转型升级

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从农业险提质到分红险转型 政策驱动+企业创新 “新实践”提升保险业服务水平
Shang Hai Zheng Quan Bao· 2025-06-04 19:18
◎记者 韩宋辉 在青藏高原东部边缘的四川红原大草原,上海证券报记者见到了成群的牦牛,刚刚经历了草料匮乏冬季 的它们,正嚼着刚刚返青的牧草。得益于红原县政府部门与保险公司联合探索的精准补饲体系,当地牦 牛"冬瘦、春死"的传统困境得以改变。 这是农业保险提质的具体实践。农业保险、新能源车险和浮动收益型保险是保险业新"国十条"确定的重 点改革领域。记者近期调研四川、北京等地看到,这几大领域正通过改进风险减量服务、推出新服务模 式和创新开发新产品来解难题、增活力,提升保险保障能力和服务水平。 保险业新"国十条"提出,推进产品转型升级,支持浮动收益型保险发展。分红险正是一类由"保证收益 +红利"组合而成的浮动收益型保险,也是人身险公司今年落实政策要求,进行业务转型的主要方向。 随着各大保险公司加大分红险转型,越来越多的金融消费者与李女士一样,选择长期持有分红险。一组 行业数据可以佐证:今年1月至2月,中国太平个险渠道分红险占比达98.9%,银保渠道分红险占比达 88.6%,产品结构大转型。此外,一季度,中国人寿和太保寿险的分红险新单保费占比分别为51.7%和 18.2%,同比均实现大幅提升。 破解新能源车投保难 改进风 ...
长虹美菱分析师会议-20250604
Dong Jian Yan Bao· 2025-06-04 15:35
长虹美菱分析师会议 调研日期:2025年06月04日 调研行业:家电行业 参与调研的机构:广发基金、国联基金、西南证券等 / 机构调研pro小程序致力于为金融证券投资者提供最新最全的调研会议纪要。 来机构调研pro小程序,了解最新的:行业投资风向、热门公司关注、权威机构分析... 权威完善的信息持续更新! 更多精彩的机构调报告请移步机构调研pro小程序~ 一解投资机构行业关注度。 频判市场 | Gallia | | | --- | --- | | 11 2 12 200 2 110 | | | 1:给我们 = 影片面临官 = | | | 阿里巴巴佩尼 | | | 钢铁机之题。 8 | 图纸制图: 23 | | 20GB Millio Aller 19 | | | 海双集团 | | | 1 1 80.0 0 | 总机构建 23 | | LOGA: REGH, KETA: 1986 | | | 小麦具日 | | | 的研究次数:8 | 上机构馆:23 | | 定年代的:用者点击:我要的中:主要原因 | | | START SHILL CARD | | | 颜的集团 | | | 例体位次数 4 | 24/40 33 ...
石油化工行业周报:关注OPEC增产进度,油价或延续震荡-20250604
Yong Xing Zheng Quan· 2025-06-04 09:03
石油石化 行业研究/行业周报 关注 OPEC 增产进度,油价或延续震荡 ——石油化工行业周报(20250526-20250530) ◼ 市场行情回顾 市场表现 本周(20250526-20250530)中信石油石化板块上涨约 0.37%,上证综 合指数下滑约 0.03%,同上证综合指数相比,石油石化板块领先约 0.39 个百分点。子板块方面,石油石化子板块涨跌互现,其中工程服务、 油田服务等子板块涨幅居前。 本周(20250526-20250530)石油石化板块领涨个股包括恒通股份、洪 田股份、康普顿、海油发展、科力股份等;领跌个股包括广聚能源、 东方盛虹、润贝航科、蒙泰高新、恒力石化等。其中民营大炼化公司 周度涨跌幅如下:恒逸石化(+0.50%)、荣盛石化(+0.11%)、桐昆股 份(-1.10%)、新凤鸣(-1.89%)、恒力石化(-2.57%)、东方盛虹(-4.49%) 等。 ◼ 核心观点 上游板块方面,上周国际油价有所下滑。从周度数据以及 EIA 短期展 望数据来看,尽管未来两年美国原油产量维持增长,但是国际油价重 心仍有望中高位震荡,持续利好上游油气公司。油服方面,北美活跃 钻机数周环比下滑,同比减 ...
