Core Viewpoint - The second "Beautiful Workshop" exhibition showcasing creative works by disabled women was held from May 22 to 26, highlighting their craftsmanship and stories of transformation [1] Group 1: Event Overview - The exhibition featured handmade crafts such as embroidery, weaving, enamel, and pottery created by disabled women from across the country [1] - The event was guided by the China Disabled Persons' Federation and the All-China Women's Federation, with support from the Bank of Communications and the China Disabled Persons Welfare Foundation [1] Group 2: Corporate Social Responsibility - Bank of Communications has been actively involved in supporting disabled individuals, having donated a total of 120 million yuan over 18 years, benefiting over 50,000 disabled persons and workers in the field [1] - In 2023, the bank launched the "Towards Tomorrow - Bank of Communications' Action Plan for Assisting the Disabled," which includes innovative financial and public welfare models [1] Group 3: Volunteer and Community Engagement - The Bank of Communications Shenzhen Branch formed a volunteer team of approximately 50 members to provide attentive service during the exhibition [2] - The volunteers contributed to creating a warm and welcoming atmosphere for attendees [2] Group 4: Marketing and Promotion - The Shenzhen Branch utilized an online and offline promotional strategy to enhance the exhibition's visibility, including media coverage and outdoor advertising [3] - This approach successfully attracted significant public interest and participation [3] Group 5: Financial Services and Benefits - The Shenzhen Branch introduced various financial services at the exhibition, such as credit card promotions and discounts for WeChat payments, enhancing visitor experience [4] - These initiatives not only provided convenience but also supported the development of creative industries for disabled women [4] - The bank plans to continue its collaboration with social organizations to promote equal rights and comprehensive development for disabled individuals [4]

Group 1 - The core viewpoint emphasizes the significant opportunities and challenges faced by "hard technology" companies in China, highlighting the essential role of financial institutions in providing tailored financial services throughout the company's lifecycle [1][2][3] - Financial institutions have actively implemented national strategies to support technological innovation, resulting in a continuous increase in loans to technology-based SMEs, with a loan balance of 3.3 trillion yuan as of March 2025, reflecting a year-on-year growth of 24% [3][4] - The development of innovative financial services, such as "Tech Startup Pass" and "Soaring Loan," has been promoted in Shenzhen, leading to a loan balance of 1.23 trillion yuan for technology companies, positioning Shenzhen as a leader in this sector [4][5] Group 2 - The support from capital markets has been crucial for companies like UBTECH Robotics, which has transformed from a startup to a leading enterprise in the robotics industry, benefiting from significant financial backing during its growth [2][6] - Financial institutions have adjusted their lending practices to support unprofitable tech startups, with banks like China Bank providing unsecured loans to facilitate their growth [5][6] - The introduction of a specialized evaluation model for tech companies by China Bank has enhanced the approval process for loans, particularly for AI-related enterprises, indicating a proactive approach to risk management [6][7] Group 3 - In response to external market changes, technology companies are accelerating innovation and exploring overseas markets, with plans to expand into regions like Europe and the Middle East [7][8] - The establishment of a "Technology Board" in the bond market aims to improve the efficiency of issuing technology innovation bonds, addressing the structural mismatch between traditional credit and the needs of tech innovation [7][8] - Companies like Yujiang Technology have successfully expanded their global presence, supported by comprehensive cross-border financial services from institutions like China Bank, which assist in international investment and capital management [8][9]

■本报记者 王爱静 近年来，浙江农商联合银行辖内浙江甬城农商银行（以下简称"甬城农商银行"）聚焦主责主业，做好金 融"五篇大文章"，坚持服务"三农"、服务民营小微、服务实体经济、服务浙江发展，切实走好农商高质 量发展之路，各项业务实现质的有效提升和量的合理增长。截至今年4月底，该行普惠小微贷款余额达 206.7亿元，占比超50%。 在浙江天远生物科技有限公司（以下简称"天远生物科技公司"）的企业展厅内，多种功效的免疫药品整 齐陈列。"有了农商银行的帮助，我们的产品才能顺利进行研发、尽早投产。"该公司负责人黄必胜对 《农村金融时报》记者说。 天远生物科技公司是一家高新技术企业，致力于人体免疫力评估、基因检测及肿瘤早筛试剂盒研发、应 用，以及干细胞、免疫细胞的基础与临床研究。然而，其产品研发周期长、技术投入高，流动资金不足 制约了企业进一步发展。 "在了解到情况后，我行为其量身定制个性化金融产品，采用'不动产抵押+多种信用贷款'的组合担保融 资模式，帮助企业解决发展资金之困。"甬城农商银行洪塘支行副行长黄露露向记者表示。 （编辑 张博） 为擦亮"民营小微伙伴银行"金名片，甬城农商银行创新产品，为企业提供全方位、立 ...

