Core Insights - Financial Serenity focuses on the asset management sector, providing in-depth analysis of market dynamics [1] - The initiative is managed by Tommaso Scarpellini, who has extensive experience in financial research and analytics [1] - The goal is to deliver data-driven perspectives to assist investors in making informed decisions in a changing market [1] Industry Overview - The asset management market is characterized by evolving dynamics that require rigorous data analysis [1] - Insights are combined with actionable opinions and ratings on ETFs and other trending instruments within the sector [1]

Core Insights - The individual has extensive experience in risk management and financial analysis, with a strong educational background in applied risk management and relevant certifications [1] - The focus areas include risk management, financial analysis, data science, and the influence of economic factors on financial markets [1] - The motivation for writing is to provide actionable insights for investors by translating complex financial data into understandable analysis [1] Group 1 - The individual holds an MSc in Applied Risk Management from the University of Athens and has completed the ACA Certificate Level [1] - The professional background includes roles in assurance, financial analysis, and trade operations at leading firms such as EY, PwC, Alpha Bank, and the National Bank of Greece [1] - The approach to investing emphasizes data-driven analysis and long-term value creation [1] Group 2 - The individual aims to write on topics related to risk assessment, financial modeling, and stock analysis [1] - There is a commitment to providing informed analysis on market trends, risk management practices, and investment strategies [1]

Core Insights - The individual has extensive experience in risk management and financial analysis, with a strong educational background in applied risk management and relevant certifications [1] - The focus areas include risk management, financial analysis, data science, and the influence of economic factors on financial markets [1] - The motivation for writing is to provide actionable insights for investors by translating complex financial data into understandable analysis [1] Group 1: Professional Background - The individual has worked in various roles across leading firms such as EY, PwC, Alpha Bank, and the National Bank of Greece [1] - Expertise includes financial analysis, risk management, and data analysis using tools like SQL, Python, and machine learning [1] Group 2: Areas of Interest - Primary interests are in risk assessment, financial modeling, and stock analysis [1] - A data-driven approach to investing is emphasized, focusing on long-term value creation [1] Group 3: Writing Goals - The aim is to provide informed analysis on market trends, risk management practices, and investment strategies [1] - The goal is to support informed decision-making for investors [1]

Core Insights - The individual has extensive experience in risk management and financial analysis, with a strong educational background including an MSc in Applied Risk Management [1] - The focus areas include risk management, financial analysis, data science, and the influence of economic factors on financial markets [1] - The motivation for writing is to provide actionable insights for investors by translating complex financial data [1] Group 1 - The individual has worked in various roles across leading firms such as EY, PwC, Alpha Bank, and the National Bank of Greece [1] - Expertise includes data analysis using SQL, Python, and machine learning tools [1] - The aim is to write on topics related to risk assessment, financial modeling, and stock analysis [1] Group 2 - The approach to investing emphasizes data-driven analysis and long-term value creation [1] - The individual seeks to support informed decision-making through analysis of market trends and risk management practices [1]

Core Insights - The article provides a comprehensive analysis of Amazon.com in comparison to its competitors in the Broadline Retail industry, focusing on financial metrics, market position, and growth prospects [1] Company Overview - Amazon is the leading online retailer, with retail-related revenue accounting for approximately 75% of total revenue, followed by Amazon Web Services (15%), advertising services (5% to 10%), and other segments [2] Financial Metrics Comparison - Amazon's Price to Earnings (P/E) ratio is 33.87, which is 0.76x lower than the industry average, indicating potential undervaluation [5] - The Price to Book (P/B) ratio of 7.1 exceeds the industry average by 1.05x, suggesting the stock may be trading at a premium relative to its book value [5] - Amazon's Price to Sales (P/S) ratio of 3.57 is 1.55x the industry average, indicating it might be considered overvalued based on sales performance [5] - The Return on Equity (ROE) stands at 5.68%, which is 0.18% above the industry average, reflecting efficient use of equity to generate profits [5] - Amazon's EBITDA is $36.6 billion, which is 5.91x above the industry average, demonstrating stronger profitability and cash flow generation [5] - The gross profit of $86.89 billion indicates a performance that is 5.23x above the industry average, showcasing higher earnings from core operations [5] - Revenue growth of 13.33% exceeds the industry average of 10.76%, indicating strong sales performance [5] Debt-to-Equity Ratio - Amazon's debt-to-equity (D/E) ratio is 0.4, indicating a favorable balance between debt and equity compared to its top 4 peers, which is perceived positively by investors [10]