棒杰股份双主业受挫两年亏7.6亿 拟9566.8万易主推进债务化解
Chang Jiang Shang Bao· 2025-06-03 23:37
Core Viewpoint - The company, Bangjie Co., Ltd., is undergoing a change in control due to significant losses in its foray into the photovoltaic industry, leading to a restructuring aimed at improving profitability and addressing debt issues [1][5][8]. Group 1: Change of Control - Shanghai Qishuorui plans to acquire a 5.03% stake in Bangjie Co., Ltd. through the purchase of shares from existing shareholders, making it the controlling shareholder [2][3]. - The share transfer involves 23.1 million shares at a price of 4.18 yuan per share, representing a premium of approximately 5.8% over the previous closing price [3]. - The new controlling shareholder aims to optimize the company's business structure and seek new growth opportunities [1][8]. Group 2: Financial Performance - Bangjie Co., Ltd. has faced declining profitability since entering the photovoltaic sector, with cumulative losses of approximately 760 million yuan over 2023 and 2024 [1][6]. - The company reported revenues of 763 million yuan and 1.106 billion yuan for 2023 and 2024, respectively, but net profits were losses of 88.43 million yuan and 672 million yuan [6][8]. - The photovoltaic segment has been particularly challenging, with a revenue of 452 million yuan in 2024 but a negative gross margin of -32.93% [6][7]. Group 3: Operational Challenges - The subsidiary, Yangzhou Bangjie, reached peak production in April 2024 but subsequently reduced capacity utilization and decided to temporarily halt production due to market pressures [7]. - As of the first quarter of 2025, the photovoltaic business generated no revenue, prompting the need for a change in control to stabilize operations [8]. - The company has faced legal challenges, with ongoing litigation involving approximately 393 million yuan, which is significant compared to its net assets [8].
看“花木之乡”安徽肥西转型升级
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-06-03 22:24
Core Insights - The article highlights the challenges and transformation of the苗木花卉 industry in Feixi County, Anhui Province, emphasizing the need for innovation and adaptation to market demands [1][2][3] Industry Overview - Feixi County is known as the "Hometown of Flowers and Trees," with a history of over 60 years in the苗木花卉 industry, which has become a pillar for local farmers' income [1] - The industry is currently facing issues such as overcapacity, supply-demand imbalance, and a lack of diversity in planting structures, leading to an adjustment period [1][2] Transformation Initiatives - The county's government has prioritized the transformation and upgrading of the苗木花卉 industry as part of its 2025 agenda, focusing on eliminating low-end苗木 and promoting high-quality varieties [2] - Strategies include the establishment of modern forestry industrial parks and a diversified product system to meet varied customer needs [2][5] Government Support - Local government departments are implementing policies to enhance industry services and technological empowerment, including direct engagement with林长 (forest managers) to address industry challenges [3][9] - The establishment of the China Central Flower and Tree City as a major distribution and information center for苗木花卉 has been pivotal in supporting the industry [9][10] Company Innovations - Companies like 合肥垠海 and 合肥润雨 are adapting by diversifying their product offerings, investing in new technologies, and enhancing their operational infrastructure to improve competitiveness [4][7] - 合肥垠海 has expanded its operations to include high-value庭院 plants and invested in advanced irrigation systems to boost production efficiency [4] Market Dynamics - The苗木花卉 market is evolving with companies exploring new varieties and applications, such as integrating tourism and recreational activities into their business models [7][8] - The establishment of a comprehensive online and offline trading platform has facilitated better market access and information dissemination for industry participants [9][10]
南财快评|成立交易平台,促进广东体育产业与消费双重跃升
2 1 Shi Ji Jing Ji Bao Dao· 2025-06-03 08:19
近日,前海深港现代服务业合作区管理局与南方财经全媒体集团下属的广东省南方文化产权交易所牵头合作,共同成立"前海体育知识产权与赛事资源交易 平台"(下称"交易平台"),旨在整合国内国际体育赛事、场馆、人才、版权、赞助、装备等资源,提供信息发布、交易撮合、金融服务、数据支持等综合 服务,提升差异化竞争力,为经济增长注入文体产业新质生产力。 (图片由活动主办方提供) 近些年来,我国国民运动与健康意识持续觉醒,从跑步、爬山到滑雪、露营、骑行,从足球、篮球、乒乓球到网球、高尔夫、斯诺克等,越来越多的人有意 识地提升自身运动表现及健康水平,这既为体育上下游相关产业带来历史性发展机遇,也给体育产业提出高质量发展的要求。 今年全国两会期间,政府工作报告将全方位扩大国内需求列为今年政府工作十项任务之首,提出大力提振消费,包括"释放文化、旅游、体育等消费潜力"。 体育作为健康事业与幸福产业的结合体,具有很强的"乘数效应""融合效应""带动效应",是提振消费和扩大国内需求的重要力量。今年4月,国家体育总局 将广州市、深圳市设立为促进体育消费和赛事经济试点工作城市。 今年11月,第十五届全国运动会和全国第十二届残疾人运动会暨第九届特 ...
中国制造的创新性、时尚感更凸显(开放谈)
Ren Min Ri Bao Hai Wai Ban· 2025-06-02 23:31
中国制造的转型升级之风正刮向全球,为中国产品赢得更多尊重与认可。但我们也应清醒地认识到,与 世界其他制造强国相比,仍存在差距和挑战。在部分高端核心技术领域,需加大研发投入,突破技术瓶 颈;在品牌国际化进程中,要提升品牌的全球知名度和美誉度,打造更多具有国际影响力的中国品牌。 展望未来,中国制造将继续秉持创新驱动、时尚引领的发展理念,整合全球资源,加强国际合作,在高 质量发展轨道上砥砺前行。我们有理由相信,中国制造必将在全球舞台上绽放更耀眼光芒,为世界消费 者带来更多惊喜,为全球经济繁荣发展贡献更强大的中国力量。 (作者为中国社会科学院工业经济研究所副研究员) 在白色家电领域,海尔、美的、格力等品牌在欧美、亚太等地区的市场份额显著,冰箱、洗衣机、空调 的全球市场份额已超过50%。扫地机器人、洗地机、割草机器人等智能清洁电器逐渐成为海外消费者的 热门选择,科沃斯、石头、追觅等中国品牌的产品在欧美市场广受欢迎,部分国家的市场占有率已超过 30%。 在玩具领域,中国已连续多年保持全球最大玩具生产国、出口国地位。随着产业发展集群化、产业链上 下游日益完善、产品研发创新能力增强,多个中国玩具品牌脱颖而出,外观设计和功能从 ...