Group 1 - The core viewpoint emphasizes the significant role of small and micro enterprises in local economic development, highlighting their contribution to employment and innovation [1] - The company, Guanyun Rural Commercial Bank, recognizes the importance of small and micro enterprises and actively provides financial support to them, positioning itself as a reliable partner in their growth [1] - The bank has implemented comprehensive training programs for its customer managers to enhance their capabilities in serving small and micro enterprises, covering various aspects such as credit policy interpretation and risk assessment [1] Group 2 - The bank has increased incentives for corporate loan business, doubling the valuation of daily net increases in corporate loans and establishing special reward funds to motivate customer managers [2] - The bank is exploring comprehensive development paths by collaborating with other banks for syndicate loans and offering diverse financial service options to small and micro enterprises [2] - Guanyun Rural Commercial Bank aims to continue optimizing services and innovating products to inject financial vitality into small and micro enterprises, contributing to economic development [2]

Group 1: Investment and Economic Cooperation - The 2025 Hong Kong-Macao Shandong Week was held in Hong Kong, resulting in the signing of 27 key cooperation projects with a total investment of $2.98 billion, covering various sectors including digital economy, green energy, healthcare, intelligent manufacturing, modern agriculture, and financial services [1] - Shandong's trade with Hong Kong reached 88.5 billion yuan in 2024, marking a year-on-year increase of 35.1%, with 739 new Hong Kong-invested enterprises established in Shandong [1] - The Shandong provincial government aims to leverage its industrial advantages and market potential in collaboration with Hong Kong's capital and innovation capabilities to enhance its global openness [1] Group 2: Talent Development and Education - Shandong Province has developed measures to address the structural employment contradiction of "having jobs but no workers" and "having workers but no jobs," with a focus on high-quality vocational education [2] - The total number of skilled talents in Shandong has reached 4.6 million, with 22 recipients of the China Skill Award and 70 enjoying special government allowances [2] - The new measures include 17 initiatives aimed at cultivating a high-quality workforce and enhancing vocational training [2] Group 3: International Cooperation and Events - The "2025 Shandong International Friendship Cities Cooperation and Exchange Week" is scheduled for May 26-30, 2025, in Shandong, with an expected participation of around 1,200 individuals from various sectors [3] - The event will feature 26 activities aimed at promoting comprehensive exchanges and cooperation between Shandong and its international partner cities [3] Group 4: Talent Attraction Initiatives - Jinan City held its fifth graduation ceremony for university students, emphasizing its commitment to attracting and retaining young talent [4] - The city has implemented innovative measures, including graduation ceremonies and talent policy packages, to attract over 100,000 young talents in recent years [4] - Jinan ranks 11th among the top 100 cities for talent attraction and has been recognized as an excellent city for talent recruitment for three consecutive years [4] Group 5: Port Efficiency and Technological Advancements - Shandong Port's Qingdao Port set a new world record for automated container terminal efficiency, achieving an average operational efficiency of 62.62 natural boxes per hour [5] - The port's advancements in software systems and hardware equipment have solidified its position as a leader in global automated ports [5] - The integration of AI algorithms and intelligent control systems has significantly improved operational efficiency and reduced turnaround rates [5]

转自：新华财经 5月22日，第四届中国-中东欧国家博览会暨国际消费品博览会（以下简称"中东欧博览会"）在浙江宁波拉开帷幕。中国工商银行宁波市分行凭借客户和产品 优势，从设立展位、金融服务、配套活动、交易促进等维度全力服务第四届中东欧博览会，展现了金融助力稳外贸、服务新业态的坚定决心，为中外企业搭 建起高效资金桥梁。 中东欧博览会是我国唯一面向中东欧的国家级机制性展会，本届展会以"向新、向实、向未来"为主题，贸易展览面积达8万平方米，分设中东欧展区和出口 消费品展区，吸引了来自中东欧等地的400余家展商和来自全国各地的1000余家企业参展。 在本届博览会上，工行宁波市分行以"您的环球金融伙伴"为定位，设立服务专区，全方位展示全球布局优势和跨境金融服务体系。依托工行在全球49个国家 和地区建立的408家境外机构网络，工行宁波市分行通过"本外币一体化""境内外联动"的跨境服务精准对接涉外企业需求，提供高效便捷的一站式跨境金融 服务，助力企业拓展中东欧等海外市场，获得了在场中外参展商与采购商高度关注。 图为工行的一站式跨境金融服务体系，吸引了众多现场客商参观 图为外 国采购商前来咨询跨境金融相关业务，工行宁波市分行工 ...

转自：新华财经 近日，黑龙江省首笔线上化边民跨境结算业务在哈尔滨银行佳木斯同江支行成功落地，标志着金融赋能沿边经济发展迈出坚实一步。 哈尔滨银行作为深耕边疆的金融主力军，积极响应市场需求，为进一步提升边民互市贸易的便捷性与高效性，创新推出边民互市贸易结算新方案，并联合黑 龙江省龙睿资产经营有限公司，依托"跨境数字金融平台"与"黑龙江省对外经贸集团数字化进出口综合服务平台"，围绕边民互市贸易场景，从场景全面性、 架构先进性、信息安全性、系统智能性、管理精细性五个维度探索边民服务优化路径，为边民打造"境外采购、跨境结算、申报通关、国内销售"一站式线上 服务体系，集成实现账户管理、收付款、清算、数据统计、申报、风险管理等功能，全面满足边民互市跨境金融服务需求。构建起边民互市贸易全流程数字 化服务体系，足不出户即可实现"零跑腿、秒到账"，彻底打通边民贸易金融服务"最后一公里"，努力提供更加合规、安全、便捷的线上跨境结算服务，积极 践行国有企业兴边富边的社会责任。 近年来，哈尔滨银行持续深耕数字化跨境金融服务，体系化布局，建设的"跨境数字金融平台"成为支持外贸新业态发展的"数字引擎"。该平台具备为跨境电 商、外贸综合服 ...

