美图公司创始人 吴欣鸿 "没有时代的眼泪，都是自己的眼泪" 文 丨 陈晶 宋玮 不切实际的野心和存在局限的认知，会摧毁一家公司。 2018 年到 2019 年，中国互联网一派欣欣向荣，而巨亏中的美图被迫结束了它的多元化扩张，逐步放 弃了手机、短视频、电商，并且快速裁掉了 60% 的员工。 美图不得不退回厦门，并且回到 10 年前——继续做处于互联网产品鄙视链底端的工具，这也是当时 被认为 "很没有想象力" 的赛道。连续的挫败，也让美图进行了大规模的反思和盘整。 1、战略要与能力匹配；2、不能随便消耗资源；3、要有核心竞争力。美图创始人吴欣鸿在一次内部 复盘中说，"这是我们烧了 42 个亿，换来的 3 个领悟。" 退回厦门的他们，抱着试试看的心态，重新整合产品，结果，"整牙" 这个不起眼的美颜功能，第一年 就带来了近千万收入。 受此启发，他们还做了提词器功能，第一年赚了 1000 多万，并以此为核心打造了独立产品——开 拍；他们推出 Wink，路线是 "像修图一样修视频"；美图设计室则是在已是红海的赛道中切一个细分 市场，服务一批小微电商卖家。 几个产品拯救了一家公司。 几年过去，美图的 MAU 涨回了 2.6 ...

Core Viewpoint - The article highlights the implementation of a "vegetable target income insurance" program in Linyi County, Shandong Province, which aims to protect farmers from market price fluctuations and natural disasters, ensuring stable income and promoting healthy development of the vegetable industry [1][2]. Group 1: Insurance Program Overview - The "vegetable target income insurance" is an upgraded version of the previous target price insurance, designed to provide compensation for both price drops and yield reductions due to natural disasters [2][3]. - The insurance program is a collaboration between the local government and China Life Property & Casualty Insurance, utilizing financial support from the government and commercial operations from insurance companies [1][2]. Group 2: Financial Structure and Coverage - The insurance premium is structured such that 60% is covered by provincial, municipal, and county finances, while farmers are responsible for 40% [2][3]. - For example, for garlic shoots, the premium is 84 yuan per mu, with farmers paying 33.6 yuan, and the target income set at 3,600 yuan per mu [3]. Group 3: Impact and Future Plans - The program has already insured 283,600 mu of garlic shoots and garlic, providing risk coverage of 567 million yuan to over 30,000 farmers [3]. - Future plans include expanding coverage to greenhouse peppers and cucumbers, with an expected total insured area of 760,000 mu, potentially mitigating production risks of 1.15 billion yuan [3].

国际航空运输协会（IATA）：将2025年行业收入预期从之前的1万亿美元下调至9790亿美元，同比增长 1.3%。 ...

欢迎扫描下方二维码关注： 2024年度 个人所得税综合所得汇算清缴 正在进行中 想知道自己挣了多少钱? 又缴了多少税? 查询 第三步 点 击 【 查 询 】 ， 可 以 看 到 该 年 度 收 入 合 计 、 已 申 报 税 额 合 计 及 各 月 收 入 纳 税 明 细 数 据 。 收入纳税明细 く返回 | 请选择纳税年度 年度 2025 | 请选择所得类型 工资薪金 劳务报酬 稿酬 特许权使用费 经营所得 利息、股息、红利 财产租赁 ( 财产转让 （ ） 偶然所得 收起 查询 く返回 收入纳税明细 批量申诉 收入合计 ②: 已申报税额合计: 工资薪金 2025-04 に但TEロ JK 米 元尚 下 次 中 A 册 得 澳 中 。 上 下 上 ， 扣缴义务人：| 收入： 已申报税额： 工资薪金 2025-03 所得项目小类: 正常工资薪金 扣缴义务人： 收入： ■ 已申报税额： 工资薪金 2025-02 所得项目小类：正常工资薪金 扣缴义务人： 收入： 已申报税额： | 劳务报酬 2025-01 所得项目小类： ■ 扣缴义务人： > 收入： | 第四步 点击某月记录，进入【收入纳税明 细 详 情 】 界 面 ...

Core Viewpoint - AT&T is a significant player in the telecommunications sector, with over 100 million American consumers and nearly 2.5 million businesses relying on its products and services, making it a popular choice for income investors seeking reliable dividend income [1]. Dividend Calculation - The recent quarterly dividend payment for AT&T's common stock is $0.2775 per share, leading to an annualized dividend payment of $1.11 per share [4]. - To achieve an annual dividend income of $5,000, an investor would need to own approximately 4,504.5 shares of AT&T at the current dividend level [5]. - Investors can choose to buy 4,504 shares for slightly less than $5,000, purchase fractional shares to reach exactly 4,504.5, or round up to 4,505 shares for a little over $5,000, costing around $123,031 at the current share price [6]. Dividend Stability and Future Outlook - AT&T's dividend payout has historically been stable, with a 36-year streak of increases until a 46% cut following the spinoff of its entertainment unit in 2022 [8]. - Future dividend payouts may fluctuate, requiring more shares to maintain the same income level if dividends are cut again, or potentially allowing for an increase if the company decides to enhance its dividend to attract income investors [9][10]. - The current dividend payout ratio is approximately 68%, indicating sufficient financial flexibility to maintain dividends at current levels [11]. - In Q1 2025, AT&T paid around $2.03 billion in dividends while generating free cash flow of $3.1 billion, resulting in a payout ratio based on free cash flow of about 65.5%, suggesting the company can sustain its dividend payments without cuts [12]. Conclusion - Overall, AT&T's dividend appears relatively secure, allowing investors to potentially earn at least $5,000 in annual dividend income by investing in 4,505 shares [13].

