Core Insights - The China Disaster Prevention Association has launched a specialized training program for "house inspectors" and established a standard evaluation system for inspection agencies, responding to policy calls and aiming to supply standardized technical talent to the industry [1][2] - The training program includes a standardized curriculum covering the entire house inspection process, integrating AI technology and digital twin applications, addressing the growing demand for house inspections as urbanization rates exceed 70% in China [1][2] Market Demand and Opportunities - The demand for house inspections is expected to experience explosive growth, with the market size projected to exceed 100 billion yuan in the next five years, covering various sectors such as property inspection, property management, renovation, and engineering testing [1] - The training program targets 12 categories of professionals, enhancing their capabilities in material assessment, structural diagnosis, and equipment evaluation, with a projected shortage of over 500,000 house inspector positions in the next five years, indicating a broad career development outlook [2] Industry Impact - The training initiative not only fills the talent gap in the industry but also promotes a "detection-diagnosis-governance" closed loop for house health management, closely linked to urban renewal efforts [2] - The concept of "inspection first, then renewal; no inspection, no renewal" has become a key consensus in the urban renewal sector, with professional inspections providing critical insights for subsequent renovation and remediation efforts [2]

Core Viewpoint - Qilu Bank, as the first local joint-stock commercial bank in Shandong Province, focuses on serving urban and rural residents, small and medium-sized enterprises, and local economic development through various financial services, including technology finance, green finance, inclusive finance, pension finance, and digital finance [1] Group 1: Technology Finance - Qilu Bank has developed a dual-direction mechanism between technology and finance, launching products like "KeChuang YiDai" to serve 61% of "specialized, refined, unique, and innovative" enterprises in Jinan [2] - The bank has established 2 technology branches, 3 specialty branches, and 10 technology finance centers to enhance the quality and efficiency of technology finance [2] - In 2024, the loan balance for technology enterprises reached 34.7 billion yuan, a 47% increase from the beginning of the year, continuing to grow to 38.8 billion yuan in Q1 2025 [3] Group 2: Green Finance - Qilu Bank prioritizes green finance in its annual credit policy, creating a product matrix that includes carbon assets and sustainable development-linked loans [4] - The bank's green loan balance reached 35.1 billion yuan in 2024, increasing by 10.9 billion yuan, and continued to grow to 42.2 billion yuan in Q1 2025 [5] Group 3: Inclusive Finance - Qilu Bank has launched the "Bearing Village Loan" to support the bearing industry in Linqing City, addressing funding gaps for over 5,400 related enterprises [6][7] - The bank has implemented a county financial development strategy, introducing over 80 specialized products, with inclusive loans accounting for over 20% of its total loans [7] Group 4: Pension Finance - The bank has developed a wealth management brand for pension finance, offering various products and achieving nearly 1 billion yuan in sales for its pension-related financial products [8] - Qilu Bank is actively involved in building a smart elderly care service system, integrating multiple resources to create a new model for elderly services [8] Group 5: Digital Finance - Qilu Bank is focusing on digital transformation by establishing a digital banking department and implementing various projects to enhance data processing efficiency and flexibility [9] - The bank is developing AI applications for various financial services, including intelligent contract review and customer analysis, to improve service delivery [9]

7月18日，北京银行党委书记、董事长霍学文出席第三届链博会数字科技主题活动时表示，北京银行将进一步打造"人工智能驱动的商业银行"，以数字金融 服务助力数字经济高质量发展。 霍学文表示，近年来北京银行数字化转型取得明显成效，实现了"三个一"和"三个统一"，前者是指一个银行、一体数据、一体平台，后者是说统一数据底 座、统一金融操作系统、统一风控平台。下一步，北京银行将要打造数字银行"新范式"。 霍学文介绍，北京银行已经进入全面数字化经营阶段，践行"All in AI"理念，将人工智能深度融入金融服务的全链条、全场景，构建AI驱动的"产业大脑"。 4月15日，霍学文在北京银行2024年年度业绩发布会上提出，推动AI与"123456"战略布局深度融合，深度贯通"大风控—大资管—大协同"三大战役，让人工 智能成为北京银行的核心竞争力。 科技金融"生态服务链"方面，北京银行把科技金融作为第一战略，把专精特新作为一号工程。建立起"1+18+N"科技金融专营服务架构，打造全生命周期产 品矩阵，以接力式、陪伴式服务，贯通企业科技创新价值链条，护航企业一路成长壮大。 数字银行要助力数字经济高质量发展。霍学文还称，北京银行聚焦国家 ...

