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一生必知的10大财务法则,让钱主动来找你!
天天基金网· 2025-05-31 23:36
1. FENDE = 设定每月工资到账后自动转10%-20%到储 蓄/投资账户,剩余的钱再分配生活开支。 LANKARAN 2.7m² 55 F-5-5 开立独立账户存放应急金,选择货币基金或 短期存款,确保随时可取。 】【零】"】【 0 列出所有负债并按利率排序,集中火力偿 还利率最高的债务。 t Mest with her is less what U.SEE 3200B CHF。 mals 2 5 3 5 1 1 5 1 3 5 关键总结 免责声明 5.复利是第八六高速 25岁起每月定投 2000元, 按年化 8%计算,60岁可积 累约700万元。 控制量发区信 记账分析消费习惯,砍掉每月30%的 「想要但不需要」开支 t with the hot the halt to be to 7。分散风险但不过度分散 按年龄分配股票比例(如「100-年龄」=投 资股票的比例),剩余配置债券/现金。 目。永远为量好看说那故河草 配置消费型重疾险、医疗险和定期寿险,保 费控制在年收入5%-10%。 学习指数基金定投、房产收租等被动收 入模式,逐步积累资产。 文章封面图来源于AI,以上观点来自AI,不代表天天基金的观 ...
上海天价豪宅被一抢而空,业主大多是艺人,艺人名单被曝出
Sou Hu Cai Jing· 2025-05-31 19:22
Group 1 - The core point of the article highlights the surprising demand for luxury real estate in Shanghai, particularly in Huangpu District, where a property with a starting price of 50 million yuan was heavily sought after, even attracting celebrity buyers [1][4] - The property is located near the Bund, with the smallest unit measuring 313 square meters and a price per square meter of 185,000 yuan, leading to total prices exceeding 50 million yuan for each unit [2][4] - The presence of celebrity names in the lottery list for purchasing the property sparked significant public interest and speculation about their financial capabilities [4][5] Group 2 - The article discusses the stark contrast between the wealth of celebrities and the average person's financial situation, emphasizing that for many, 50 million yuan is an unattainable amount [5][9] - Comments from the public reflect a sense of frustration regarding income inequality, with many expressing that the wealth of celebrities highlights a broader societal issue [7][9] - The discussion raises questions about the value placed on different professions, suggesting that the disparity in earnings between entertainers and essential workers like scientists may influence young people's career choices [9][10]
美国4月消费支出温和增长 核心通胀仍“高烧不退”
Xin Hua Cai Jing· 2025-05-30 13:45
Core Insights - In April 2025, personal income in the U.S. increased by $210.1 billion, representing a month-over-month growth of 0.8% [1][4] - Disposable personal income (DPI) also rose by $189.4 billion, reflecting a 0.8% increase, while personal consumption expenditures (PCE) saw a smaller increase of $47.8 billion, or 0.2% [1][4] - The total personal expenditures, which include PCE, personal interest payments, and current transfer payments, increased by $48.6 billion in April [1] Personal Savings and Rates - Personal savings in April amounted to $1.12 trillion, with a personal savings rate of 4.9%, indicating the percentage of DPI that is saved [3] - The increase in personal income was primarily driven by government social welfare and wage increases [3][7] Consumer Spending Trends - Service expenditures rose by $55.8 billion, partially offsetting a $8 billion decrease in goods spending [3] - The PCE price index increased by 0.1% in April, with the core PCE price index also rising by 0.1% [7] - Year-over-year, the PCE price index increased by 2.1%, while the core PCE price index rose by 2.5% [7] Economic Outlook - Economists suggest that aggressive trade policies by the U.S. government may significantly hinder economic growth and elevate inflation [7] - Market participants anticipate that the Federal Reserve will lower the target interest rate for short-term borrowing in September, with another potential cut in December [7]
美国4月个人消费支出环比增长0.2%
news flash· 2025-05-30 12:36
Core Insights - In April, personal consumption expenditures in the U.S. increased by 0.2%, matching the forecast of 0.2% [1] - Personal income in April rose by 0.8%, surpassing the expected increase of 0.3% [1]
美国4月个人收入月率 0.8%,预期0.30%,前值由0.50%修正为0.7%。
news flash· 2025-05-30 12:35
Group 1 - The core point of the article highlights that the personal income in the United States for April increased by 0.8%, surpassing the expected increase of 0.3% and showing a revision from the previous value of 0.5% to 0.7% [1]
工信部:1-4月我国规模以上互联网企业完成互联网业务收入5970亿元 同比增长1.5%
智通财经网· 2025-05-30 10:08
智通财经APP获悉,5月30日,工信部发布2025年1-4月份互联网和相关服务业运行情况。1-4月份,我国 规模以上互联网和相关服务企业(以下简称互联网企业)完成互联网业务收入5970亿元,同比增长1.5%。 1-4月份,我国规模以上互联网企业实现利润总额417.3亿元,同比下降10.8%。1-4月份,我国规模以上 互联网企业共投入研发经费291.5亿元,同比增长4.8%,增速较一季度提高0.2个百分点。 东部地区互联网业务收入增速领先,西部地区收入增速放缓。1—4月份,东部地区完成互联网业务收入 5351亿元,同比增长3.5%,高于全国增速2个百分点,占全国互联网业务收入的89.6%。中部地区完成 互联网业务收入236.1亿元,同比下降29.3%。西部地区完成互联网业务收入371.5亿元,同比增长 2.1%。东北地区完成互联网业务收入11.5亿元,同比下降27.5%。 京津冀地区互联网业务收入保持较快增势。1—4月份,京津冀地区完成互联网业务收入2026亿元,同比 增长8.8%,占全国互联网业务收入的33.9%。长三角地区完成互联网业务收入1900亿元,同比下降 1.5%,占全国互联网业务收入的31.8%。 ...
