Core Viewpoint - Recent incidents of scams related to second-hand luxury goods, particularly watches, have emerged as a significant concern, highlighting the risks associated with online transactions and the potential for money laundering through these sales [1][18][19]. Group 1: Incident Overview - A man named Wang from Anhui sold a luxury watch for 380,000 yuan, only to find out that the payment was linked to a scam, resulting in his bank account being frozen [1]. - Similar cases have been reported, including one involving a man named Xiao from Zhejiang, who sold a Rolex for 375,000 yuan, also leading to his bank account being frozen due to the funds being linked to a fraud victim [2][12]. Group 2: Scam Mechanism - Scammers often pose as buyers on second-hand platforms, using various excuses to obtain sellers' bank account information, which they then use to transfer funds that are actually proceeds from other scams [19][21]. - The transactions typically involve high-value items that are easy to liquidate, making them attractive for scammers to exploit [18][19]. Group 3: Law Enforcement Response - Police have indicated that funds linked to scams must be frozen during investigations, which complicates the situation for innocent sellers who unknowingly receive these funds [12][18]. - Legal experts emphasize the importance of sellers documenting their transactions and communications to prove their innocence in case of account freezes [21].

Core Viewpoint - The article discusses a significant insurance fraud case involving "shipping insurance" in e-commerce, where a group of individuals exploited the system to claim over 3 million yuan in fraudulent reimbursements [1][5][8]. Group 1: Insurance Fraud Case Details - A total of 13 suspects were arrested in Shanghai for fabricating transactions to claim shipping insurance reimbursements [1][5]. - The fraudulent activities involved creating fake orders and using false logistics documents to deceive the insurance company [5][7]. - The group registered multiple fake e-commerce accounts and payment accounts to carry out their scheme, with a single account processing up to 360 orders in one day [5][7]. Group 2: Mechanism of Fraud - The fraudsters targeted low-priced items, ensuring that the logistics were set up to maximize reimbursement amounts by manipulating shipping distances [5][7]. - Each fraudulent claim for shipping insurance was calculated at 17.5 yuan per order, leading to substantial daily gains for the perpetrators [5][7]. - The funds obtained from the fraudulent claims were funneled through personal accounts of relatives and then transferred to designated "collection accounts" to avoid detection [7][8]. Group 3: Industry Impact - The case highlights a growing trend of insurance fraud within the financial sector, particularly affecting the insurance market and consumer rights [8]. - The police noted that fraudsters often have prior industry experience and knowledge of the claims process, which aids in executing their schemes [8]. - There is an ongoing concern about the proliferation of online resources encouraging similar fraudulent activities, which could lead to legal repercussions for participants [8].

警方查证，何庭含通过297人，在多家保险、金融机构办理了359笔大额贷款，共计7623万元，以划扣的 利息、保险费等费用折抵本金，尚有1543万元未偿还。期间，为了弥补资金缺口，何庭含曾在2年间花 328万元购买彩票，"想着中一等奖了，能把资金缺口缩小"。 2025年4月24日，许昌市中院对该案做出二审裁定，维持原判。何庭含因贷款诈骗罪、洗钱罪、伪造国 家机关证件罪被判处有期徒刑15年，处罚金22万元，责令退赔各被害单位损失3236万元。 冲业绩："贷款由公司偿还" 44岁的崔女士，是许昌市一家汽修厂的老板娘。 2022年4月，经崔女士的一名老友介绍，何庭含带着2名业务员，上门向崔女士推销贷款业务。3人戴着 工牌、穿着正装，加上何庭含的身份背书，崔女士没有过多顾虑，便配合着业务员操作，贷下了99万 元。 相关贷款合同显示，一笔中信百信银行股份有限公司放款的50万元贷款，由平安普惠融资担保有限公司 河南分公司提供担保服务。崔女士在3年内（分36期偿还），除了需要按月向银行偿还共计55万元的贷 款本息外，还需要另向担保公司偿还保险费、担保费及服务费，共14万元。 在长达6年的时间里，阳光财产保险股份有限公司河南分 ...

