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做民企可信赖的“金融搭子”,邮储银行有办法
Jin Rong Shi Bao· 2025-05-23 10:09
Core Insights - The article highlights the role of Postal Savings Bank in supporting the development of private enterprises through innovative financial services and products [1][2][3] Group 1: Financial Support for Enterprises - Postal Savings Bank has provided over 2.5 trillion yuan in loans to private enterprises, accounting for more than 28% of its total loans as of January 2025 [2] - The bank has implemented various financial products, such as "industry loans" and "innovation credit loans," to assist enterprises in upgrading their operations and expanding production capacity [3][4] - Specific examples include the provision of 1 million yuan in credit loans to Dongli Intelligent Technology and 1.036 million yuan in mortgage loans for facility expansion [3][4] Group 2: Digital Transformation and Policy Support - Postal Savings Bank has been proactive in helping enterprises navigate digital transformation by offering tailored financial solutions and connecting them with government resources [3][7] - The bank's efforts have led to significant achievements, such as the successful application of special subsidies under national policies for enterprises like Dongli Intelligent [3][4] Group 3: Commitment to Small and Micro Enterprises - The bank has established a comprehensive financial service system to support small and micro enterprises, with over 63,000 visits to market entities and 410 billion yuan in credit granted to recommended small enterprises by mid-February 2025 [8][9] - The bank's initiatives include customized financial service plans for cross-border enterprises and the use of digital tools to enhance service efficiency [7][8] Group 4: Future Goals and Strategic Initiatives - Postal Savings Bank aims to provide no less than 10 trillion yuan in financing support to various private economic entities over the next five years [10] - The bank is focused on becoming a leader in rural revitalization, inclusive finance, and technology finance, emphasizing the importance of collaboration and strategic partnerships [10][11]
以岭药业股份有限公司董事长吴相君:用法治保障民营经济创新发展
Zhong Guo Jing Ji Wang· 2025-05-23 08:03
Core Viewpoint - The implementation of the "Private Economy Promotion Law" is a significant milestone for the legal framework supporting the private economy in China, emphasizing the importance of technological innovation and providing legal protections for private enterprises [1]. Group 1: Private Economy Promotion Law - The "Private Economy Promotion Law" officially took effect on May 20, marking the first foundational law specifically addressing the development of the private economy in China [1]. - The law highlights the government's commitment to supporting the private economy, particularly in the realm of technological innovation, which is crucial for high-quality development [1]. - The law establishes a legal framework that protects the rights and interests of private economic organizations and their operators, ensuring equal access to resources and support from the state [1]. Group 2: Technological Innovation - The private economy is recognized as a vital force in technological innovation, accounting for over 90% of national high-tech enterprises and contributing more than 70% of technological innovation outcomes [1]. - The law dedicates a specific chapter to technological innovation, encouraging private economic organizations to actively participate in national technology projects and to lead major technological breakthroughs [1]. - It emphasizes the protection of original innovations and the application of new technologies within private enterprises, signaling a legal commitment to fostering innovation [1]. Group 3: Company Development - Yiling Pharmaceutical, established for over 30 years, has focused on technological innovation and the transformation of research outcomes, successfully undertaking several national research projects and earning multiple national awards for significant scientific achievements [2]. - The company plans to leverage the new law to enhance its focus on technological innovation and research, aiming to develop more traditional Chinese medicines tailored to the genetic and health characteristics of the Chinese population [2].
