创新与突破正在悄然进行。 21世纪经济报道记者获悉，国家医保局近日印发《2025年基本医保目录及商保创新药目录调整申报操作 指南》（下称"《指南》"），首次将商业健康保险创新药目录纳入调整方案。 值得注意的是，从丙类目录到商保创新药目录，业内认为，目录从设计逻辑到行业定位均经历了重大调 整：商业保险公司退出价格谈判环节，目录性质转向"推荐清单"，医保部门将主导药品准入与价格保密 协商。 创新药企"填志愿" 《指南》显示，登录经办人账号后进入 "2025 年基本医保目录及商保创新药目录调整" 页面，在此页面 点击"2025 年国家基本医疗保险、生育保险和工伤保险药品目录及商业健康保险创新药品目录调整"按 钮可进行申报。药品以往纳入惠民保和其他补充商业健康保险相关也需要填写。 换句话说，今年药企在申报国家谈判及竞价药品信息时会有两条通道，类似"高考填志愿"可以选择申报 医保目录或是商保目录。 值得一提的是，这是首次将商业健康保险创新药品目录纳入调整方案，标志着商业健康保险在多层次医 疗保障体系中将发挥更重要的作用，此次调整也是商保创新药市场准入的重要一步。 对于是否会积极参与商保创新药目录的申请，一位药企相关负责 ...

【环球网保险报道 记者 冯超男】随着以按病组（DRG）和按病种分值（DIP）付费为主的医保支付方式改革持续 推进，对于商业医疗险而言，这既是机遇也是挑战。 "作为消费者，我对于医疗险诉求，应降低免赔门槛，小额医疗支出也可获得理赔。更关键的是，将保障范围拓展 至医院之外的用药及相关医疗服务上，这点对家里长辈额外重要。"北京工作的张华（化名）向环球网记者称。 新需求涌现，百万医疗险原有保障短板凸显 近年来，国家医保局持续深化医保支付方式改革，将过去"按项目付费"为主改革为按病组（DRG）和病种分值 （DIP）付费为主。如此一来，实现从"为治疗过程买单"朝着"为治疗结果付费"的转变。两种支付方式之下，不论 治疗过程使用了多少药品、耗材，都会有提前设定的付费标准。 自DRG/DIP医保支付改革试点以来，医疗领域呈现一系列新变化，如门诊治疗费用占比上升、院外购药需求增多 等。然而，这些使得传统百万医疗险保障范围与患者理赔需求之间出现了盲点。 "当初选择这款百万医疗险时，奔着可以保证续保20年。"张华向环球网记者表示，她如今连续五年购买了某保险 公司的百万医疗险产品。在了解到DRG/DIP改革相关情况后，她向保险公司进行 ...

New reporting this afternoon from the Washington Post saying the US intercepted conversations between senior Iranian officials, saying the recent strikes on their nuclear facilities were less devastating than they expected. It comes as the head of the UN nuclear watchdog said while the strikes had caused some damage, Iran could produce enriched uranium in a matter of months. Joining me now is Jonathan Panekov, former deputy national intelligence officer and Ray Take, former senior adviser on Iran for the St ...

New and conflicting assessments today on the state of Iran's nuclear program. President Trump doubling down on his claim Iran did not move enriched uranium from its nuclear sites ahead of the US strikes, contradicting a preliminary US intelligence report. Meanwhile, the head of the UN nuclear watchdog today raising doubts about how effective those strikes were in destroying Iran's nuclear capabilities.I saw reports that there were 400 kg 800 lb that they that they moved, but I wonder if it's traceable. I me ...

It takes weeks of haggling by ministers and their diplomatic underlings to craft the European Union’s “conclusions”. Autocrats from China, Russia, Turkey and beyond are too often able to run rings around them https://t.co/PkoDHwbEXE ...

Shares of Pool Corp. (POOL -1.26%) have been treading water, down about 12% year to date and near their lowest level since 2022.The pool supplies giant is attempting to swim against the current of a challenging economic environment, as shifting consumer spending trends pressure sales and earnings. Nevertheless, the recent sell-off in the stock could represent a great opportunity for investors to jump in and pick up the sunken pieces of this high-quality industry leader at a discount.Here are three reasons P ...

Iran denied that nuclear talks with the US are scheduled to resume, diminishing prospects for diplomacy after President Donald Trump suggested a deal could come as early as next week https://t.co/Tp73nHnUPH ...

And how concerned are you about uh the stability of our foreign policy makers to deal with the thing that they've started to unleash in the Middle East uh by going after Iran uh and and sort of carrying the water, if you will, for Benjamin Netanyahu's uh designs against Iran. Well, Michael, I'm very concerned. Um, and obviously I can't get into the details of the briefing, but I agree with all the comments uh that you played from my colleagues.Uh, and it's pretty clear that at this point President Trump is ...

Market Performance - As of June 26, the DRG/DIP concept index rose by 1.97%, ranking fifth among concept sectors, with 16 stocks increasing in value [1] - Notable gainers included Kechuang Information, which hit a 20% limit up, and Huayu Software, Guoxin Health, and Digital Certification, which rose by 4.75%, 3.69%, and 3.50% respectively [1] - The sectors with the highest and lowest daily performance included the Military Equipment Restructuring concept at +8.73% and the Photolithography Machine concept at -1.48% [1] Capital Flow - The DRG/DIP concept sector saw a net inflow of 412 million yuan, with 14 stocks receiving net inflows, and 5 stocks attracting over 30 million yuan each [1] - Kechuang Information led the net inflow with 205 million yuan, followed by Guoxin Health, Huayu Software, and Digital Certification with net inflows of 69.67 million yuan, 64.82 million yuan, and 47.87 million yuan respectively [1] - The top three stocks by net inflow ratio were Kechuang Information at 20.10%, Guoxin Health at 13.05%, and Huayu Software at 11.15% [2]

Core Viewpoint - FedEx reported strong fiscal Q4 results but saw its stock decline by 3%, impacting UPS shares as well [1][2] FedEx Q4 Results - FedEx's Q4 earnings increased by 12% to $6.07 per share, exceeding EPS estimates of $5.93 [3] - Q4 sales reached $22.22 billion, surpassing estimates of $21.73 billion and slightly up from $22.1 billion in the same quarter last year [3] - FedEx has missed the Zacks EPS Consensus in two of the last four quarters, with an average EPS surprise of -5.53% [4] UPS Q2 Expectations - UPS's Q2 sales are projected to decline by 4% to $20.84 billion compared to $21.82 billion a year ago [5] - Expected Q2 EPS for UPS is forecasted to fall by 12% to $1.57 from $1.79 in the prior year quarter [5] - UPS has exceeded earnings expectations in three of its last four quarterly reports, with an average EPS surprise of 2.42% [6] Performance & Valuation Comparison - Both FedEx and UPS stocks are down 20% this year, but FedEx has a total return of +86% over the last five years, outperforming UPS's +11% [7] - FedEx and UPS have lower P/E valuations at 11.7X and 14.2X forward earnings, respectively, compared to the S&P 500's 23.5X [8] Dividend Comparison - UPS currently offers a higher annual dividend yield of 6.52%, compared to FedEx's 2.41% and the S&P 500's average of 1.22% [10] Bottom Line - FedEx and UPS are considered appealing buy-the-dip targets in terms of value, with FedEx potentially being the better long-term pick despite UPS's attractive dividend [11]