社交媒体巨头 Meta 正面临一场愈演愈烈的网络诈骗风暴。《华尔街日报》《纽约邮报》 等多家美媒调查发现，Meta 旗下的"脸书"和"照片墙" 已成为全球诈骗团伙的主要作案平 台，虚假广告、假冒商家和跨境欺诈肆虐，不仅导致用户财产损失惨重，更暴露了 Meta 在内容监管上的系统性漏洞。 商家沦为诈骗 "背书工具" 埃德加·古兹曼是美国亚特兰大郊区一家名为"半价批发"的公司老板，主要销售家装和园艺 设备。然而，近两年来，他不断接到客户投诉，称他们在"脸书"和"照片墙"上看到他公司 的广告后付款，却从未收到商品。 然而，内部文件显示，Meta允许金融诈骗广告主积累多次违规记录后才予以封禁，甚至 在 员 工 手 动 上 报 的 情 况 下 ， 封 禁 门 槛 仍 然 较 高 。 此 外 ， Meta 的 二 手 交 易 平 台 Marketplace因点对点交易模式成为骗子的温床，但公司并未采取足够措施遏制这一问 题。 美国圣克拉拉县前检察官艾琳·韦斯特表示，Meta的不作为助长了东南亚"杀猪盘"等有组 织犯罪的发展。这些犯罪集团通过虚假招聘广告诱骗受害者，强迫他们在极端条件下从事 诈骗活动。"Meta的不作为是这 ...

Core Viewpoint - Meta is facing a significant surge in online fraud, with its platforms Facebook and Instagram becoming primary venues for global scam operations, revealing systemic failures in content moderation [1] Group 1: Fraud Incidents - Numerous businesses, such as "Half Price Wholesale," have reported that scammers are using their information to create fake advertisements, leading to customer complaints and financial losses [2] - A survey indicated that over 4,400 different ads used the address of the aforementioned company, while the actual owner only posted 15 ads [2] - Scammers are employing increasingly sophisticated tactics, including using images of elderly individuals to promote fraudulent offers, resulting in unauthorized credit card charges [2] Group 2: Regulatory Failures - The rise of cryptocurrency, AI technology, and cross-border crime networks has significantly increased the scale and impact of online fraud [3] - A 2022 report from Meta revealed that 70% of new active advertisers on its platform were promoting scams, illegal goods, or low-quality products [3] - Data from banks and regulatory bodies indicate a high proportion of fraud cases linked to Meta, with nearly half of the fraud cases reported through Zelle being associated with Meta platforms [3] Group 3: Inadequate Anti-Fraud Measures - In response to criticism, Meta claims to be addressing a "fraud epidemic" and has implemented various measures, including testing facial recognition technology and increasing user warnings [4] - Despite these claims, Meta's legal defense argues that it bears no legal responsibility for fraud on its platforms, stating it has no obligation to resolve user fraud issues [4] - Analysts suggest that Meta's resource allocation indicates that combating fraud is not a top priority, with more focus on issues like human trafficking and self-harm content rather than fraud prevention [5]

Core Viewpoint - A significant contract fraud case involving the manipulation of flow meters and data alteration has been uncovered in Inner Mongolia, with 27 suspects arrested and an estimated amount of 1.03 billion yuan involved [1]. Group 1: Case Background - The case was initiated following a report received by the police in March of last year, which indicated that personnel from a certain oil engineering company were stealing national energy by altering flow meter data [2]. - The investigation revealed that the oil engineering company had signed natural gas recovery agreements with multiple gas trading and transportation companies, which contained numerous hidden issues [2]. Group 2: Evidence Collection - Key evidence was found on five 10TB hard drives that stored transportation logs from dozens of companies, including important information about the gas quantities settled by the involved oil engineering company [3]. - Through extensive data analysis, investigators identified discrepancies between gas purchase and settlement quantities, leading to the discovery of fabricated data by the oil engineering company [3]. Group 3: Method of Operation - A crucial search operation revealed a remote control device used by the criminals to manipulate flow meter data, allowing them to falsely report gas supply quantities and defraud the state [4][5]. - The criminals could reportedly increase the gas quantity reported by two to three times per truckload through the manipulation of the flow meter [5]. Group 4: Arrest and Resolution - As the criminal activities became apparent, suspects began to evade capture, with one key suspect, Wang Moupu, attempting to escape detection by cutting off communication [6]. - After months of investigation and surveillance, law enforcement successfully apprehended Wang Moupu, who had been on the run for six months [6]. - By April 15 of this year, the last suspect, Hu Mouling, who had fled abroad, voluntarily surrendered, marking the conclusion of the case with all suspects accounted for [7].