工信部:前4个月我国软件业务收入42582亿元,同比增长10.8%
news flash· 2025-05-30 07:58
Overall Performance - The software business revenue in China reached 42,582 billion yuan in the first four months of 2025, showing a year-on-year growth of 10.8% [2] - The total profit of the software industry was 5,075 billion yuan, with a year-on-year increase of 14.2% [3] - Software business exports amounted to 17.26 billion USD, reflecting a year-on-year growth of 3.5% [4] Sector Performance - Software product revenue was 9,933 billion yuan, growing by 9.6% year-on-year, accounting for 23.3% of the total industry revenue [5] - Revenue from information technology services reached 28,415 billion yuan, with a year-on-year growth of 11.5%, representing 66.7% of the total industry revenue [5] - Cloud computing and big data services generated 4,658 billion yuan, growing by 11.4% year-on-year, making up 16.4% of information technology service revenue [5] - Integrated circuit design revenue was 1,210 billion yuan, with an 18.0% year-on-year increase [5] - E-commerce platform technology service revenue reached 3,341 billion yuan, growing by 8.1% year-on-year [5] - Information security products and services revenue was 601 billion yuan, reflecting an 8.4% year-on-year growth [6] - Embedded system software revenue was 3,634 billion yuan, with a year-on-year growth of 8.9% [7] Regional Performance - The eastern, central, western, and northeastern regions experienced year-on-year growth rates of 10.7%, 11.3%, 10.9%, and 10.9% respectively [8] - The eastern region accounted for 84.0% of the total software business revenue in the country [8] - The Beijing-Tianjin-Hebei region saw a year-on-year growth of 11.9%, while the Yangtze River Delta region grew by 10.8% [8] - The top five provinces in software business revenue were Beijing, Guangdong, Jiangsu, Shandong, and Shanghai, with year-on-year growth rates of 12.0%, 8.6%, 11.1%, 11.9%, and 14.0% respectively [8]
天府银行换帅后主营业务收入连降2年 去年净利降22%
Zhong Guo Jing Ji Wang· 2025-05-30 07:10
2023年3月20日,原中国银保监会四川监管局核准钟辉四川天府银行股份有限公司副董事长的任职 资格;2023年3月21日,原中国银保监会四川监管局核准黄毅四川天府银行股份有限公司董事长的任职 资格。 中国人民银行网站2025年2月21日披露中国人民银行四川省分行行政处罚信息公示表(天府银行成都 分行)显示,四川天府银行股份有限公司成都分行因违反账户管理规定,被中国人民银行四川省分行罚 款350万元。 | | | | ------ | | --- | --- | --- | --- | | | 项目 | 2024 年 | | | 净利润 | | | 33,385 | 四川天府银行的主营业务收入连降两年,2022年和2023年,四川天府银行的主营业务收入分别为 301,738万元、246,002万元。 | | | 早位:力元、% | | --- | --- | --- | | 项目 | 2023 年 | 2022 年 | | 资产总额 | 24,352,157 | 22,416,126 | | 基础性存款 | 17,154,328 | 16,901,053 | | 各项贷款 | 14,525,137 | 13,9 ...
美国财长贝森特:我们正从关税收入中获得大量收入,今年联邦预算赤字将比去年更少。
news flash· 2025-05-29 22:15
美国财长贝森特:我们正从关税收入中获得大量收入,今年联邦预算赤字将比去年更少。 ...