"三适当原则"是活动当日的宣传重点，该原则是指消费者应在正规的金融机构，通过合适的渠道，购买风险等级与其自身风险承受能力相匹配的金融产品和 服务。对此，银行工作者的解释是"开什么样的车、有什么样的驾驶技术、面临什么样的路况，决定了我们选择什么样的车速"。 5月15日，广发银行北京分行消保工作人员来到北安河地区的中联旧机动车经营市场开展了一次金融教育活动。 针对二手车经销商的日常工作特点，银行工作者采取了特殊的宣传手法，在他们的宣讲中，存款保险被解释成为"安全气囊"，因为它"每辆车上面都要有， 平时不显眼，关键时刻却能救人一命"；在提到"金融消费者八大权益"时，银行工作者提出"买车时客户有权得知车辆的真实性能和特点，这辆车得上保险， 出了问题得保修保退，而作为金融消费者，咱们也有相应的权益"；致于各种电诈陷阱，广发银行则告诫大家"我们只有一个选择——猛踩刹车"。 本次活动是广发银行落实监管机关和公安机关落实"5.15全国投资者保护宣传日""5.15打击和防范经济犯罪宣传日"系列宣传活动的组成部分。 为了让大家清晰识别最新的电信诈骗形式，广发银行专门整理了近期发现的最新电诈案例，并将银行大厅内堵截电信诈骗的视频截 ...

Group 1 - The core event is the "Investment Education Protection: Guangdong Investment Strategy" micro-video competition, which was organized by the Guangdong Securities and Futures Industry Association, Southern Metropolis Daily, and Bay Finance Society, culminating in the announcement of winners just before the "5.15 National Investor Protection Publicity Day" [2][3] - The competition attracted 75 submissions from financial institutions in Guangdong (excluding Shenzhen), focusing on themes such as serving the real economy, investor protection, and social responsibility [2] - The awarded works addressed current financial market pain points, including AI scams, elderly investment traps, and the popularization of new financial products, utilizing innovative formats like short dramas and animations to make professional knowledge accessible to the public [2][3] Group 2 - A total of 19 works were awarded from the 75 entries, showcasing diverse themes, vibrant presentation styles, and profound educational content, effectively responding to the new "National Nine Articles" requirements for enhancing investor education [3] - The winning entries demonstrated a keen awareness of market pain points such as AI scams and the emotional needs of different age groups, employing innovative formats to engage audiences [3][4] Group 3 - The first prize-winning work, "Old Wu's Investment Journey: Companionship is the Best Prevention," highlights the emotional scams targeting elderly investors, emphasizing the importance of family companionship in fraud prevention [4] - The second prize-winning work, "AI Algorithm? Human Algorithm!" reveals the underlying logic of scams exploiting human greed through a hacker's perspective, combining technological insight with cautionary messages [5][6] - The third prize-winning works include "The Self-Narration of ST Stocks," which uses a personified approach to explain delisting rules and investment risks, and "315 Financial Anti-Fraud: Unveiling 'Fake' Securities Apps," which educates viewers on identifying fraudulent applications [8][9]

Core Points - The article discusses the life and legal troubles of Wu Ying, a wealthy entrepreneur, and her husband Zhou, highlighting their tumultuous relationship and legal battles following Wu's imprisonment for financial crimes [2][3][4]. Group 1: Background of Wu Ying - Wu Ying was the legal representative and chairwoman of Zhejiang Bense Holding Group, with assets reportedly reaching 3.8 billion yuan at her peak [2]. - She was sentenced to death in 2009 for fundraising fraud, which was later commuted to life imprisonment and then to a 25-year term [3]. - Wu Ying's case drew significant public attention due to her methods of financing and the implications for private entrepreneurs in China [3]. Group 2: Marital Issues and Legal Proceedings - Wu Ying and Zhou married in June 2002 and had no children; their marriage faced challenges following Wu's imprisonment [4][6]. - Both parties initiated divorce proceedings multiple times, but these were unsuccessful due to various reasons, including financial constraints [4][5]. - In 2021, Wu Ying filed for divorce while in prison, citing Zhou's cohabitation with another woman and requesting a division of their joint debt of 59.794 million yuan [5][6]. Group 3: Zhou's Legal Troubles - Zhou was convicted of bigamy in February 2023 and sentenced to ten months in prison, suspended for 18 months [5][6]. - Following Zhou's conviction, Wu Ying filed for divorce again in December 2023, later changing her request to seek compensation and resolution of housing issues after her release [6][7]. Group 4: Current Status and Implications - As of May 2024, Wu Ying's legal claims against Zhou included a request for 2 million yuan in compensation and a division of their joint assets [6][7]. - Zhou's death on May 14, 2025, effectively ended the ongoing legal disputes between them, as marriage ties are automatically terminated upon the death of one party [8].

