近日，京东全新推出750B深度思考大模型、行业首批高商业可用数字人，并发布了角色智能体与具身 智能融合的最新进展，展示出AI认知能力与商业应用的最近进展。 "大模型的能力光谱在变、参数尺寸在变，不变的是让产业用好大模型。只有深耕产业，让大模型在产 业里跑起来，才是最有价值的事情。"京东集团探索研究院副院长、京东科技人工智能业务部总裁何晓 冬表示。 技术拓宽大模型能力边界，支持企业构建专有模型 在AI进化的"马拉松"中，京东大模型展现出了独特的产业基因。 目前，京东已经具备全尺寸大模型，满足多样化的产业需求：3B和10B模型可提供极致响应效率；81B 主力模型可兼顾效果和性能。最新推出的750B超大规模模型，则兼具"深度思考"和"非深度思考"双通 道能力，能满足各行业对"即时响应"和"深度推理"的双重需求。 具体来说，750B超大规模模型在训练过程中，使用了动态分层蒸馏、跨领域数据治理等京东创新技 术，降低大模型的训练和部署成本他，同时兼顾大模型效果，保证大模型能力"大而精"。 数字人实现高商业可用，618面向商家全免费 在大模型"硬实力"的支撑下，数字人等"软实力"应用，也迅速实现了商业化可用。 基于通用数字 ...

他表示，技术层面上，我国当前大多数数字人仍在技术方面存在融合与衔接方面不流畅等问题。这直接 导致了在使用中数字人可能出现的交互反应延迟、动作生硬、表情不自然等表现，让使用体验大打折 扣。而现阶段高质量的技术制作与高精度的品质把控又会直接提高数字人产品的整体成本，影响数字人 面向更广泛下沉市场的广泛普及与应用。另一方面，在伦理与合规上，数字人产品通常会包含肖像权、 版权等归属问题，那么随着数字人的进一步市场化商用，由此产生的内容及形象如何能达到监管要求， 如何合理保障数字人产品供应链中的多方权益等，都急需数字人产业多方与相关监管部门来共同探讨、 协商与解决。 同时，该分析人士还指出，参与到数字人产业的企业在后续发展中应不断寻找企业创新技术与市场合规 发展之间的有效平衡点，快速让自身推广与研发的数字人产品或解决方案真正从底层的"技术展现"升级 为更高层次的"价值创造"，从而为我国产业数字化升级提供持续且有力的核心驱动力。 此前，中国互联网协会发布《中国数字人发展报告(2024)》中提到，截至2024年，中国与数字人相关的 企业已达114.4万家，仅2024年前五个月就新增注册企业17.4万余家。同时该报告还分析认 ...

Core Viewpoint - The collaboration between Luo Yonghao and Baidu focuses on the e-commerce sector, specifically creating a digital avatar for Luo to engage in live-streaming sales, rather than AI projects as initially speculated [4]. Group 1: Collaboration Details - Luo Yonghao's team aims to leverage Baidu's technological resources to enhance his AI project, which has faced challenges in the past [9]. - The partnership will involve developing a digital human image for live-streaming, a concept Baidu has previously explored with AI hosts capable of continuous streaming and real-time interaction [9]. - The collaboration represents an opportunity for both parties: Luo can utilize Baidu's technology to overcome current project limitations, while Baidu seeks to enhance its presence in the e-commerce space [12]. Group 2: Market Context and Challenges - Luo Yonghao has shifted his focus from AR to AI due to market competition and technological hurdles, with his AI project Jarvis launching a demo version earlier this year [5][9]. - The digital human concept faces challenges, including user acceptance and technical limitations that may affect the realism of the avatar's expressions and movements [9][11]. - The success of the digital avatar in replicating Luo's unique personal brand and engagement style remains uncertain, as audience connection is crucial in live-streaming sales [11].