光明乳业举办“循光成长 鲜启未来”领鲜升级发布会 引领中国乳业向“鲜”前行
Zheng Quan Ri Bao Wang· 2025-05-23 06:56
Core Viewpoint - The event "Leading Freshness, Unveiling the Future" by Bright Dairy aims to showcase the strength of China's dairy industry and its commitment to high-quality development through innovation and research [3][5]. Group 1: Company Developments - Bright Dairy has appointed actor Wu Lei as the brand ambassador for its "Youbei" brand, aligning with the brand's image of freshness and innovation [4]. - The upgraded "Youbei 5.0" product contains 5 grams of high-quality milk protein, which is 1.7 times that of regular milk, and includes 300 mg/L of active immunoglobulin for enhanced consumer protection [4]. - The company launched a new series of products focused on weight management, including "UFIT," "Youbei 5.0 Protein 0 Fat Ultra Fresh Milk," and others, as part of the "55 Shopping Festival" [7]. Group 2: Industry Context - The Chinese dairy industry is facing challenges such as unstable comprehensive benefits, uncoordinated development between farming and processing, and imbalances in product supply and demand [5]. - The industry is at a critical juncture, needing to innovate and adapt to overcome rising costs, price fluctuations, and declining profits [5]. - The event coincided with the 11th National Nutrition Week, emphasizing the importance of balanced nutrition and health management [6]. Group 3: Research and Innovation - Bright Dairy has established partnerships with various research institutions to enhance its research ecosystem, focusing on nutrition throughout the consumer lifecycle [6]. - The company signed a strategic cooperation agreement with Jiangnan University and initiated clinical trials on probiotics to improve health outcomes [6]. - The emphasis on technological innovation is seen as essential for the future development of the dairy industry, particularly in breeding, smart factories, and processing [6]. Group 4: Brand and Market Position - Bright Dairy has a history of innovation, being the first in the industry to achieve several milestones, including the introduction of active nutritional information on packaging and leading sales in fresh milk [4]. - The company has implemented a unique "Thousand Farm" standard for digital management of dairy cows, ensuring high-quality milk sources [8]. - Bright Dairy's commitment to quality and safety is reflected in its fully traceable production processes and smart factory operations [8].
各类适配性金融要素为企业蓄势赋能 利好“托底”支持企业“创”出新天地
Yang Shi Wang· 2025-05-23 04:34
央视网消息:民营经济促进法明确提出,国家鼓励、支持民营经济组织在推动科技创新、培育新质生产力、建设现代化产业体系中积极发挥作 用。2025年以来,融资、保险等金融要素资源,在投入民营企业的同时,产品设计也更加适配,为企业注入持续动能。 这家生物科技企业,主要从事细胞规模化生产及相关技术研发,是国家级专精特新"小巨人"企业。近期,企业计划升级核心技术,以覆盖更多 细胞品类,并探索全球化布局。这些业务的拓展都需要资金支持,但是这一次企业没有选择银行贷款,而是选择了金融资产投资公司的股权投 资。 区别于传统信贷,金融资产投资公司的股权投资,即AIC资金,不需要企业支付利息,可以降低企业的融资成本。同时,资金的投资周期较 长,能为这家企业提供持续的"耐心资本"支持。公司负责人表示,这笔股权投资的规模达到上亿元,目前相关业务已完成审批,即将签署协 议。 在AIC业务中,金融机构不再是传统的贷款提供方,而是从股东视角与企业共担风险,为企业提供综合的金融服务。 中国工商银行北京分行投资银行部副总经理刘洁介绍,他们不仅提供了账户结算、存贷款等基础保障服务,还为企业"量身定制"了一些创新金 融服务方案。此外,还会帮助企业对接更 ...
