Retirement Savings - The average 401(k) balance for individuals in their 60s reached $568,040 as of June 2025 [1] - The median 401(k) balance for individuals in their 60s was significantly lower, at $188,792 as of June 2025 [1] Financial Planning - The report suggests strategies for individuals in their 60s to improve their retirement savings if they are below their desired level [1]

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Market Trends - Stock market volatility is driving savers to seek safer investment options [1] - Multiple avenues exist for earning returns of 4% or more [1] Investment Opportunities - Savings accounts offer opportunities for higher returns [1] - Certificates of Deposit (CDs) provide avenues for earning over 4% [1] - Treasury accounts present opportunities for increased earnings [1] - Brokerage accounts are viable options for achieving 4%+ returns [1]

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