Core Viewpoint - The National Financial Supervision Administration and the People's Bank of China have jointly released an implementation plan aimed at promoting high-quality development of inclusive finance in the banking and insurance sectors, focusing on local agricultural insurance and insurance products tailored for small and micro enterprises [1] Group 1: Agricultural Insurance Development - The implementation plan emphasizes the need to develop local advantageous and characteristic agricultural product insurance, including farmland insurance, housing insurance for farmers, and agricultural machinery insurance [1] - A multi-tiered agricultural insurance product system is to be established to better serve the agricultural sector [1] Group 2: Insurance for Small and Micro Enterprises - The plan calls for the development and promotion of property insurance, liability insurance, and export credit insurance that cater to the needs of small and micro enterprises [1] - The objective is to enhance the risk prevention capabilities of small and micro enterprises in various aspects such as production operations, technological innovation, disaster response, cargo transportation, and exploring overseas markets [1]

金融监管总局等两部门：规范银行业金融机构与第三方机构的合作行为，促进综合融资成本稳中有降 金十数据6月26日讯，国家金融监督管理总局、中国人民银行联合发布《银行业保险业普惠金融高质量 发展实施方案》。《实施方案》明确，规范银行业金融机构与第三方机构的合作行为，促进综合融资成 本稳中有降。聚焦科技创新、专精特新和绿色低碳发展以及重点产业链供应链上下游、外贸、消费等领 域小微企业，健全专业化服务机制。加大对小微企业设备更新、技术改造、项目研发、数字化转型等方 面的中长期贷款支持。 ...

Core Viewpoint - The National Financial Supervision Administration and the People's Bank of China have jointly released a plan to incorporate the development of inclusive insurance into the regulatory evaluation system for insurance companies [1] Group 1: Policy Initiatives - The plan aims to promote the continuous expansion, enhancement, and improvement of agricultural insurance products [1] - It emphasizes the development and promotion of property insurance, liability insurance, and export credit insurance tailored to the needs of small and micro enterprises [1] - The initiative encourages insurance companies to increase the supply of personal insurance products, including health insurance, pension insurance, accident insurance, and life insurance for farmers [1] Group 2: Regulatory Framework - The development of inclusive insurance will be integrated into the regulatory evaluation system for insurance companies [1] - There will be improvements to the statistical indicator system for inclusive insurance, with a focus on continuously enhancing the quality of statistical data [1]

两部门：加大对小微企业设备更新、技术改造、项目研发、数字化转型等方面的中长期贷款支持 智通财经6月26日电，国家金融监督管理总局、中国人民银行联合发布《银行业保险业普惠金融高质量 发展实施方案》。提升小微企业信贷服务质效。引导银行保持对小微企业有效的增量信贷供给，积极落 实续贷新政策，加大首贷、续贷、信用贷投放，扩大服务覆盖面，成为小微企业成长的伙伴。优化信贷 审批模型，强化对企业经营情况等第一还款来源分析，降低对抵押物的过度依赖。鼓励加强小微企业信 息数据应用，提升审批效率。用好全国中小微企业资金流信用信息共享平台。提高小微企业融资服务定 价管理能力，规范银行业金融机构与第三方机构的合作行为，促进综合融资成本稳中有降。聚焦科技创 新、专精特新和绿色低碳发展以及重点产业链供应链上下游、外贸、消费等领域小微企业，健全专业化 服务机制。加大对小微企业设备更新、技术改造、项目研发、数字化转型等方面的中长期贷款支持。 ...

国家金融监督管理总局、中国人民银行联合发布《银行业保险业普惠金融高质量发展实施方案》。《实 施方案》提出，要优化普惠金融服务体系，健全多层次、广覆盖、差异化的普惠金融机构体系，完善县 乡村金融服务。要巩固提升普惠信贷体系和能力，完善普惠信贷管理体系，提升小微企业信贷服务质 效，加强"三农"领域信贷供给，加大脱贫地区和特定群体信贷帮扶力度，强化民营企业信贷支持。要加 强普惠保险体系建设，推进保险公司专业化体制机制建设，丰富普惠保险产品供给，提供优质普惠保险 服务，强化普惠保险监管政策引领。 ...

Group 1 - The core viewpoint of the article emphasizes the strengthening of credit support for private enterprises and the agricultural sector through a new implementation plan by the National Financial Supervision Administration and the People's Bank of China [1] - The plan includes enhancing credit supply in the "three rural" areas, focusing on financial services for key agricultural sectors, and supporting the construction of a modern rural industrial system [1] - It proposes to explore the expansion of rural property as collateral and increase credit loan issuance to farmers and new agricultural operators [1] Group 2 - The initiative aims to conduct pre-loan investigations for small farmers through non-site methods while ensuring risk control [1] - There is a focus on strengthening credit support for private enterprises, including the collection of enterprise credit information and the provision of specialized credit services [1] - The plan promotes the "credit ease loan" model and aims to protect the financial rights of private enterprises, including their rights to fair transactions, informed services, autonomous choices, and information security [1]

国家金融监督管理总局、中国人民银行联合发布《银行业保险业普惠金融高质量发展实施方案》。《实 施方案》明确，未来五年基本建成高质量综合普惠金融体系，普惠金融促进共同富裕迈上新台阶。普惠 金融服务体系持续优化，普惠信贷体系巩固完善，普惠保险体系逐步健全。 ...

