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美国至6月6日当周MBA抵押贷款购买指数 170.9,前值155。
news flash· 2025-06-11 11:02
美国至6月6日当周MBA抵押贷款购买指数 170.9,前值155。 ...
美国至6月6日当周MBA30年期固定抵押贷款利率 6.93%,前值6.92%。
news flash· 2025-06-11 11:02
Group 1 - The core point of the article indicates that the MBA 30-year fixed mortgage rate in the U.S. rose to 6.93% for the week ending June 6, compared to the previous value of 6.92% [1]
韩国央行:韩国5月银行对家庭发放的贷款净额为增加5.2万亿韩元,4月为增加4.7万亿韩元。韩国银行5月对家庭的贷款创下自2024年9月以来最大的月度增长。
news flash· 2025-06-11 03:06
Core Insights - The Bank of Korea reported that the net amount of loans issued to households in May increased by 5.2 trillion won, compared to an increase of 4.7 trillion won in April, marking the largest monthly growth since September 2024 [1] Group 1 - The increase in household loans in May indicates a growing trend in consumer borrowing [1] - The monthly growth of 5.2 trillion won is significant, reflecting a potential recovery in the housing market or increased consumer confidence [1] - This data suggests that the banking sector is actively supporting household financing, which could have implications for economic growth [1]
武汉首发“两农信用贷” 农企获千万元授信
Chang Jiang Ri Bao· 2025-06-11 00:38
Group 1 - The "Credit Assistance for Agriculture" initiative was launched in Wuhan, allowing farming enterprises to secure loans without collateral, with a total of 35.4 million yuan granted to four companies [1] - Wuhan Tianjian Agricultural Development Co., Ltd. received a credit agreement of 10 million yuan, aiming to expand its annual pig production from 500,000 to 1 million within three years, increasing its output value from 1.2 billion yuan to 2.8 billion yuan [1] - The "Two Agriculture Credit Loan" evaluates farmers' creditworthiness based on various factors, generating a scoring system that categorizes them into four levels (A, B, C, D) for loan eligibility [1] Group 2 - The initiative aims to transform dormant rural resources into assessable credit capital through data enhancement, facilitating a new credit evaluation system for agricultural operators [2] - The program includes a month-long policy promotion and service connection effort in Huangpi District, one of the first ten pilot areas for the "Two Agriculture Credit Loan" [2] - The Wuhan Rural Commercial Bank introduced the "Two Agriculture Credit Loan" product, allowing customers to apply for loans online by filling out basic information on a dedicated platform [2]
“到孟加拉放贷半年,已开始盈利”
3 6 Ke· 2025-06-10 23:44
多位中资互金从业者告诉「一只互金鹅」,最近一年,越来越多的中资企业涌向孟加拉国。 "与其和很多大机构(比如国内一些余额数百亿的助贷平台)在墨西哥"内卷",不如找一些小国家试水。"部分专注于海外的小型中资互金企业如今已不愿 投入更多在墨西哥市场,反而转向寻找孟加拉这样的潜力国家。 据了解,另一家在海外多国都处于头部梯队的中资现金贷公司最近也在调研这个南亚国家。 孟加拉国究竟是否适合中资互金前往?「一只互金鹅」也做了一些简单的调研: "在孟加拉放贷半年,已经开始盈利。" "人口过亿,贫富差距大,我认为就有潜力。"另一位在海外贷款行业多年的从业者向「一只互金鹅」发出感慨——孟加拉国确实是一个值得去的方向。 01 欢迎中资投资孟加拉 提起孟加拉国,很多金融从业者难免会想起一位经济学家——穆罕默德·尤努斯。 这位有着"穷人的银行家"之称的孟加拉乡村银行(GrameenBank,也译作格莱珉银行)的创始人,还曾在2006年获得诺贝尔和平奖。 神奇的是—— 有必要再简单提一下尤努斯的格莱珉银行模式: 1974年,尤努斯在孟加拉国吉大港乔布拉村的小额信贷实验。为特殊群体尤其是妇女提供小额信贷服务。 格莱珉银行区别于传统银行, ...
花旗集团将拨出更多资金应对潜在贷款损失
news flash· 2025-06-10 17:39
Core Viewpoint - Citigroup plans to allocate several hundred million dollars more than the previous quarter to address potential loan losses, indicating that major U.S. banks may be preparing for worsening economic conditions [1] Group 1: Financial Provisions - The increase in provisions is driven by credit loss costs and macroeconomic factors [1] - The bank's head of banking, Vis Raghavan, stated that the expected increase in provisions will be several hundred million dollars compared to the previous quarter [1] - The amount allocated for credit reserves may fluctuate frequently based on the company's outlook [1]
2025年一季度蒙古贷款担保基金发放841份新担保
Shang Wu Bu Wang Zhan· 2025-06-10 14:53
按地区来看,西部地区发放94份担保,金额34亿图格里克(685.48万元人民 币);杭盖地区551份,208亿图格里克(4193.55万元人民币);中部地区95 份,40亿图格里克(806.45万元人民币);东部地区94份,47亿图格里克 (947.58万元人民币)。在所有担保中,批发零售业占1.9%,加工业占4.8%, 信息通信业占0.7%,新合作社和住房贷款担保占比达92.6%。 从合作银行占比看,可汗银行提供担保贷款占54.8%、国家银行占32.8%、 Capitron银行占7%,其余由贸易发展银行、郭勒穆特银行和ARIG银行提供。 贷款对象中,90.5%为个人、9.5%为企业,其中企业担保主要投向加工业13亿 图格里克(262.09万元人民币)、批发零售业5亿图格里克(100.81万元人民 币)及信息通信业5亿图格里克(100.81万元人民币)。个人担保则集中于新 合作社266亿图格里克(5362.90万元人民币)和住房贷款64亿图格里克 (1290.32万元人民币)。基金资产效率为4.7%,同比提升3个百分点。不良担 保比率降至1.3%,余额为60亿图格里克(1209.68万元人民币)。 蒙古政府官 ...