Core Insights - The article highlights the role of Postal Savings Bank in supporting the development of private enterprises through innovative financial services and products [1][2][3] Group 1: Financial Support for Enterprises - Postal Savings Bank has provided over 2.5 trillion yuan in loans to private enterprises, accounting for more than 28% of its total loans as of January 2025 [2] - The bank has implemented various financial products, such as "industry loans" and "innovation credit loans," to assist enterprises in upgrading their operations and expanding production capacity [3][4] - Specific examples include the provision of 1 million yuan in credit loans to Dongli Intelligent Technology and 1.036 million yuan in mortgage loans for facility expansion [3][4] Group 2: Digital Transformation and Policy Support - Postal Savings Bank has been proactive in helping enterprises navigate digital transformation by offering tailored financial solutions and connecting them with government resources [3][7] - The bank's efforts have led to significant achievements, such as the successful application of special subsidies under national policies for enterprises like Dongli Intelligent [3][4] Group 3: Commitment to Small and Micro Enterprises - The bank has established a comprehensive financial service system to support small and micro enterprises, with over 63,000 visits to market entities and 410 billion yuan in credit granted to recommended small enterprises by mid-February 2025 [8][9] - The bank's initiatives include customized financial service plans for cross-border enterprises and the use of digital tools to enhance service efficiency [7][8] Group 4: Future Goals and Strategic Initiatives - Postal Savings Bank aims to provide no less than 10 trillion yuan in financing support to various private economic entities over the next five years [10] - The bank is focused on becoming a leader in rural revitalization, inclusive finance, and technology finance, emphasizing the importance of collaboration and strategic partnerships [10][11]

Core Insights - The article highlights the integration of financial services into the agricultural supply chain in Yunnan's Luliang County, showcasing how Luliang Rural Commercial Bank has injected 366 million yuan into the vegetable industry, connecting 104 cooperatives and 50 enterprises, and supporting 400,000 acres of vegetable planting [1] Group 1: Financial Services in Agriculture - Luliang Rural Commercial Bank has launched the "Colorful Cloud Vegetable Loan" to address the funding needs of vegetable growers, offering credit up to 500,000 yuan per borrower and reducing interest rates by 0.2% compared to standard loans [2] - The bank has established a "special service channel" allowing for loan processing in as little as 30 minutes, enabling quick access to funds for farmers [2] Group 2: Support for Processing Industry - The bank has provided 2.1 million yuan in working capital support to Luliang Canlin Agricultural Development Co., which has transformed from a small processing plant into a comprehensive agricultural enterprise [3] - Financial support from the bank has significantly increased the processing conversion rate of vegetables, turning raw produce into high-value products [3] Group 3: Consumer Experience Enhancement - The implementation of mobile payment systems in local markets has improved the shopping experience for consumers, eliminating the need for cash [4] - The bank's financial scene construction has facilitated the development of a digital ordering system for restaurants, enhancing customer service and operational efficiency [5] - In 2023, the bank's agricultural loan disbursement reached 2.529 billion yuan, with nearly 15% directed towards the entire vegetable supply chain, contributing to rural revitalization [5]

转自：推广 外贸是拉动经济增长的重要引擎。工行石家庄分行深入贯彻中央经济工作会议要求，扎实推进总省行决 策部署，充分发挥稳外资外贸金融服务主渠道作用，通过产品赋能、汇率避险、跨境普惠等多元化服 务，为外贸企业提供全周期、全链条金融支持，全力支持石家庄高水平对外开放。 产品赋能 稳拓海外市场 "便利化+"场景 助力稳健经营 作为"冀货"出海的金管家，工行石家庄分行创新"便利化+"政策集成模式，持续做好汇率风险中性理念 宣导，帮助提升汇率风险管理能力；推进贸易外汇收支便利化试点工作，提高跨境结算效率和资金周转 率，4月末，累计办理国际结算16.7亿美元、跨境人民币结算40.8亿元。 石家庄亚东聚氨酯有限公司是一家专门从事聚氨酯原料的贸易的出口型企业，在聚醚行业单厂产能、硬 泡聚醚细分子行业均处于国内领先水平。近年来，企业抢抓海内外两个市场发展机遇，与"一带一路"沿 线市场紧密合作，产品出口多个海外国家。为保障企业积极有效应对市场变化，该行多次上门从汇率风 险影响、市场分析、管理策略等方面，向企业宣讲汇率风险中性理念，帮助企业正确认识外汇衍生产品 套期保值本质。针对企业收款周期长的现状，该行为企业提供了人民币外汇掉 ...