道琼斯指数7月18日（周五）开盘上涨54.46点，涨幅0.12%，报44538.95点； 标普500指数7月18日（周五）开盘上涨9.90点，涨幅0.16%，报6307.38点； 纳斯达克综合指数7月18日（周五）开盘上涨84.12点，涨幅0.40%，报20969.77点。 ...

道琼斯工业平均指数高开87.19点，涨幅0.20%，报44571.68点； 纳斯达克综合指数高开73.92点，涨幅0.35%，报20959.57点。 标普500指数高开15.59点，涨幅0.25%，报6312.95点； ...

今天分享的是：区块链基础设施研究报告（2024年） 报告共计：58页 在"2024中国信通院ICT深度观察报告会"工业互联网标识创新发展分论坛上，中国信通院工业互联网与物联网研究所工程师施 建锋解读了区块链基础设施相关情况。全球区块链基础设施建设逐步成型，以太坊活跃节点数超6000个，欧洲区块链基础设 施EBSI有39个活跃节点；跨链互操作技术成熟，全球已存在121个跨链桥，支持超188条区块链跨链；绿色区块链技术兴起， 为可持续发展助力。我国政策鼓励区块链基础设施建设，如"星火·链网"布局超70个节点，但我国区块链系统技术路线多元且 碎片化建设严重，跨链互联互通需求迫切，同时项目增长放缓，市场活力待激发。区块链基础设施作用显著，是数字经济变 革的创新引擎、实现数据价值的重要支撑及下一代互联网的可信基础。在技术革新方面，性能上自适应扩展等技术发展，安 全防护技术保障身份安全，互操作性也不断提升。产业生态基本构建，硬件与区块链融合，开发工具降低难度，投资回归理 性，应用场景深入拓展，如在工业互联网中可构建设备DPKI体系及赋能工业数据流通。并且，区块链基础设施正与分布式标 识、人工智能等前沿技术交叉融合，共同赋 ...

Core Viewpoint - The strategic partnership between Ark Health (方舟健客) and Novo Nordisk aims to leverage AI technology for the management of chronic diseases such as diabetes and obesity, aligning with China's "Healthy China 2030" initiative and the "Weight Management Year" policy [1][2]. Group 1: Strategic Collaboration - Ark Health and Novo Nordisk signed a strategic cooperation memorandum to collaborate on managing diabetes and obesity through AI and digital health solutions [1]. - The partnership seeks to combine Novo Nordisk's expertise in chronic disease management with Ark Health's AI capabilities to enhance awareness and early intervention in diabetes and obesity [2]. Group 2: Market Demand and Policy Support - The prevalence of diabetes and obesity in China is rising, with over 50% of adults classified as overweight or obese, and approximately 233 million people suffering from diabetes as of 2023, marking a 163% increase since 2005 [3]. - The Chinese government has initiated a three-year "Weight Management Year" action plan, emphasizing the need for digital technology to innovate management models in response to the growing health crisis [4]. Group 3: AI Technology and Industry Growth - The rapid development of generative AI technology is expected to address challenges in medical model training, potentially transforming chronic disease management [4]. - The AI healthcare solutions market is projected to exceed 20 billion yuan by 2025 and reach over 100 billion yuan by 2030, with a compound annual growth rate of 43.2% [4]. Group 4: Service Innovation and Ecosystem Development - Ark Health has established a significant user base and a comprehensive "H2H (Hospital To Home)" smart healthcare platform, enhancing patient experience and operational efficiency [5]. - The company reported a 139% year-on-year increase in adjusted net profit, reaching 17.12 million yuan by the end of 2024, driven by advancements in AI technology [5]. - Ark Health's AI tools provide 24/7 consultation and personalized health services, integrating chronic disease management into a full-cycle health management service [6]. Group 5: Future Outlook - The collaboration aims to create a new ecosystem in diabetes and obesity management, shifting the focus from disease treatment to health promotion, thereby enhancing patient care [6]. - The partnership exemplifies the potential for domestic AI healthcare companies to collaborate with multinational pharmaceutical firms, fostering innovation in the digital transformation of the healthcare industry [6].