您的"看到一次 下一篇 是我们的不懈追求 分析得税务错点梳理 7 m 1 5 1 5 7 1 5 7 1 5 7 1 5 7 1 5 7 1 5 7 1 5 7 1 5 7 1 5 7 1 5 7 1 5 1 5 7 1 5 1 5 7 1 5 1 5 7 1 5 1 5 7 1 5 1 5 7 1 5 1 5 7 1 5 1 5 划 EEE! 企业所得税汇算清缴工作已进入最后 冲刺阶段,小编梳理了汇算清缴中的易错 点 -- 企业所得税不征税收入,助力大家 合规纳税,顺利完成年度汇算! 不征税收入的范围 ● ● 收入总额中的下列收入为不征税收入: ● 财政拨款 财政拨款，是指各级人 民政府对纳入预算管理的事 业单位、社会团体等组织拨 付的财政资金，但国务院和 国务院财政、税务主管部门 另有规定的除外。 ● 依法收取并纳入财政管理的 行政事业性收费、政府性基金 行政事业性收费,是指依照法律法规 等有关规定，按照国务院规定程序批准, 在实施社会公共管理,以及在向公民、法 人或者其他组织提供特定公共服务过程 中,向特定对象收取并纳入财政管理的费 用。 政府性基金,是指企业 依照法律、行政法规等有关 规定,代政府收取 ...

1. FENDE = 设定每月工资到账后自动转10%-20%到储 蓄/投资账户,剩余的钱再分配生活开支。 LANKARAN 2.7m² 55 F-5-5 开立独立账户存放应急金,选择货币基金或 短期存款,确保随时可取。 】【零】"】【 0 列出所有负债并按利率排序，集中火力偿 还利率最高的债务。 t Mest with her is less what U.SEE 3200B CHF。 mals 2 5 3 5 1 1 5 1 3 5 关键总结 免责声明 5.复利是第八六高速 25岁起每月定投 2000元, 按年化 8%计算,60岁可积 累约700万元。 控制量发区信 记账分析消费习惯，砍掉每月30%的 「想要但不需要」开支 t with the hot the halt to be to 7。分散风险但不过度分散 按年龄分配股票比例(如「100-年龄」=投 资股票的比例）,剩余配置债券/现金。 目。永远为量好看说那故河草 配置消费型重疾险、医疗险和定期寿险,保 费控制在年收入5%-10%。 学习指数基金定投、房产收租等被动收 入模式,逐步积累资产。 文章封面图来源于AI，以上观点来自AI，不代表天天基金的观 ...

Group 1 - The core point of the article highlights the surprising demand for luxury real estate in Shanghai, particularly in Huangpu District, where a property with a starting price of 50 million yuan was heavily sought after, even attracting celebrity buyers [1][4] - The property is located near the Bund, with the smallest unit measuring 313 square meters and a price per square meter of 185,000 yuan, leading to total prices exceeding 50 million yuan for each unit [2][4] - The presence of celebrity names in the lottery list for purchasing the property sparked significant public interest and speculation about their financial capabilities [4][5] Group 2 - The article discusses the stark contrast between the wealth of celebrities and the average person's financial situation, emphasizing that for many, 50 million yuan is an unattainable amount [5][9] - Comments from the public reflect a sense of frustration regarding income inequality, with many expressing that the wealth of celebrities highlights a broader societal issue [7][9] - The discussion raises questions about the value placed on different professions, suggesting that the disparity in earnings between entertainers and essential workers like scientists may influence young people's career choices [9][10]

Core Insights - In April 2025, personal income in the U.S. increased by $210.1 billion, representing a month-over-month growth of 0.8% [1][4] - Disposable personal income (DPI) also rose by $189.4 billion, reflecting a 0.8% increase, while personal consumption expenditures (PCE) saw a smaller increase of $47.8 billion, or 0.2% [1][4] - The total personal expenditures, which include PCE, personal interest payments, and current transfer payments, increased by $48.6 billion in April [1] Personal Savings and Rates - Personal savings in April amounted to $1.12 trillion, with a personal savings rate of 4.9%, indicating the percentage of DPI that is saved [3] - The increase in personal income was primarily driven by government social welfare and wage increases [3][7] Consumer Spending Trends - Service expenditures rose by $55.8 billion, partially offsetting a $8 billion decrease in goods spending [3] - The PCE price index increased by 0.1% in April, with the core PCE price index also rising by 0.1% [7] - Year-over-year, the PCE price index increased by 2.1%, while the core PCE price index rose by 2.5% [7] Economic Outlook - Economists suggest that aggressive trade policies by the U.S. government may significantly hinder economic growth and elevate inflation [7] - Market participants anticipate that the Federal Reserve will lower the target interest rate for short-term borrowing in September, with another potential cut in December [7]

Core Insights - In April, personal consumption expenditures in the U.S. increased by 0.2%, matching the forecast of 0.2% [1] - Personal income in April rose by 0.8%, surpassing the expected increase of 0.3% [1]