宁夏工业转型升级实现新突破
Zhong Guo Xin Wen Wang· 2025-06-02 09:05
中新网银川6月2日电 (记者李佩珊)记者2日从宁夏工业和信息化厅获悉,自石嘴山市入选国家制造业新 型技术改造城市试点后,银川市目前又成功入选国家第三批中小企业数字化转型试点城市公示。两市接 连跻身"国家队"试点,为宁夏工业转型升级注入了强劲新动能。 据悉,银川市近年来构建全域转型政策矩阵,聚力区域协同,打造东西协作示范样板,培育"点线面"多 层次示范场景。同时,银川市全面提升中小企业数字化水平,加快促进数字经济与实体经济深度融合。 探索构建了独具特色的中小企业数字化转型经验,为成功申报试点奠定了基础。入围数字化转型试点, 彰显了银川市的区域创新生态的蓬勃活力。 近年来,宁夏在推动产业高端化、智能化、绿色化上持续用力。仅2024年,宁夏共跟踪培育企业科技创 新项目100个,打造创新型中小企业141家、专精特新企业57家、国家小巨人企业8家,累计攻克关键技 术46项,取得阶段性成果400余项,规上工业R&D经费投入增长12%,拉动全区增长8.4个百分点。 今年,宁夏将启动人工智能生态"百企百亿"计划,深化与东部省份的算力产业合作,打造人工智能大模 型训练场,力争全年培育100个典型应用场景,在化工、医疗、铸造等领 ...
重生的TA | 宴会排到满,光伏顶上装:老厂区如何“圈粉”又赚钱?
Xin Lang Cai Jing· 2025-06-01 23:40
Core Viewpoint - The transformation of the former motorcycle factory into the Wanhu Creative Industry Park demonstrates a successful case of industrial upgrading and urban renewal, catering to diverse urban needs such as automotive services, leisure, and social activities [2][11]. Group 1: Transformation and Development - The Wanhu Creative Industry Park, previously a motorcycle production facility, has been repurposed into a cultural and creative hub, featuring amenities like a colorful tennis court and a banquet art center, attracting a younger demographic [2][5]. - The park has achieved a 100% occupancy rate, indicating strong demand for its new offerings [2][5]. - The total investment for the project is estimated at 150 million yuan, with a building area of approximately 72,700 square meters, all derived from the renovation of existing structures [4][5]. Group 2: Economic Impact and Revenue Generation - The park's banquet art center spans over 8,000 square meters and hosts a high volume of events, with daily foot traffic reaching 3,000 visitors [5][9]. - The facility is particularly busy during weekends, with a full booking schedule for weddings and other celebrations [5][9]. - The introduction of a rooftop photovoltaic system aims to enhance the park's green credentials and reduce electricity costs, with an expected annual power generation of around 900,000 kWh once fully operational [9][10]. Group 3: Future Prospects and Innovations - The rooftop solar project is designed to accommodate the park's significant electricity consumption, particularly from the live streaming base, which operates primarily during daylight hours [10]. - The use of lightweight solar components allows for installation without disrupting park operations, ensuring continuous revenue generation [10]. - Future plans may include the installation of solar carports and energy storage solutions to further enhance sustainability [10].
中美日内瓦会谈后,中外跨境电商聚在了郑州
Sou Hu Cai Jing· 2025-05-30 17:56
Group 1 - The core viewpoint of the articles highlights the challenges and opportunities faced by the cross-border e-commerce industry due to the changing U.S. tariff policies and international trade uncertainties [3][4][10] - The U.S. has ended the exemption on tariffs for small packages valued under $800 from China, which significantly impacts the cross-border e-commerce sector, as approximately 1.36 billion packages entered the U.S. this way in 2024 [3][4] - Experts suggest that Chinese cross-border e-commerce must adapt by restructuring logistics, increasing local warehousing in the U.S., and diversifying markets beyond North America to mitigate risks [4][10][12] Group 2 - The "External Trade Quality Products China Tour" event in Henan aims to expand domestic sales channels for foreign trade products, promoting integrated development of domestic and foreign trade [12][15] - The cross-border e-commerce sector in Henan has seen significant growth, with annual import and export volumes increasing from over 100 billion yuan in 2017 to over 260 billion yuan in 2024, reflecting institutional innovation and deepening openness [15][16] - The event attracted over 300 foreign trade enterprises and showcased nearly 10,000 export products, indicating a strong interest in cross-border e-commerce and the potential for further market expansion [15][16]