Group 1 - The Industrial and Commercial Bank of China (ICBC) Fangchenggang Branch has launched the first self-designed "Digital RMB Border City Themed Hard Wallet" in Fangchenggang City, integrating local cultural elements and cross-border financial functions [1][3] - The hard wallet features iconic elements of Fangchenggang, such as "National Gate," "Golden Camellia," and "Egrets," showcasing the city's openness and ecological philosophy, serving as a financial tool and a cultural ambassador [3] - The hard wallet aims to enhance cross-border payment experiences, focusing on high-frequency needs like cross-border RMB settlement and border trade, thereby improving the efficiency of cross-border capital flow in the region [3] Group 2 - The hard wallet utilizes Digital RMB's "dual offline" technology, allowing transactions to be completed quickly even without internet access, and will be issued through all branches and an online platform [3] - It can be applied for using valid personal identification documents, covering various public services and creating an inclusive financial service network for all demographics and scenarios [3]

证券代码：835670 证券简称：数字人 公告编号：2025-036 √业绩说明会 □媒体采访 □现场参观 □新闻发布会 □分析师会议 □路演活动 山东数字人科技股份有限公司 投资者关系活动记录表 本公司及董事会全体成员保证公告内容的真实、准确和完整，没有虚假记载、 误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担个别及连 带法律责任。 一、 投资者关系活动类别 □特定对象调研 答：您好，海外市场是公司近几年重点开发的新市场领域，目前已在 40 余 参会单位及人员：通过网络方式参与公司 2024 年年度报告说明会的投资者 上市公司接待人员：公司董事长：徐以发先生 公司副董事长、总经理：李庆柱先生 □其他 三、 投资者关系活动主要内容 二、 投资者关系活动情况 问题 1：海外市场拓展情况如何？贸易政策对我们业务有什么影响？ 活动时间：2025 年 5 月 16 日 15:00-17:00 活动地点：中证路演中心（https://www.cs.com.cn/roadshow/） 公司董事、副总经理、董事会秘书：李相东先生 公司董事、财务总监：孔祥惠女士 截至 2024 年 12 月 31 日，公司尚 ...

5月16日，2025年紫金保险客户节在南京启幕。江苏省人大常委会原副主任、江苏省妇女儿童福利基金会理事长赵鹏，无锡市锡山区住房和城乡建设局副 局长张扬，中国建设银行南京分行副行长张莅，紫金保险党委书记、董事长陈加明，紫金保险党委副书记、（拟任）总裁何啸等公司领导班子，部分股东 客户、合作伙伴出席仪式。 向新紫金 将客户需求放在首位 紫金保险党委书记、董事长陈加明在开幕式上致辞。他表示，紫金保险成立十六年以来，始终坚持以客户为中心，将客户需求放在首位，目前累计服务客 户数量已超过2500万位，官微实名注册客户数突破400万位，注册产品总数达到3800款，涵盖13大类800余险种，服务领域遍及社会经济和人民生活的各个 方面。公司始终坚持党的领导，坚守初心使命，努力"服务地方高质量发展和人民高品质生活"，成为"全国前列的保险综合服务和解决方案供应商"；坚持 利他之心，将"管理风险、创造价值"立为使命，将"利他"原则列为恪守的基本原则；坚持匠心精神，围绕客户全生命周期，不断提升专业化水平，打造 了"保险+服务+科技"的创新模式。公司保费规模自2009年成立以来连续15年保持正增长，年均复合增长率近50%，自2012年 ...

Group 1: Global Currency System and Dollar Status - The recent sell-off of dollar assets is viewed as a short-term phenomenon, and despite a decline in trust, the dollar's dominant position in the global currency system remains difficult to challenge [4] - New currencies like the euro, renminbi, and Special Drawing Rights (SDR) are unlikely to gain widespread acceptance in the short term, as the formation of reserve currencies requires long-term accumulation of national economic strength [4] - The transition from a unipolar to a multipolar global currency system requires significant changes in the economic field, which is still a distant goal [4] Group 2: Development of Digital Renminbi - Public acceptance of digital renminbi depends on its advantages over existing payment methods; without unique benefits, it may struggle to gain popularity [5] - The success of digital renminbi in international markets faces challenges similar to those in China, where entrenched payment methods like credit cards hinder the adoption of alternatives [5] - Market forces should drive the development of digital renminbi, with widespread adoption occurring only when businesses find it more convenient and cost-effective than traditional banking [5] Group 3: Internationalization of Renminbi - The path to renminbi internationalization is long and challenging, with non-convertibility and strict capital controls being the main obstacles [7] - Despite China's significant role in global trade, the current economic environment is not conducive to opening capital accounts and achieving full convertibility of the renminbi [7] - Long-term, as China's economy continues to develop, issues surrounding renminbi convertibility and capital flow will gradually be resolved, leading to its important position in the global currency system [7]

