [6].

Group 1 - The "old-for-new" policy has contributed to a good growth in national consumption in the first five months, but long-term consumption promotion requires more reforms and measures, such as stabilizing the stock and real estate markets, improving income expectations, and optimizing wealth distribution [1][2] - In May, China's total retail sales of consumer goods increased by 6.4% year-on-year, with a month-on-month acceleration of 1.3 percentage points, marking the highest consumption growth rate since 2024 [1] - The "old-for-new" policy is seen as a temporary measure that may lead to a decrease in future demand for durable goods, indicating the need for additional methods to further improve consumption [1] Group 2 - Stabilizing residents' wealth, particularly in the stock and real estate markets, is crucial for boosting consumer confidence, as a significant portion of Chinese residents' wealth is tied to real estate [2] - Improving income distribution is considered the most important means to promote consumption growth, with suggestions to reform the social security system and increase rural pension levels to enhance consumption among low-income groups [2] - The real estate sector is vital to China's domestic demand, with a current annual decline of about 10% and a 22% year-on-year drop in new housing starts [2][3] Group 3 - The real estate market's stability is closely linked to local government finances and has a profound impact on infrastructure and consumer wealth [3] - Current policies like interest rate cuts and the removal of purchase restrictions have been extensively utilized, but the effectiveness of policies aimed at improving real estate companies' cash flow is limited [3] - It is essential to clear real estate market debts, allowing developers to go bankrupt if necessary, while ensuring that debts are repaid and pre-sold properties are delivered, with reasonable compensation for buyers if delivery fails [3]

记者从市房地产中介协会获悉，今年上半年，深圳房地产市场好于去年同期。一手商品住宅成交15101 套，较去年同期增长24.4%；二手房录得35106套，较去年同期增长30.7%，整体保持较好运行态势。 2025年6月，全市预售新房共成交2054套。2025年上半年，预售新房成交16522套，较2024年上半年同期 增长11.9%，其中住宅成交15101套，较去年同期增长24.4%。 同时，二手房在售量持续增加。截至2025年6月30日，全市有效在售二手房源73858套，对比上月同期增 加2067套，环比增长2.9%。从月度走势看，在春节假期复工后，市场二手房在售量呈现持续增长态 势，业主出售意愿在增强。 记者了解到，今年上半年，二手房成交以刚需为主，改善需求逐步释放。据统计，今年上半年成交小于 90平方米的房源占总量55.9%，小面积房源仍是市场成交主力，但对比2024年上半年61.4%的占比看， 有明显下滑，反映出改善型需求在逐步释放。 （文章来源：深圳商报） 据市房地产中介协会统计，2025年6月，全市二手房录得5546套，环比下降3.2%，同比增长4.5%。上半 年二手房市场呈现"凸"形走势，春节假期结束 ...

A 11 1/1 3 FA 8 %3 k t was a 祝宝良进一步分析，当前经济运行中的物价持续下行反映出内需疲弱、信心不足、企业流动性紧张、资产负债表受损等问题，需要通过更强财政手段进行干 预。 住房和城乡建设部原副部长仇保兴认为，中国房地产调控政策仍具备显著实施空间，其制度优势集中体现于央地协同的综合调控体系，当前亟待系统性提升 政策工具运用能力，破解部分地方政府存在的路径依赖问题。 仇保兴强调，在存量房去化领域，保障房供给模式已具备转向收储机制的一定条件，其实施路径需突破三重障碍：第一，市场化定价工具缺失导致的资产保 值与去库存目标冲突；第二，地方住建系统"重开发轻盘活"的职能惯性；第三，商业地产转型的制度空白。 仇保兴指出，从长效动能释放视角，需着力激活三大要素流动引擎：第一，建立社保跨区流转机制，释放亿级流动人口住房消费潜力；第二，创新老旧社区 自主重建模式，以产权年限延长与容积率补偿政策撬动社会资本；第三，发展农房长期租赁市场，通过"20+10"租约制与租金管控机制保障居住权益，预计 年均带动投资规模达四万亿元。 中国人民大学国际关系学院教授金灿荣指出，虽然国际形势复杂多变，但发生对中国构成重 ...