智通财经7月18日电，上海市7月18日正式发布算力监测调度平台。据介绍，该平台将实现上海市算力资 源统一监测、算力资源智能调度运营能力，以推动算力的集约化、一体化和协同化发展。该平台已与中 国算力平台（上海）实现互联互通，标志着在上海乃至长三角区域内形成"算力+数据+行业场景"的协 同联动态势。同期举行的算力平台建设生态伙伴签约仪式上，上海超算中心、国家（上海）新型互联网 交换中心、无问芯穹、零数科技、三大运营商、中科曙光与多所医院、高校现场签署《算力生态伙伴合 作协议》。在会上，上海市数字基础设施协会宣布成立，旨在加快本市数字基础设施领域的科技创新与 发展，加强数据有效利用，促进数据与实体经济深度融合，提升统筹规划及数字基础设施建设水平。目 前，上海市移动物联网及物联感知"物智沪联"已经形成多项重要成果，覆盖公共服务、车联网、智慧零 售、智慧家居、工业制造等重点领域，同时推出《物联智能感知数据平台接口规范》等3项团体标准。 上海发布算力监测调度平台 ...

金十期货7月18日讯，7月15日，中国钢铁工业协会在成都组织召开钢铁工业规划部长会，与会代表提出 了以下建议：一是坚持严控增量与畅通退出。按照"严控增量、优化存量、兼并重组、畅通退出"工作方 针，研究建立产能治理新机制，防范钢铁行业产能过剩风险持续加剧，着力破除"内卷式"竞争，维护钢 铁行业健康有序的生存和发展环境。二是注重数据治理与政策协同。强化政策连续性与严肃性，严格落 实粗钢产量调控工作有关部署，强化监督检查，努力维护钢铁行业供需动态平衡。三是有序推进短流程 电炉炼钢发展。四是加快推广钢结构建筑产业链协同发展。五是拓展国际化发展视野。 （中钢协） 相关链接 钢铁工业规划部长会：坚持严控增量与畅通退出，着力破除"内卷式"竞争 ...

你是不是也有几部旧手机尘封在抽屉深处？可能屏幕有些破碎、电池不太行，抑或系统卡顿、性能落后，总之早已退役——而现在，它们或许能"重返一 线"了。 在这个"AI Everywhere"的时代，算力就是生产力，但并非所有场景都适合部署昂贵、能耗高的大型数据中心。于是，近期一项来自塔尔图大学 （University of Tartu）的研究指出：你手里闲置的那几部旧手机，其实就是一座座等待激活的"微型数据中心"。 据悉，这项研究主要由塔尔图大学计算机科学研究所的研究人员 Huber Flores、Ulrich Norbisrath 和 Zhigang Yin，以及技术研究所的 Perseverance Ngoy 及 其国际同事所主导。 实验显示，哪怕是几部10年前的老手机，都能高效完成图像识别、传感器数据处理等任务。更重要的是，整体改造成本只需要8欧元（约合人民币66 元）！ 为什么选择旧手机，它们真的"能打"吗？ 你可能会觉得，用智能手机搭建数据中心听起来有点不靠谱。毕竟，这些旧手机电池早就不耐用了，操作系统也面临大量安全漏洞。因此许多人都认为， 智能手机更新换代迅速，旧款机型的"剩余价值"极低——但从硬件角度看 ...