昆山农商银行三举措助力民企高质量发展
Jiang Nan Shi Bao· 2025-05-22 23:56
Core Insights - The company focuses on serving private enterprises as a core strategy, enhancing the financial service system for these businesses in the Kunshan region, contributing to local economic development [1] Group 1: Service Mechanisms - The company employs a "grid + digital" model to continuously update data on private enterprises and create a "credit map," facilitating regular visits and tailored services [2] - A specialized team for small and micro enterprises has been established to coordinate financing efforts, ensuring a consistent service mechanism [2] - The company has implemented a tiered action plan for different client segments, enhancing the frequency and quality of client interactions [2] Group 2: Product Optimization - The company has developed a streamlined product system to meet the "short, frequent, urgent" financing needs of private enterprises, introducing standardized mortgage products and credit products [3] - A proactive mechanism for identifying financing needs of existing clients has been established, ensuring timely support through seamless loan renewals [3] - A dedicated service channel for private enterprises has been created, prioritizing investigation, review, approval, and issuance of loans for listed companies [3] Group 3: Industry Research and Customization - The company integrates deeply into the local industrial ecosystem by promoting village-level credit models and focusing on unique local industries [4] - A strategy of "one bank, one circle, one special project" has been implemented, forming agile teams to develop industry-specific financial solutions [4] - The company collaborates with various industry associations to design specialized products that meet the financial needs of enterprises in specific sectors [4]
国家发展改革委举行“民营经济促进法面对面”活动 一场政企会面里的“三种期待”
Ren Min Ri Bao· 2025-05-22 21:48
民营经济促进法提出,支持民营经济组织参与国家科技攻关项目。科技部有关司局负责人表示,目前, 科技部正在研究深化职务科技成果赋权改革等工作,大力推动企业主导的产学研深度融合。 5月20日,民营经济促进法正式施行。在民营企业家眼中,这部法律的出台意味着什么?还有哪些关 切? 施行首日,国家发展改革委举行"民营经济促进法面对面"活动。在这场别开生面的"开放麦"上,多名民 营企业家畅谈感受、表达心声,相关部门直面问题、解疑释惑。在现场,记者听出民营企业家们的"三 种期待"。 期待一:政策落地更高效 "从申请到颁证,不到3年时间,我们就拿到了中国民航局颁发的标准适航证,这充分体现出国家对民营 企业的支持。"会上,亿航智能设备副总裁薛鹏介绍,企业自研的无人驾驶航空器已集齐"三证"(型号 合格证、生产许可证和标准适航证),为常态化商用打下坚实基础。 低空经济正在我国蓬勃发展。产品从获证到加快应用,企业从初创期步入成熟期,都离不开法律保障和 政策支持。薛鹏在会上提出自己关心的问题:"民营企业未来如何更好参与国家重大科技项目,以此提 升自身竞争力?" 科技部有关司局负责人介绍,近年来,科技部会同相关部门,在项目指南编制过程中吸 ...
规范涉企行政执法 推动制度完善形成长期效果
Nan Fang Du Shi Bao· 2025-05-22 17:15
5月20日,作为我国首部专门关于民营经济发展的基础性法律,民营经济促进法正式施行,民营企业的 权益保护有了专门法的保障。尽管其落地生根让规范涉企行政执法有了法治根基,但在规范涉企执法专 项行动开展以来,企业反映强烈的突出问题具有复杂性、反复性和顽固性的特点,在实际情况中尤须更 明晰具体的指引和规范。可见,进行专项行动锚定问题、对症下药,是同民营经济促进法形成协同效应 的重要一步。 5月22日,国务院新闻办公室举行新闻发布会,介绍规范涉企行政执法专项行动开展情况。就如何通过 专项行动防止"一阵风"、问题反弹,司法部行政执法协调监督局局长刘波介绍,健全长效机制,常态化 对行政执法进行规范和监督,本来就是专项行动的一个重要内容。 另外,规范涉企执法是推动民营经济规范发展的重要部分,做到规范涉企执法常态化,不仅要将突出问 题的解法制度化,也需要确保相关制度的有效落实,同顶层设计形成闭环。例如在先前各地各部门发布 的不少典型案例中,不少违规执法问题都源于执法人员对有关规定理解不全面,导致照搬法条、机械执 法。对此,就有必要进一步健全对执法人员的常态化培训机制,并借助执法记录仪等手段提高执法透明 度,以"外部监督+内部强 ...
中国经济面面观|民营经济促进法施行,这些内容值得关注
Xin Hua She· 2025-05-22 13:59
5月20日,民营经济促进法施行。这是我国第一部专门关于民营经济发展的基础性法律。 这部法律有哪些亮点? 对民营经济的支持体现在哪些方面? 民营企业有哪些期待? 民营经济促进法共计9章78条,创下了很多个"第一次",如第一次将坚持"两个毫不动摇"写入法律,第一次明确民营经济的法律地位,第一次 在法律中规定"促进民营经济持续、健康、高质量发展,是国家长期坚持的重大方针政策"…… "该法不仅明确了民营经济的三个重要定位,还首次构建了多元治理机制,为民营经济的高质量发展提供了坚实的法律保障。"上海社会科学院 法学研究所研究员李建伟表示,民营经济促进法首次从地位明确、权益保障、发展促进等方面系统构筑了民营经济发展的法律支持体系,具有 里程碑意义。 新时代新征程民营经济发展前景广阔、大有可为。用法治力量护航民营企业和企业家大胆闯、放手拼,民营经济航船必将乘风破浪、行稳致 远。 2025年4月2日,位于浙江省湖州市吴兴区织里镇的浙江永昌电气股份有限公司数字化车间内,自动化流水线在生产直流变频电机。该公司是一 家专业研发、生产、销售各类高效、节能电容感应电机、直流变频电机和新能源汽车电机的国家高新技术企业和国家专精特新"小巨 ...