Group 1 - Financial Serenity focuses on the asset management sector, providing in-depth analysis of market dynamics [1] - The initiative is managed by Tommaso Scarpellini, a seasoned financial researcher with experience in banking and financial analytics [1] - The goal is to deliver data-driven perspectives to assist investors in making informed decisions in a changing market [1] Group 2 - The content is intended for informational purposes and does not constitute financial advice or investment recommendations [3] - There is no guarantee regarding the accuracy of the data presented, and users are encouraged to conduct their own research [3]

Core Insights - The article emphasizes the importance of risk management and financial analysis in investment decision-making, highlighting the author's expertise in these areas [1]. Group 1: Expertise and Background - The author has a strong background in finance and risk analysis, holding an MSc in Applied Risk Management from the University of Athens and the ACA Certificate Level [1]. - The author has worked in various roles across leading firms such as EY, PwC, Alpha Bank, and the National Bank of Greece, showcasing a diverse experience in assurance, financial analysis, and trade operations [1]. - The primary areas of interest include risk management, financial analysis, data science, and the impact of economic factors on financial markets [1]. Group 2: Goals and Motivations - The author aims to write on topics related to risk assessment, financial modeling, and stock analysis, focusing on translating complex financial data into actionable insights for investors [1]. - The motivation for writing on Seeking Alpha is driven by a passion for providing informed analysis on market trends, risk management practices, and investment strategies to support informed decision-making [1].

Core Viewpoint - Carnival Corporation & plc is preparing to release its quarterly earnings on September 29, 2025, with analysts estimating an EPS of $1.31 and projected revenue of approximately $8.09 billion [1][6] Financial Performance - Carnival's stock has surged about 216% over the past three years but remains 57% below its all-time highs from 2018, primarily due to managing a substantial debt of $27 billion [2][6] - The company has a price-to-earnings (P/E) ratio of approximately 15.96 and a price-to-sales ratio of about 1.53, indicating the market's valuation of its sales [3][6] - The enterprise value to sales ratio stands at around 2.55, while the enterprise value to operating cash flow ratio is approximately 12.21, reflecting cash flow efficiency [3] Financial Ratios - Carnival's debt-to-equity ratio is approximately 2.86, highlighting its financial leverage, and a current ratio of around 0.34 indicates its ability to cover short-term liabilities [4] - The company's earnings yield is about 6.27%, providing insight into the return on investment [4] Market Outlook - The upcoming earnings report is crucial, as a positive surprise could boost the stock price, while a shortfall might lead to a decline [4] - Management's discussion during the earnings call will be vital for assessing the sustainability of price changes and future earnings projections [5] - Declining interest rates may alleviate some concerns regarding high debt levels, but the key question remains whether demand for Carnival's services will persist long enough to reduce its debt [5]

Core Insights - Jim Wyckoff has over 25 years of experience in stock, financial, and commodity markets, including roles as a financial journalist and market analyst [1][2] - He has covered all futures markets traded in the U.S. and has worked with various financial news and advisory services [1][2] Company and Industry Summary - Jim Wyckoff operates the "Jim Wyckoff on the Markets" analytical, educational, and trading advisory service, providing insights into market trends [2] - He has held positions as a technical analyst for Dow Jones Newswires and as a senior market analyst with TraderPlanet.com, showcasing his expertise in market analysis [2] - Wyckoff is also a consultant for the "Pro Farmer" agricultural advisory service, indicating his involvement in agricultural market analysis [2] - He provides daily market roundups and technical specials on Kitco.com, making his insights accessible to a broader audience [3]

Core Insights - Financial Serenity focuses on the asset management sector, providing in-depth analysis of market dynamics [1] - The initiative combines data analysis with actionable opinions and ratings on ETFs and trending instruments [1] - The mission is to deliver data-driven perspectives to assist investors in making informed decisions [1] Company and Industry Summary - The column is managed by Tommaso Scarpellini, a seasoned financial researcher with experience in banking and analytics [1] - The content aims to help investors navigate the evolving asset management market through rigorous data analysis [1]