Group 1: Cross-Border Payment Strategies - The company plans to apply for payment licenses in relevant regions and optimize solutions for overseas markets, targeting Chinese enterprises and local merchants [1][3][4] - In 2024, the company achieved a cumulative payment service transaction volume exceeding 20 trillion RMB, with nearly 15,000 merchants enabled for digital RMB services [2][4] - The company has deep cooperation with six major international credit card organizations, expanding its foreign currency acceptance network to 331 cities and 12 key industries [2][6] Group 2: AI and Digital Transformation - The company is focusing on AI-driven solutions to enhance merchant operations, including the development of AI marketing tools to assist small and medium-sized merchants [5][10] - Three AI agents have been launched, focusing on merchant review, compliance anti-money laundering, and customer service [5][10] - The company aims to leverage AI technology to improve operational efficiency and provide additional value to merchants and banking clients [7][10] Group 3: Financial Performance and Growth - In Q1 2025, the company reported total revenue of 1.896 billion RMB, a year-on-year increase of 8.92%, and a net profit of 311 million RMB, marking a historical high with a growth of 25.16% [7][13] - The overseas sales revenue reached 2.253 billion RMB in 2024, with a year-on-year growth of 18.70%, and overseas business income accounted for nearly 75% of the group’s total revenue [4][7] Group 4: Digital Identity and Security - The company is committed to building a secure digital identity system, integrating personal information protection and data interoperability [11][12] - It has developed a series of applications and solutions for trusted digital identity, successfully deployed in various cities and industries [11][12]

Core Insights - The WeClone project has gained significant attention as a solution for creating digital avatars based on WeChat chat records, utilizing large language models and fine-tuning techniques [1][2][3] - The project leverages RAG knowledge base principles to import WeChat chats and fine-tune models, enabling users to generate personalized digital personas [2][3] - The project is open-source and has garnered 8.7k stars on GitHub, indicating strong community interest and engagement [1] Project Overview - WeClone allows users to create digital avatars from their WeChat chat records, which are considered personal and detailed knowledge bases [3][7] - The project employs a default model, Qwen2.5-7B-Instruct, and utilizes LoRA for fine-tuning, requiring approximately 16GB of GPU memory [2] - The project includes features for automatic speech recognition (ASR) and text-to-speech (TTS), enabling the digital avatar to mimic the user's voice [2] Applications and Use Cases - The project can generate digital personas for various roles, including customer service representatives, marketing agents, and financial advisors, by utilizing chat records as knowledge bases [7] - Digital avatars can help reduce costs in customer service by automating responses based on accumulated chat data, thus eliminating the need for separate knowledge base management [7] - The ability to create tailored digital personas for different industries and roles enhances the effectiveness of communication and service delivery [7] Technical Implementation - Users can extract WeChat chat records using PyWxDump, with specific instructions for data migration and export in CSV format [6] - The project supports customization of dialogue names and system prompts, allowing users to personalize their digital avatars further [5] Community Engagement - The project encourages community participation by inviting users to join development groups for sharing product design cases and contributing to the development of digital personas [8]

"数币支付成功！"随着手机在刷卡机前靠近扫码，一声清脆的提示音随即传入耳畔。"你看，不用带 公交卡，用数字人民币坐公交车也很方便。"14日上午10时许，市民罗先生坐上一辆30路公交车后，对 记者说。 今年以来，围绕"高频、刚需、民生"三大关键词，南京深耕数字人民币应用场景建设，并在公共交 通领域的应用推广实现重大突破。截至目前，南京公交集团全面完成旗下公交、轮渡、有轨电车数字人 民币乘车业务的全覆盖，南京地区累计有超5000辆公交车支持数字人民币支付。据人行江苏省分行最 新数据，今年一季度，南京数字人民币业务多项指标位居全省前列。数字人民币，正加速融入市民生 活。 尝鲜：用数字人民币坐公交，符合相关条件只要花1分钱 当天10时许，在位于中央路上的观音里公交站台，28路、35路、30路等公交车鱼贯而入，慢慢停 靠站台，再有序驶离站台。记者看到，每辆车的前侧车门处，都张贴着醒目的数字人民币LOGO。 正是在这个站台，记者与罗先生一同坐上了一辆开往幕府创新小镇的30路公交车。 "看，我用数字人民币坐公交，只要花1分钱！"刚在车上坐好，罗先生就迫不及待向记者展示其手 机支付页面，只见上面清晰显示，0.01元已成功支付 ...