Creation

Search documents
X @Forbes
Forbes· 2025-07-06 02:11
"I think the most important thing is consistency, and to not let yourself be discouraged for too long."Alexa Rivera, a content creator on the #ForbesTopCreators list, spoke about her favorite collaborations and being consistent about putting out content. https://t.co/10bmA7sJLj https://t.co/CqLT08guqK ...
X @Forbes
Forbes· 2025-07-05 19:57
"If you want to go viral, you’re testing a format on the whole world."Devon Rodriguez, a social media content creator on the #ForbesTopCreators list, shared with Forbes his journey as an artist and advice on going viral.Get the full list: https://t.co/QdpaO5Foso https://t.co/GpykOjikrJ ...
Synovus Financial (SNV) 2024 Earnings Call Presentation
2025-07-04 14:23
Synovus' Transformation and Growth - Synovus has undergone a multi-year transformation, enhancing its ability to succeed [6] - The company is capitalizing on growth tailwinds with stronger loan growth, balanced core deposit growth, and continued healthy non-interest revenue growth [11, 21] - Synovus is focused on long-term shareholder value creation [14] Financial Performance and Guidance - The Common Equity Tier 1 Ratio decreased by 440 bps from 3Q22 [13] - Allowance For Credit Losses increased by 112 bps from 3Q22 [13] - Wholesale Funding/Assets increased by 11 bps from 3Q22 [13] - The company projects 3%-6% loan growth and 3%-6% core deposit growth for 2025 [35] - Synovus anticipates 3%-7% adjusted revenue growth and 3%-7% adjusted non-interest expense growth in 2025 [35] Strategic Initiatives - Synovus is targeting a 20-30% expansion of relationship managers over the next 3 years [26] - Strategic growth segments include Middle Market, Specialty Lending, and CIB [22]
X @Forbes
Forbes· 2025-07-04 02:11
"I think the most important thing is consistency, and to not let yourself be discouraged for too long."Alexa Rivera, a content creator on the #ForbesTopCreators list, spoke about her favorite collaborations and being consistent about putting out content. https://t.co/10bmA7sJLj https://t.co/8yIE3n4NVP ...
X @The Economist
The Economist· 2025-07-03 23:30
The internet has been filled with smut for as long as it has existed. But OnlyFans has transformed how it is made, shared and consumed https://t.co/5LtduinKEp ...
X @The Wall Street Journal
The Wall Street Journal· 2025-07-03 22:46
New York’s Adirondack Park has long drawn travelers into the outdoors. Yet the cozy, convenient hut-to-hut system other countries favor hasn’t taken off there—until now. https://t.co/ztQYkNzEzg ...
W. R. Berkley (WRB) Earnings Call Presentation
2025-07-03 12:23
Company Strategy & Competitive Advantages - The company aims for a long-term Return on Equity (ROE) target of 15%[8] - The company operates where specialized knowledge provides a competitive edge[8, 11] - A decentralized structure enables quick responses to changing market conditions[11] - The company focuses on long-term risk-adjusted returns and shareholder value creation[7, 8] Financial Performance & Capital Management - In 2024, Insurance net premiums written were $10.5 billion, and Reinsurance & Monoline Excess net premiums written were $1.4 billion[20] - As of December 31, 2024, total debt was $2.841 billion, and common equity was $8.395 billion, resulting in a debt-to-capital ratio of 25.3%[42] - The company has returned $7.5 billion to shareholders through dividends and share repurchases since 2006, representing 55% of net income[49] - The company actively manages capital, including the issuance of subordinated debt in 2023 ($185 million at 5.700%), 2024 ($300 million at 5.100%), and planned issuances in 2025 ($250 million at 4.250%) and 2026 ($300 million at 4.125%)[46] Investment Portfolio - As of December 31, 2024, fixed maturity securities constituted 75.1% of the investment portfolio, totaling $22.397 billion[38] - Cash and cash equivalents represented 6.4% of the portfolio, amounting to $1.891 billion[38] - "Alternative" investments accounted for 18.5% of the portfolio, totaling $5.491 billion[38]
Veris Residential (VRE) Earnings Call Presentation
2025-07-03 07:51
Corporate Presentation NOVEMBER 18, 2024 FORWARD-LOOKING STATEMENTS This Operating and Financial Data should be read in connection with our Quarterly Report on Form 10-Q for the quarter ended September 30, 2024. Statements made in this presentation may be forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934, as amended. Such for- ward-looking statements are intended to be covered by the safe harbor provisions for forward-looking statements contained in Section ...
X @Easy
Easy· 2025-07-03 01:06
185/365Some nice wins in the trenches today catching a few nice runners, also made a good bag back after losses yesterday on perps. Caught the move up after breakoutLady’s birthday today so we got a wonderful lunch, spent some awesome time together and now going to see the new Jurassic park per her request. Very nice day with her and she seems to have really enjoyed it. It’s the little thingsWork wise still looking forward to the launch of something fun next week. And other than that really firing with part ...