图为用黄金充值进行"投资"（浦东警方供图，下同） 景女士通过社交软件结识一名网友，对方自称手握虚拟货币投资"内部渠道"，推荐了一种特殊投资方式：将购买的黄金线下交付给指定人员，折 算成现金充值到投资网站。在对方诱导下，景女士完成黄金交付与账户充值。很快，其投资账户显示盈利超50%，正当景女士准备提现时，"客 服"却要求"需缴纳收益20%的个人所得税"。察觉不对劲的景女士，果断向浦东公安分局六里派出所报警求助。 图为民警现场抓获犯罪嫌疑人 东方网记者蔡黄浩、通讯员刘顺豪5月15日报道：今天上午，记者从上海浦东警方获悉，今年3月下旬，市民景女士轻信陌生人的 "生财之 道"，"买黄金线下交付充值，充值账户炒虚拟货币稳赚不赔！"，在交付黄金后，却等来"账户冻结"的诈骗话术。 接警后，民警通过对聊天记录、账户信息等线索的梳理分析，决定"将计就计"实施抓捕。一方面，民警指导景女士继续与对方周旋，以配合缴税 为由约定新的线下交付时间地点；另一方面，六里派出所会同浦东公安分局刑侦支队、三林公安处，对交付地点进行严密布署。 目前，3名犯罪嫌疑人因涉嫌掩饰、隐瞒犯罪所得罪已被警方依法刑事拘留。浦东警方已全力开展追赃挽损，案件正进 ...

针对中学生群体，据北京金融监管局介绍，有不法分子利用中学生群体对偶像文化、二次元文化的热 爱，以"免费领取周边产品""解锁隐藏内容"为噱头，引诱中学生加入QQ群、微信群等特定社交群体， 并通过在群里营造"限时抢购低价物料"紧张情绪，骗取中学生支付所谓的"入场费"或"保证金"。不法分 子甚至还会诱导中学生点击不明链接或下载恶意软件，通过控制手机账户向不法分子账户转账，谋取不 正当利益。 针对大学生群体，不法分子则以"轻松赚钱""日结高薪"为幌子，吸引大学生参与刷单兼职。初期利用小 额返利骗取大学生信任，随后以大额返利任务诱骗大学生垫付大额资金，并借"任务未完成""系统故 障"等理由，拒绝退款、卷款跑路。个别大学生在筹集资金过程中，还存在向亲朋好友借款、向网贷平 台借贷等情形，导致负债累累、征信受损等不良后果。 针对留学生群体，现在发现的情况是，不法分子会假冒使领馆、公检法、金融监管等工作人员，谎称留 学生"涉嫌洗钱""签证异常"等，利用留学生孤身海外、心理脆弱的特点进行恐吓，要求其通过大额转账 等方式证明其清白，并要求阻断其与外界沟通，防止相关部门及时阻止或追回。同时，在留学生切断联 系过程中，不法分子还会趁机 ...

以下文章来源于深圳微时光 ，作者白粥 深圳微时光 . 寻找深圳的每一寸惊喜。 本文来自微信公众号： 深圳微时光 （ID：szdays） ，作者：白粥，原文标题：《陷入婚介骗局的深 圳单身男女：被PUA、诱贷40万，对婚姻彻底失望》，题图来自：深圳微时光 一年一度的520马上到了，在情人们浪漫庆祝的同时，深圳有这样一群人，还在偿还因"寻找结婚对 象"而欠下的贷款。 黄冰冰被婚介机构怂恿交了40万费用，却被婚托欺骗了感情，婚介机构拒绝承担责任，目前她还背 着30万的贷款，每月还贷8000元。 蒋雅琪因家人催促相亲结婚，"病急乱投医"在婚介机构花了20万，却一次次被婚介糊弄，最终和机 构妥协退费3.5万，却得签下"捂嘴协议"。 这些婚介隐藏在高端写字楼里，平时主要靠社交平台广撒网、发广告，来进行"揽客"。 销售和红娘润物细无声地"洗脑"，便能让急于脱单的心甘情愿地掏空家底，甚至在红娘的指导下，使 用各种途径贷款交费。 根据《2023华南区域-深圳Z世代消费者洞察报告》，深圳职场单身率高达64.5%，位居全国首位，每 10人中约有6~7人处于单身状态。 （Z世代覆盖1995～2010年出生群体） 所以，这笔"单身账" ...