民营经济如何跃迁发展?这场研讨会给出多维策略
Guo Ji Jin Rong Bao· 2025-05-22 12:20
致同咨询交易支持服务联席主管合伙人刘波揭示了民营企业价值跃迁的底层逻辑。在刘波看来,新 质生产力将为民营经济带来范式变革,促进民营经济从生存竞争转向价值创造。企业层面,数据、技 术、人才三位一体的创新体系需要关注;政策层面,优化制度供给,降低创新试错成本,可让民营经济 有更多动力去做长时间研发;生态层面,通过跨界合作、产业链并购、兼并重组等优化资源配置,并开 放更多的创新网络,让民营经济在未来十年、二十年甚至更长的时间里获得更好的发展。 致同审计合伙人张丽雯分享民营企业国际化经营中的合规保障与价值创造。她通过典型案例分析指 出,企业在跨国供应链建设中,都会面临"当地代理"与"自主建设"的战略选择,需综合考虑物流成本、 管理效率等多重因素。从财务角度出发,要以成本最低化、毛利最大化来设计,但实际上,从无到有的 过程中,只要符合预期的性价比,就是民营企业走向国际市场的最大动力。 民营经济促进法自5月20日起施行,为民营经济高质量发展注入了强劲法治动力。在新法实施的背 景下,民营经济如何进一步实现跃迁式发展?近日,在致同会计师事务所举办的"民营经济新质跃迁的 多维赋能"研讨会上,多位合伙人针对民营经济、民营企业高质 ...
从便民工程到支柱业务 眉州东坡把早餐做成会呼吸的城市配套
Bei Jing Shang Bao· 2025-05-22 12:06
Core Viewpoint - Meizhou Dongpo has transformed its breakfast business over two decades, becoming a significant player in Beijing's breakfast market and exemplifying the spirit of innovation and progress in the private restaurant sector [1][3][4]. Company Development - Meizhou Dongpo began its breakfast operations in 1999, filling a gap in the market and providing convenient dining options for residents [3]. - In 2009, the breakfast project was included in the "Beijing Breakfast Demonstration Project," recognizing its quality and assigning it a role in industry development [3]. - The company has continuously updated its breakfast offerings, with a notable breakthrough in 2018 when it introduced self-service breakfast options, catering to diverse consumer needs [4]. Market Strategy - Meizhou Dongpo has adapted its sales strategies in response to market changes, such as offering half portions of popular items like freshly fried sesame oil sticks, which led to nearly doubling customer traffic despite a decrease in average transaction value [4]. - The company emphasizes product innovation, focusing on hygiene, service quality, and consumer feedback to enhance its offerings [7]. Consumer Focus - The company has launched new products targeting younger consumers, including coffee and croissants, and has adjusted portion sizes to accommodate varying appetites [7]. - Meizhou Dongpo operates 22 breakfast outlets in Beijing, with half located in Chaoyang District, contributing approximately 25% to the company's overall revenue [7]. Government Support - The growth of Meizhou Dongpo has been supported by local government initiatives aimed at stimulating consumption and enhancing the business environment, including the issuance of consumer vouchers and digital currency incentives [8]. - The company has received substantial support from the Chaoyang District government for new store openings and renovations, reflecting a collaborative effort to boost the local economy [8]. Future Outlook - By 2025, Meizhou Dongpo aims to fully implement its Breakfast 6.0 ecosystem, creating a diverse product matrix that blends traditional and innovative flavors, positioning itself as a key player in Beijing's breakfast market [8].