全国投资者保护宣传日是什么？ 起源：守护资本市场"毛细血管" 1 2019年起，中国证券监督管理委员会（CSRC）将每年5月15日设立为"全国投资者保 护宣传日"，旨在全社会积极倡导理性投资文化，强化投资者保护意识，并全面构建资本市 场投资者保护新格局。倡导理性投资文化，切实维护广大投资者合法权益。 投资前 先搞懂"买者自负"与"卖者尽责" "卖者尽责" ：金融机构需按"适当性原则"推荐产品，即"把合适的产品卖给合适的人"。 例如，不会向风险承受能力低的投资者推销高波动的股票型基金。 "买者自负" ：投资者需对自身决策负责，务必仔细阅读合同条款，确认产品风险等级是 否与自身匹配，不盲目相信"保本承诺""稳赚不赔"等违规宣传。 投资中 警惕三大典型陷阱 ▶陷阱一："高息理财"天上掉馅饼？ ⚠️真相：年化收益率超过6%需高度警惕，超过8%极可能是非法集资（参考《防范和处 置非法集资条例》）。例如，某些平台以"养老理财""区块链投资"为名，用高额利息吸 引老年人，最终卷款跑路。 ▶陷阱二："专家荐股""内幕消息"靠谱吗？ ⚠️真相：无证荐股、承诺收益均属违法行为。正规投顾需在证监会备案，可通过"中国证 券业协会官网 ...

免责声明 以上观点来自相关机构，不代表天天基金的观点，不对观点的准确性和完整性做任何保证。 收益率数据仅供参考，过往业绩和走势风格不预示未来表现，不构成投资建议。转引的相关 来源：东方财富证券投教园地 或上天天基金APP搜索【777】 开户领98元券包 ，优选基金10元起投！ 分享、点赞、在看 顺手三连越来越有钱 ↓ 点击"阅读原文" ...

5月7日，"投资顾问"发来"喜讯"：周先生成功中签5万股原始股，但必须在2天内补足46万元申购款，否 则资格作废。因账户余额不足，周先生匆忙中筹集了23万元现金。5月9日14时许，他按对方指示来到临 安某小区附近的小树林，将现金交给一名自称某证券公司外访人员的男子，并现场确认App账户中的资 金"到账"后才离开。 两名犯罪嫌疑人因涉嫌掩饰隐瞒犯罪所得被刑事拘留。图源：杭州警方 新京报讯（记者张静姝）"内部渠道，新股中签稳赚不赔！"面对如此诱人的广告词，老股民周先生险些 掉入诈骗分子精心设计的陷阱。近日，浙江杭州临安警方及时出击，成功追回23万元被骗资金，并抓获 两名嫌疑人。 新京报记者了解到，家住杭州临安的周先生是一名老股民，近日在浏览社交媒体时被一则"证券投资交 流群"广告吸引。入群后，一名自称"投资顾问"的人频繁分享"内幕消息"，指导他购买了几只股票，竟 真获得几千元的收益。尝到甜头的周先生逐渐放松警惕，当对方声称有"官方合作渠道"可提高新股中签 率时，他毫不犹豫地下载了对方推荐的场外交易App，并投入资金申购新股。 同时，临安公安立即启动拦截机制，侦查打击中心联合锦城派出所、板桥派出所，通过调取监控展开 ...

"三适当原则"是活动当日的宣传重点，该原则是指消费者应在正规的金融机构，通过合适的渠道，购买风险等级与其自身风险承受能力相匹配的金融产品和 服务。对此，银行工作者的解释是"开什么样的车、有什么样的驾驶技术、面临什么样的路况，决定了我们选择什么样的车速"。 5月15日，广发银行北京分行消保工作人员来到北安河地区的中联旧机动车经营市场开展了一次金融教育活动。 针对二手车经销商的日常工作特点，银行工作者采取了特殊的宣传手法，在他们的宣讲中，存款保险被解释成为"安全气囊"，因为它"每辆车上面都要有， 平时不显眼，关键时刻却能救人一命"；在提到"金融消费者八大权益"时，银行工作者提出"买车时客户有权得知车辆的真实性能和特点，这辆车得上保险， 出了问题得保修保退，而作为金融消费者，咱们也有相应的权益"；致于各种电诈陷阱，广发银行则告诫大家"我们只有一个选择——猛踩刹车"。 本次活动是广发银行落实监管机关和公安机关落实"5.15全国投资者保护宣传日""5.15打击和防范经济犯罪宣传日"系列宣传活动的组成部分。 为了让大家清晰识别最新的电信诈骗形式，广发银行专门整理了近期发现的最新电诈案例，并将银行大厅内堵截电信诈骗的视频截 ...