Core Insights - The Shandong banking industry is focusing on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance to support the province's development goals in 2024 [1][2][3] Group 1: Technology Finance - Shandong banks have established a comprehensive technology finance organizational system, creating specialized institutions and optimizing service models, resulting in a loan balance of 240.22 billion yuan for technology SMEs, a 41.65% increase from the beginning of the year [1] Group 2: Green Finance - The banking sector is seizing opportunities from green development and carbon neutrality goals, enhancing the green finance service system and launching innovative reform measures to promote high-quality green development [1][2] Group 3: Inclusive Finance - The banking industry is improving financial services for small and micro enterprises, with a loan balance of 1.73 trillion yuan, a 16.43% increase, and 2.4351 million loan accounts, an increase of 435,500 accounts [2] - Agricultural loans in the region reached 932.805 billion yuan, with a 13.65% increase [2] Group 4: Pension Finance - Shandong banks are innovating pension financial products and enhancing services for the elderly, contributing to the development of an elderly-friendly society and improving the financial experience for older consumers [2] Group 5: Digital Finance - The banking sector is leveraging AI and big data to create intelligent service platforms, offering customized financial solutions and promoting the digital transformation of industries [2] Group 6: Overall Financial Support - By the end of 2024, loans supporting the "ten strong" industries for new and old kinetic energy conversion reached 1.146726 trillion yuan, a 20.99% increase, while loans to private enterprises totaled 3.582625 trillion yuan, an increase of 322.97 billion yuan [3] - Cumulatively, 9.63 trillion yuan has been invested in ecological protection and high-quality development in the Yellow River basin since 2021 [3] Group 7: Social Responsibility - The Shandong banking industry has organized 8,077 volunteer and charity projects benefiting 7.29 million people, and conducted 93,000 financial education activities reaching 265 million consumers [3]

Core Points - Shanghai Carbon Puhui officially launched on the 25th, attracting 130,000 participants and nearly 300 companies opening carbon accounts during its trial run [1] - The theme for this year's National Low Carbon Day is "Carbon Road Pioneers, Green Future," aimed at promoting low-carbon development and enhancing public awareness [1] - The event showcased Shanghai's efforts in addressing climate change and reducing pollution, with a focus on the launch of Carbon Puhui and the "One River, One River" low-carbon ecological theme [1] Group 1 - Shanghai Carbon Puhui quantifies citizens' green behaviors into emission reductions, which can be converted into "carbon points" for various rewards, enhancing public environmental awareness [1][2] - The Shanghai Environmental Exchange supports the operation of Carbon Puhui, successfully introducing over 70 types of reward products, including cash and virtual goods [2] - Two types of emission reduction products have been launched, allowing companies to purchase reductions for compliance or voluntary cancellation to achieve carbon neutrality [2] Group 2 - The event's carbon emissions will be offset through donated carbon points and credits, with a low-carbon market set up outside the venue [3] - Thirty organizations were awarded for their contributions to the Carbon Puhui initiative, highlighting the collaborative effort in its development [3] - A memorandum was signed to enhance public interest litigation using the Carbon Puhui mechanism to support green transportation [3] Group 3 - The Shanghai Energy Conservation and Emission Reduction Center released a themed board game called "Carbon Paradise," integrating carbon emission control into gameplay [4] - A roundtable forum was held with representatives from various sectors discussing sustainable paths for the Carbon Puhui mechanism [4][5]

6月26日，第十四届中国（广州）国际金融交易•博览会（下称"金交会"）在广州琶洲展馆举行。广州越 秀资本控股集团股份有限公司（下称"越秀资本"）携旗下越秀租赁、广州资产、越秀产业基金、越秀产 业投资、广州期货、越秀担保、越秀金科连续十四年参加金交会。 自2012年成立以来，越秀资本深入谋划构建多元金融产业格局，现已形成"融资租赁、不良资产管理、 投资管理+战略投资中信证券"的"3+1"核心产业结构。公司认真贯彻党中央关于做好金融"五篇大文 章"和省委"1310"具体部署、市委"1312"思路举措要求，坚持以"金融服务实体经济，推动高质量发 展"为导向，深耕粤港澳大湾区，以绿色、普惠、科技为服务国家战略、支持实体经济发展的切入点和 着力点，深化创新发展和产融协同，提升综合金融服务能力，更好触达和满足实体企业多元金融需求， 助推实体经济和新质生产力发展。 此次金交会，越秀资本充分展示了聚焦服务国家"碳达峰、碳中和"、科技自立自强、乡村全面振兴和省 市制造业当家、立市等重大战略所取得的发展成果。 向"绿"深耕：围绕光伏、风电等清洁能源领域打造了绿色资产"开发运营"和"投资管理"双平台，持续丰 富绿色金融产品，绿色金 ...