Core Viewpoint - The article emphasizes the increasing targeting of students by fraudsters, highlighting various scams that exploit their lack of experience and awareness [2][6]. Group 1: Types of Scams - Scam One: Middle school students are lured by fraudsters using idol culture and anime themes, enticing them with offers like "free merchandise" and "unlocking hidden content," leading to payments for "entry fees" or "deposits" [3]. - Scam Two: University students are targeted with fake "easy money" job offers for order brushing, where initial small rebates build trust, followed by demands for larger upfront payments under false pretenses, resulting in significant financial losses [4]. - Scam Three: International students face cross-border scams where fraudsters impersonate officials, claiming issues like "money laundering" or "visa irregularities," pressuring students into large transfers while isolating them from outside help [5]. Group 2: Prevention Measures - The article advises students and parents to verify identities and transaction channels, avoid pre-payment, and purchase cultural products only from official platforms [6]. - It stresses the importance of protecting personal information, avoiding suspicious links, and regularly updating passwords [6]. - The article encourages open communication with family and authorities when encountering suspicious situations or threats [6].

在股票投资中，有种观点认为涨停的股票势头较好，第二天可能还会继续上涨。但涨停板往往卖单少， 实际操作中能在涨停板成功买入的概率很低。 因此看到不少人说买到了涨停板的股票，并且买入后还在继续拉涨停，马先生立刻来了兴趣，并找客服 进行了咨询。 来源：央视新闻客户端 如果有人说带你赚钱，而且稳赚不赔。但要求你把钱装进纸箱子、大壶、铁锅里，放在路边，让陌生人 取走或者邮寄给陌生人，你会相信并照做吗？ 可千万别相信！这是当前诈骗分子的新伎俩，他们不碰你的手机余额，也不转账户存款，而是用话术遥 控主动取出现金，再派同伙对接，堂而皇之将血汗钱卷走。今天就来揭开这场"线上诈骗，线下取钱"的 骗术真相。 专用App购涨停股轻松获利？骗术！ 这个手提袋的主人是北京市民马先生，今年4月底的一天，他用这个袋子提着刚刚从银行取出来的22万 元现金，赶往位于北京市海淀区的一处马路边，打算把钱交给几个没有见过面的陌生人，这到底是怎么 回事呢？ 马先生：有一天在刷视频的时候，刷到网友留言说，有一个公众号炒股挺厉害，我加上公众号后就被拉 到群里，群成员很多在晒收益，表示通过炒某一个股赚了钱，每天都有人晒这个。他们分享的那些股是 买不了，因为每 ...

Group 1 - The core idea of the article is to enhance employees' awareness and ability to prevent telecom network fraud through a themed anti-fraud lecture organized by the Industrial Bank Wuhan Branch [1] - The event featured real-life case videos illustrating various types of telecom fraud, such as familiar person scams, online shopping refund scams, and investment fraud, highlighting the dangers that can lurk in everyday life [2] - Employees were educated on practical techniques to identify and prevent common telecom fraud, including recognizing false information in calls and messages, protecting personal information, and safeguarding verification codes [3] Group 2 - An interactive Q&A session was included to reinforce anti-fraud knowledge, where employees actively participated and received rewards, creating an engaging learning environment [4] - At the end of the event, employees were given a well-crafted anti-fraud handbook containing essential information on common fraud types, prevention tips, and reporting methods, which was appreciated by the company leadership [5] - The event successfully reached over 2,000 employees across the company's national stores, significantly enhancing the overall anti-fraud "immunity" of the organization and contributing to a safer business environment [5]

无独有偶，今年初在该行武清碧溪园分理处，该行柜员通过"三问二查一核对"柜面反诈工作法，成功识 破了一起以"彩礼到账"为名的取现交易，拦截涉诈资金10万元。目前这套工作法现已在全行推广，成为 柜员反诈的"标准动作"。 在事中拦截方面，2024年4月，该行系统监测到某账户在2分钟内密集接收74.53万元资金并试图通过 POS转出，立即启动自动拦截程序，银行的处置速度比受害人报警还快了1小时。"资金异动、秒级响 应"得益于该行自主研发的"POS类涉诈实时监测模型"，仅一个月内，系统就成功拦截涉诈资金330余万 元。 天津农商银行加强银警协作，与公安机关建立了"线索共享-快速响应-联合打击"的高效协作机制。通过 设立反诈专线、开展联合演练等方式，确保一旦发现可疑情况，能在最短时间内形成处置合力。同时， 组建专业金融宣讲团，开展进社区、进校园、进企业等"五进"活动，通过案例讲解、情景模拟等生动形 式，服务覆盖群众超10万人次，真正构建起"前台拦截+后台筛查+警银联动+全民宣教"的四维立体防 线。 在事后追踪方面，该行建立了包含180余个风险指标的监测体系，将可疑交易预警周期从5天缩短至实 时。通过持续优化20余个涉诈监 ...