#日本日本的运动相关费用低到什么程度。最近膝盖开始做康复，每周去训练 5 次，2 次训练+按摩，2 次骨盤矫正+按摩，1 次专项拉伸训练。都是 1v1 私教，一个月 20 节课，加上会员场地费啥的，每个月 5 万日元不到（2500 CNY），平均每节课 125 元。 ...

Prescription Drug Costs & Affordability - US prescription drug prices average three times more than in other countries, driving the search for solutions [1] - Specialty medications can cost tens or even hundreds of thousands of dollars per year [1] - Patients and employers are desperate for solutions to afford prescription drugs [3] Illegal Drug Importation - A cottage industry is booming by selling overseas drugs at a fraction of the cost [2] - Importing drugs available and sold in the US is illegal according to the FDA [3] - Illegal drug importation puts American lives at risk [2] Safety & Regulation - The most expensive medicine is one that isn't safe, effective, or high quality, and doesn't meet FDA standards [3]

Healthcare Costs & Billing - A routine physical resulted in a $60 copay for the patient [1] - The insurance company was billed $48,000 for the same routine physical [1] - The significant disparity between the copay and the billed amount raises concerns about healthcare pricing transparency [1] Industry Concerns - The healthcare industry's billing practices are questioned as potentially being a large-scale scam [1] - The lack of scrutiny over inflated medical bills is a major societal issue [1]

Core Insights - The primary concern for retirees is healthcare costs, which are increasingly seen as a significant threat to retirement savings [3][4][5] - A substantial number of individuals have not adequately planned for these expenses, leading to potential financial difficulties [6] Group 1: Healthcare Costs Impacting Retirement - Healthcare expenses are identified as a leading factor that can derail retirement plans, with 63% of individuals aged 60-70 citing it as their biggest concern [3] - Medical debt is the primary cause of bankruptcy, with approximately 67% of bankruptcies linked to medical issues and bills [4] - The average 65-year-old retiring in 2025 is projected to spend $172,500 on healthcare throughout retirement, reflecting a 4% increase from the previous year [5] Group 2: Lack of Preparation - One in five Americans have not considered healthcare needs in their retirement planning, which could lead to significant financial strain [6] Group 3: Strategies for Managing Healthcare Costs - Experts recommend opening and investing in a Health Savings Account (HSA) to prepare for healthcare expenses, highlighting its triple tax advantages [7]

Government Shutdown & SNAP Benefits - Potential SNAP benefit suspension is being challenged by 25 states due to the reliance of constituents on these benefits [1] - The debate centers around keeping healthcare costs low and continuing food benefits versus Republican tax breaks for billionaires [5][8] - Democrats urge Republicans to negotiate to prevent healthcare premiums from skyrocketing and to continue food benefits [8][9][10] Healthcare Costs - Concerns are raised about healthcare premiums potentially doubling across the country [10] - Democrats advocate for subsidies to maintain current healthcare costs and potentially lower them [15] Political Standoff & Congressional Representation - A Democratic congress member asserts that Republicans have been on vacation and unwilling to negotiate [3][9] - The delay in seating Adal Graalva, a duly elected member of Congress from Arizona, is criticized, leaving over 800,000 people without representation [17][18][19] - The delay in seating Graalva is attributed to fears related to the Epstein files and potential implications for Donald Trump [19] Glain Maxwell Case - Concerns are expressed regarding Glain Maxwell's transfer to a lower security prison and access to Donald Trump's former lawyer [23] - An investigation has been launched into Maxwell's transfer, seeking transparency and answers from the Federal Bureau of Prisons [24] - There is a demand for Glain Maxwell to answer questions before the oversight committee [25]

Core Insights - The baby boomer generation, born between 1946 and 1964, is reaching retirement age and many are financially prepared for a comfortable retirement if they made prudent financial decisions during their careers [1] Group 1: Essential Purchases for Boomers - Comprehensive health insurance is crucial for boomers as basic Medicare may not cover all healthcare costs, and having robust health insurance can prevent large medical bills [3][5] - Long-term care insurance is recommended since 70% of individuals over 65 will require some form of long-term care, which can be financially burdensome without insurance [4] - Annuities are suggested to help mitigate the risk of outliving savings, providing a steady income stream during retirement [6]

All right, we got two key data points out today that affect your finances. Inflation hit 3% annual rate in September, and based on CPI data, Social Security benefits will increase 2.8% next year for more than 71 million Americans. But a lot of people have not factored in inflation or government benefits into their retirement planning.Sharon Eper joins us now with some exclusive reporting on these survey reports. Uh that the results that show not only it's an issue in the US, but it's an issue for investors ...

Core Insights - Longevity can significantly impact retirement savings, particularly due to healthcare costs that may arise as retirees live longer [2][4] - Many retirees may not adequately prepare for the financial implications of healthcare, which can lead to running out of savings [2][4] Group 1: Healthcare Costs in Retirement - As retirees live longer, they require more funds to maintain a high quality of life, including healthcare and long-term care [4] - Healthcare costs can vary widely based on individual conditions and care needs, making it essential for retirees to plan accordingly [5] - The traditional investment strategy of a 60% stock and 40% bond portfolio may not be sufficient for modern retirement realities, as it does not account for the longevity and associated costs of care [6] Group 2: Investment Strategies - Investors often make the mistake of becoming too conservative with their investment allocations as they approach retirement [5] - Maintaining a more equity-weighted portfolio throughout retirement is recommended, as equities historically provide higher returns than a traditional 60/40 portfolio [7]

Government Shutdown Impact - Shutdowns are unpopular and reflect negatively on both parties, but blame is determined by the issue at stake [1] - Only 28% of Americans are very concerned about being personally impacted by the shutdown, but 60% are very concerned about 4 million people potentially losing health insurance [1] - Voters disapprove of Republicans' handling of the shutdown more than Democrats' [2] Healthcare as a Defining Issue - Democrats have a 15-point advantage over Republicans on healthcare [6] - Healthcare is a defining issue of the Trump administration and Congress [6] - Voters elected Donald Trump because he promised to address prices, but 75% of voters feel he isn't doing enough to lower costs [5] Democratic Strategy and Opportunity - Democrats are defining themselves by opposing healthcare cuts [2] - Democrats are gaining ground as the party that is looking out for lower costs and healthcare [5] - The Democratic brand suffered in the 2024 election because people didn't know what they stood for, but this shutdown could be an opportunity to overcome that [3]

Americans each spend an average of $13,400 a year on their health, $6,000 more than in other rich countries. These graphs show who is making all the money https://t.co/I5uyr8nV9C https://t.co/QyZ7qIqENk ...